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NYSE: BFH
Bread Financial Holdings Inc Earnings Dates, Reports, Calls

OverviewForecastEarnings
RevenueDividendOwnership
Bread Financial Holdings earnings were $527.0M for the trailing 12 months ending Sep 30, 2026, with 30.5% growth year over year. The latest BFH earnings report on Sep 30, 2026 announced Q3 2026 earnings of $150.0M, up 4.2% from last quarter. For the last reported fiscal year 2025 ending Dec 31, 2025, BFH reported annual earnings of $518.0M, with 87% growth.

BFH past earnings growth

How has BFH's earnings growth performed historically?

Company
30.52%
Industry
102.06%
Market
93.64%
BFH's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
BFH's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance
BFH's earnings growth is accelerating... subscribe to Premium to read more.
Accelerating Earnings Growth Performance

BFH earnings history

Current Revenue
$2.7B
Current Earnings
$527.0M
Current Profit Margin
19.6%
BFH's has not demonstrated consistent... subscribe to Premium to read more.
Long-term Earnings Growth Trend Performance

BFH Return on Equity

Current Company
15.7%
Current Industry
143.7%
Current Market
39.9%
BFH's Return on Equity (15.7%)... subscribe to Premium to read more.
High Return on Equity Performance

BFH Return on Assets

Current Company
2.3%
Current Industry
17.5%
BFH is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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BFH Return on Capital Employed

Current Company
0%
Current Industry
34.4%

BFH vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
BFH$771.00M$527.00M-4.07%$13.00
SEZL$216.48M$161.43M+267.04%$4.77
ENVA$916.00M$382.44M+3.79%$15.37
NNI$470.80M$302.24M-8.78%$8.37
SLM$757.61M$552.82M-4.92%$2.79
View Top Credit Service Stocks

Bread Financial Holdings Earnings Reports & History FAQ

What were Bread Financial Holdings's earnings last quarter?

On BFH's earnings call on Oct 22, 2026, Bread Financial Holdings (NYSE: BFH) reported Q3 2026 earnings per share (EPS) of $3.91, up 3.22% year over year. Total BFH earnings for the quarter were $150.00 million. In the same quarter last year, Bread Financial Holdings's earnings per share (EPS) was $4.04.

If you're new to stock investing, here's how to buy Bread Financial Holdings stock.

Is Bread Financial Holdings profitable or losing money?

As of the last Bread Financial Holdings earnings report, Bread Financial Holdings is currently profitable. Bread Financial Holdings's net profit (also called net income) for the twelve months ending Sep 30, 2026 was $537.00 million, a 13.77% increase year over year.

What was BFH's earnings growth in the past year?

As of Bread Financial Holdings's earnings date in Oct 22, 2026, Bread Financial Holdings's earnings has grown 30.52% year over year. This is 71.54 percentage points lower than the US Credit Services industry earnings growth rate of 102.06%. BFH earnings in the past year totalled $527.00 million.
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