NYSE: BFH
Bread Financial Holdings Inc Earnings Dates, Reports, Calls

Bread Financial Holdings earnings were $565.0M for the trailing 12 months ending Jun 30, 2026, with 119.9% growth year over year. The latest BFH earnings report on Jun 30, 2026 announced Q2 2026 earnings of $144.0M, down 19.6% from last quarter. For the last reported fiscal year 2025 ending Dec 31, 2025, BFH reported annual earnings of $518.0M, with 87% growth. The next BFH earnings date is Oct 22, 2026.

BFH past earnings growth

How has BFH's earnings growth performed historically?

Company
119.93%
Industry
118.86%
Market
93.54%
BFH's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
BFH's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance
BFH's earnings growth is accelerating... subscribe to Premium to read more.
Accelerating Earnings Growth Performance

BFH earnings history

Current Revenue
$2.7B
Current Earnings
$565.0M
Current Profit Margin
21.2%
BFH's has not demonstrated consistent... subscribe to Premium to read more.
Long-term Earnings Growth Trend Performance

BFH Return on Equity

Current Company
16.9%
Current Industry
93.8%
Current Market
30.9%
BFH's Return on Equity (16.9%)... subscribe to Premium to read more.
High Return on Equity Performance

BFH Return on Assets

Current Company
2.5%
Current Industry
18.2%
BFH is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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BFH Return on Capital Employed

Current Company
0%
Current Industry
34.2%

BFH vs Credit Service Stocks

TickerEBITDAEarningsY/Y EarningsEPS
BFH$759.00M$565.00M-1.68%$13.13
ENVA$868.52M$355.45M-0.26%$14.28
SEZL$216.48M$161.43M+267.04%$4.77
NNI$470.80M$302.24M-8.78%$8.37
SLM$1.00B$720.58M-0.97%$3.62

BFH earnings dates

Next earnings date
Oct 22, 2026

Bread Financial Holdings Earnings Reports & History FAQ

What were Bread Financial Holdings's earnings last quarter?

On BFH's earnings call on Jul 23, 2026, Bread Financial Holdings (NYSE: BFH) reported Q2 2026 earnings per share (EPS) of $3.62, up 21.89% year over year. Total BFH earnings for the quarter were $144.00 million. In the same quarter last year, Bread Financial Holdings's earnings per share (EPS) was $2.97.

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When does Bread Financial Holdings report earnings?

The next BFH earnings date is Oct 22, 2026. Add BFH to your watchlist to be reminded of Bread Financial Holdings's next earnings date.

Is Bread Financial Holdings profitable or losing money?

As of the last Bread Financial Holdings earnings report, Bread Financial Holdings is currently profitable. Bread Financial Holdings's net profit (also called net income) for the twelve months ending Jun 30, 2026 was $569.00 million, a 98.95% increase year over year.

What was BFH's earnings growth in the past year?

As of Bread Financial Holdings's earnings date in Jul 23, 2026, Bread Financial Holdings's earnings has grown 119.93% year over year. This is 1.08 percentage points higher than the US Credit Services industry earnings growth rate of 118.86%. BFH earnings in the past year totalled $565.00 million.

What are Bread Financial Holdings's earnings expectations?

The current EPS estimate for Bread Financial Holdings's earnings report in Oct 22, 2026 is $3.42.
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