NASDAQ: XHGXchange Tecinc Stock
$0.95-0.03 (-3.06%)
Updated Jul 31, 2026
XHG Price
$0.95
Fair Value Price
N/A
Market Cap
$0.00
52 Week Low
$0.65
52 Week High
$2.23
P/E
N/A
P/B
0x
P/S
0.8x
PEG
N/A
Dividend Yield
N/A
Revenue
$57.14M
Earnings
-$12.84M
Gross Margin
2.4%
Operating Margin
-17.73%
Profit Margin
-22.9%
Debt to Equity
-1.08
Operating Cash Flow
-$2M
Beta
0.6
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
XHG Overview
XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People’s Republic of China. The company provides a various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. It offers automobile, life, health, group accident, and other property related insurance products. In addition, the company operates a SaaS platform to offers comprehensive services to offline and online customers. It sells insurance primarily through a network of external referral sources that include external registered sales representatives, distribution channel partners, and through its in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2007 and is based in Shanghai, the People’s Republic of China.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine XHG's potential to beat the market
- XHG doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Real Estate Service
Industry Rating
C
XHG
RankedUnranked of 21
RankedUnranked of 21
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $355.03 | A | |
| $15.00 | B | |
| $16.95 | C |
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XHG News
Overview
Due Diligence Score
–
Industry Average (24)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how XHG scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
XHG was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
XHG is unprofitable, so we are unable to assess its PEG ratio
PEG Value Valuation
XHG's cash burn is expected... subscribe to Premium to read more.
Interest Coverage Financials
There are 30 more XHG due diligence checks available for Premium users.
Valuation
XHG price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0x
Industry
2.55x
XHG's financial health
Profit margin
Revenue
$0.0
Net Income
$0.0
Profit Margin
0%
XHG's cash burn is expected... subscribe to Premium to read more.
Interest Coverage Financials
XHG's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$9.4M
Liabilities
$135.7M
Debt to equity
-1.08
XHG's short-term liabilities ($138.09M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
XHG's short-term assets ($5.26M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
XHG's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
XHG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
N/A
Investing
N/A
Financing
N/A
XHG's cash and short-term investments... subscribe to Premium to read more.
Debt Coverage Financials
XHG vs Real Estate Service Stocks
Xchange Tecinc Stock FAQ
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.