NASDAQ: TWFGTwfg Inc Stock
$31.56+0.56 (+1.81%)
Updated Apr 29, 2025
TWFG Price
$31.56
Fair Value Price
$49.02
Market Cap
$1.77B
52 Week Low
$21.31
52 Week High
$36.50
P/E
166.11x
P/B
23.95x
P/S
2.23x
PEG
1.96x
Dividend Yield
N/A
Revenue
$203.76M
Earnings
$2.75M
Gross Margin
42%
Operating Margin
3.17%
Profit Margin
1.3%
Debt to Equity
0.65
Operating Cash Flow
$40M
Beta
0.6
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
TWFG Overview
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.
Zen Rating
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CHold
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C
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TWFG News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TWFG scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TWFG ($31.56) is undervalued by 35.62% relative to our estimate of its Fair Value price of $49.02 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
TWFG ($31.56) is significantly undervalued by 35.62% relative to our estimate of its Fair Value price of $49.02 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
TWFG ($31.56) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more TWFG due diligence checks available for Premium users.
Valuation
TWFG fair value
Fair Value of TWFG stock based on Discounted Cash Flow (DCF)
Price
$31.56
Fair Value
$49.02
Undervalued by
35.62%
TWFG ($31.56) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TWFG ($31.56) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TWFG ($31.56) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TWFG price to earnings (PE)
For valuing profitable companies with steady earnings
Company
166.11x
Industry
-14.35x
Market
29.19x
TWFG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TWFG is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
TWFG price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
23.95x
Industry
5.82x
TWFG is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TWFG price to earnings growth (PEG)
For valuing profitable companies with growth potential
TWFG is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
TWFG's financial health
Profit margin
Revenue
$49.5M
Net Income
$1.6M
Profit Margin
3.2%
TWFG's Earnings (EBIT) of $6.46M... subscribe to Premium to read more.
Interest Coverage Financials
TWFG's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$323.4M
Liabilities
$48.1M
Debt to equity
0.65
TWFG's short-term assets ($241.85M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
TWFG's short-term assets ($241.85M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
TWFG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$11.6M
Investing
-$3.5M
Financing
-$3.7M
TWFG's operating cash flow ($40.48M)... subscribe to Premium to read more.
Debt Coverage Financials
TWFG vs Insurance Stocks
Twfg Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.