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NASDAQ: SPNS
Sapiens International Corp N V Stock

$33.96+0.01 (+0.03%)
Updated Jun 13, 2024
SPNS Price
$33.96
Fair Value Price
$28.05
Market Cap
$1.89B
52 Week Low
$24.39
52 Week High
$35.33
P/E
28.54x
P/B
4.27x
P/S
3.42x
PEG
2.01x
Dividend Yield
1.59%
Revenue
$524.11M
Earnings
$65.61M
Gross Margin
42.8%
Operating Margin
15.28%
Profit Margin
12.5%
Debt to Equity
0.54
Operating Cash Flow
$76M
Beta
1.01
Next Earnings
Jul 31, 2024
Ex-Dividend
N/A
Next Dividend
N/A

SPNS Overview

Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally. The company offers Sapiens CoreSuite and Sapiens IDITSuite for personal, commercial, and specialty lines; and Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster for life, pension, and annuities. It also provides Sapiens DigitalSuite for customers, agents, brokers, risk managers, customer groups and third-party service providers; Sapiens ReinsuranceMaster and Sapiens ReinsurancePro reinsurance solutions; and Sapiens Platform, Sapiens CoreSuite, Sapiens PolicyPro, and Sapiens ClaimsPro, as well as Sapiens PolicyGo, and Sapiens ClaimsGo for workers' compensation. In addition, the company offers financial and compliance solutions, which comprise Sapiens FinancialPro, Sapiens Financial GO, Sapiens StatementPro, Sapiens CheckPro, and Sapiens Reporting Tools; and Sapiens Decision, an enterprise-scale platform that enables institutions to centrally author, store, and manage various organizational business logics. Further, it provides tailor-made solutions based on its Sapiens eMerge platform; and program delivery, business, and managed services. The company markets and sells its products and services through direct and partner sales. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel.

Zen Score

Industry Average (28)
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Due Diligence Checks

SPNS ($33.96) is overvalued by 21.08% relative to our estimate of its Fair Value price of $28.05 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
SPNS ($33.96) is not significantly undervalued (21.08%) relative to our estimate of its Fair Value price of $28.05 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
SPNS ($33.96) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more SPNS due diligence checks available for Premium users.

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SPNS News

Valuation

SPNS fair value

Fair Value of SPNS stock based on Discounted Cash Flow (DCF)
Price
$33.96
Fair Value
$28.05
Overvalued by
21.08%
SPNS ($33.96) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
SPNS ($33.96) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
SPNS ($33.96) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

SPNS price to earnings (PE)

For valuing profitable companies with steady earnings
Company
28.54x
Industry
22.97x
Market
30.48x
SPNS is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SPNS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

SPNS price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
4.27x
Industry
6.12x
SPNS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SPNS price to earnings growth (PEG)

For valuing profitable companies with growth potential
SPNS is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

SPNS's financial health

Profit margin

Revenue
$134.2M
Net Income
$17.4M
Profit Margin
12.9%
SPNS's Earnings (EBIT) of $80.10M... subscribe to Premium to read more.
Interest Coverage Financials
SPNS's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$683.8M
Liabilities
$240.3M
Debt to equity
0.54
SPNS's short-term assets ($319.37M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
SPNS's short-term assets ($319.37M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
SPNS's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
SPNS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$18.5M
Investing
-$5.5M
Financing
-$22.9M
SPNS's operating cash flow ($75.73M)... subscribe to Premium to read more.
Debt Coverage Financials

SPNS vs App Stocks

TickerMarket Cap1d %P/EP/B
SPNS$1.89B+0.03%28.54x4.27x
BMBL$1.91B-1.56%63.24x1.19x
SPT$1.93B-2.51%-27.37x13.13x
COMP$1.81B-7.11%-5.90x5.48x
PLUS$1.98B-1.55%16.89x2.20x

Sapiens International N V Stock FAQ

What is Sapiens International N V's quote symbol?

(NASDAQ: SPNS) Sapiens International N V trades on the NASDAQ under the ticker symbol SPNS. Sapiens International N V stock quotes can also be displayed as NASDAQ: SPNS.

If you're new to stock investing, here's how to buy Sapiens International N V stock.

What is the 52 week high and low for Sapiens International N V (NASDAQ: SPNS)?

(NASDAQ: SPNS) Sapiens International N V's 52-week high was $35.33, and its 52-week low was $24.39. It is currently -3.88% from its 52-week high and 39.24% from its 52-week low.

How much is Sapiens International N V stock worth today?

(NASDAQ: SPNS) Sapiens International N V currently has 55,744,000 outstanding shares. With Sapiens International N V stock trading at $33.96 per share, the total value of Sapiens International N V stock (market capitalization) is $1.89B.

Sapiens International N V stock was originally listed at a price of $34.40 in Mar 5, 1998. If you had invested in Sapiens International N V stock at $34.40, your return over the last 26 years would have been -1.28%, for an annualized return of -0.05% (not including any dividends or dividend reinvestments).

How much is Sapiens International N V's stock price per share?

(NASDAQ: SPNS) Sapiens International N V stock price per share is $33.96 today (as of Jun 13, 2024).

What is Sapiens International N V's Market Cap?

(NASDAQ: SPNS) Sapiens International N V's market cap is $1.89B, as of Jun 15, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Sapiens International N V's market cap is calculated by multiplying SPNS's current stock price of $33.96 by SPNS's total outstanding shares of 55,744,000.
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