NASDAQ: RPAYRepay Holdings Corp Stock
$4.08+0.02 (+0.49%)
Updated Jul 10, 2026
RPAY Price
$4.08
Fair Value Price
N/A
Market Cap
$387.43M
52 Week Low
$2.30
52 Week High
$6.06
P/E
-1.36x
P/B
0.81x
P/S
0.69x
PEG
N/A
Dividend Yield
N/A
Revenue
$312.73M
Earnings
-$258.72M
Gross Margin
75.1%
Operating Margin
-79.12%
Profit Margin
-82.7%
Debt to Equity
1.39
Operating Cash Flow
$105M
Beta
1.58
Next Earnings
Aug 10, 2026
Ex-Dividend
N/A
Next Dividend
N/A
RPAY Overview
Repay Holdings Corporation specializes in delivering comprehensive payment technology solutions, specifically designed for various specialized markets. The company empowers consumers and businesses alike to conduct electronic transactions efficiently. Repay's diverse portfolio of digital payment services includes processing for credit and debit cards, virtual card capabilities, both standard and enhanced Automated Clearing House (ACH) transactions, and immediate funding options. These services are seamlessly facilitated through its proprietary, multi-channel platforms, which feature web-based portals, mobile applications, text-to-pay functionality, interactive voice response (IVR) systems, and point-of-sale terminals. Repay primarily serves clients within the personal loans, automotive loans, receivables management, and business-to-business (B2B) sectors. Its solutions are distributed through a dedicated direct sales team and strategic software integration partnerships. Founded in 2006, Repay Holdings Corporation is headquartered in Atlanta, Georgia.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine RPAY's potential to beat the market
- RPAY doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Software Infrastructure
Industry Rating
C
RPAY
RankedUnranked of 129
RankedUnranked of 129
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RPAY News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how RPAY scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
RPAY is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
RPAY is good value based on its book value relative to its share price (0.81x), compared to the US Software - Infrastructure industry average (7.62x)
P/B vs Industry Valuation
RPAY is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 30 more RPAY due diligence checks available for Premium users.
Valuation
RPAY price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-1.36x
Industry
-265.92x
Market
12.99x
RPAY price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.81x
Industry
7.62x
RPAY is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
RPAY's financial health
Profit margin
Revenue
$80.8M
Net Income
-$9.9M
Profit Margin
-12.3%
RPAY's Earnings (EBIT) of -$247.42M... subscribe to Premium to read more.
Interest Coverage Financials
RPAY's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.1B
Liabilities
$665.5M
Debt to equity
1.39
RPAY's short-term assets ($131.01M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
RPAY's long-term liabilities ($592.31M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
RPAY's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
RPAY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$16.8M
Investing
-$34.0M
Financing
-$51.7M
RPAY's operating cash flow ($105.43M)... subscribe to Premium to read more.
Debt Coverage Financials
RPAY vs Software Infrastructure Stocks
Repay Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.