NASDAQ: RMBIRichmond Mutual Bancorporation Inc Stock
$14.88+0.16 (+1.09%)
Updated Jun 12, 2026
RMBI Price
$14.88
Fair Value Price
-$8.08
Market Cap
$156.26M
52 Week Low
$12.77
52 Week High
$16.04
P/E
11.53x
P/B
1.08x
P/S
2.96x
PEG
1.82x
Dividend Yield
4.03%
Revenue
$48.12M
Earnings
$12.39M
Gross Margin
100%
Operating Margin
30.52%
Profit Margin
25.8%
Debt to Equity
9.48
Operating Cash Flow
$17M
Beta
0.31
Next Earnings
Jul 22, 2026
Ex-Dividend
N/A
Next Dividend
Jun 17, 2026
RMBI Overview
Richmond Mutual Bancorporation, Inc. serves as the parent organization for First Bank Richmond, offering a diverse array of banking and financial services. The company facilitates various deposit accounts, including savings, money market, NOW, demand deposit, and certificates of deposit. Its lending portfolio encompasses numerous loan types, such as multi-family and commercial real estate, commercial and industrial, construction and development, residential real estate, and consumer loans. Additionally, it engages in lease financing and provides fee-based financial services, including trust and estate administration, investment management, retirement plan administration, and private banking. Established in 1887 and headquartered in Richmond, Indiana, the firm operates through 12 full-service and one limited-service banking offices, with eight located across Indiana and five in Ohio. A loan production office in Columbus, Ohio, further extends its reach.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine RMBI's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
RMBI
Ranked#80 of 283
Ranked#80 of 283
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $56.85 | B | |
| $24.76 | B | |
| $30.15 | B |
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RMBI News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how RMBI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
RMBI ($14.88) is overvalued by 284.07% relative to our estimate of its Fair Value price of -$8.08 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
RMBI ($14.88) is not significantly undervalued (284.07%) relative to our estimate of its Fair Value price of -$8.08 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
RMBI ($14.88) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more RMBI due diligence checks available for Premium users.
Valuation
RMBI fair value
Fair Value of RMBI stock based on Discounted Cash Flow (DCF)
Price
$14.88
Fair Value
-$8.08
Undervalued by
284.07%
RMBI ($14.88) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
RMBI ($14.88) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
RMBI ($14.88) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
RMBI price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.53x
Industry
13.98x
Market
14.15x
RMBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
RMBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
RMBI price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.08x
Industry
1.28x
RMBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
RMBI price to earnings growth (PEG)
For valuing profitable companies with growth potential
RMBI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
RMBI's financial health
Profit margin
Revenue
$12.1M
Net Income
$2.8M
Profit Margin
23.1%
RMBI's Earnings (EBIT) of $14.68M... subscribe to Premium to read more.
Interest Coverage Financials
RMBI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.5B
Liabilities
$1.4B
Debt to equity
9.48
RMBI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
RMBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$2.8M
Investing
$4.8M
Financing
-$5.9M
RMBI's operating cash flow ($16.57M)... subscribe to Premium to read more.
Debt Coverage Financials
RMBI vs Bank Stocks
Richmond Mutual Bancorporation Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.