NASDAQ: RMBIRichmond Mutual Bancorporation Inc Stock
$13.88-0.03 (-0.22%)
Updated Jan 29, 2026
RMBI Price
$13.88
Fair Value Price
N/A
Market Cap
$145.05M
52 Week Low
$11.37
52 Week High
$15.24
P/E
12.73x
P/B
1.04x
P/S
3.3x
PEG
5.41x
Dividend Yield
4.32%
Revenue
$44.97M
Earnings
$10.64M
Gross Margin
100%
Operating Margin
27.75%
Profit Margin
23.7%
Debt to Equity
9.89
Operating Cash Flow
$20M
Beta
0.33
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
RMBI Overview
Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. It operates through 12 full service and one limited-service banking offices with seven full-service and one limited-service offices located in Indiana; five offices situated in Ohio; one full-service banking office and four other branch offices are located in Richmond, Indiana; two other offices in Cambridge City, Centerville, Richmond, and Shelbyville, Indiana; two offices in Sidney and Ohio; two offices in Piqua and one office in Troy, Ohio; and a loan production office in Columbus, Ohio. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine RMBI's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
RMBI
Ranked#58 of 280
Ranked#58 of 280
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $7.14 | A | |
| $61.83 | B | |
| $22.02 | B |
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RMBI News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how RMBI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
RMBI ($13.88) is trading above its intrinsic value of $7.19, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
RMBI is good value based on its earnings relative to its share price (12.73x), compared to the US market average (43.12x)
P/E vs Market Valuation
RMBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more RMBI due diligence checks available for Premium users.
Valuation
RMBI fair value
Fair Value of RMBI stock based on Discounted Cash Flow (DCF)
Price
$13.88
Fair Value
$1.56
Overvalued by
791.58%
RMBI ($13.88) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
RMBI price to earnings (PE)
For valuing profitable companies with steady earnings
Company
12.73x
Industry
17.1x
Market
43.12x
RMBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
RMBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
RMBI price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.04x
Industry
1.37x
RMBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
RMBI price to earnings growth (PEG)
For valuing profitable companies with growth potential
RMBI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
RMBI's financial health
Profit margin
Revenue
$12.3M
Net Income
$3.6M
Profit Margin
29.2%
RMBI's Earnings (EBIT) of $12.48M... subscribe to Premium to read more.
Interest Coverage Financials
RMBI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.5B
Liabilities
$1.4B
Debt to equity
9.89
RMBI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
RMBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$6.3M
Investing
-$6.8M
Financing
$7.6M
RMBI's operating cash flow ($20.09M)... subscribe to Premium to read more.
Debt Coverage Financials
RMBI vs Bank Stocks
Richmond Mutual Bancorporation Stock FAQ
Company
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