NASDAQ: JFINJiayin Group Inc Stock
$11.04-0.42 (-3.66%)
Updated Apr 30, 2025
JFIN Price
$11.04
Fair Value Price
N/A
Market Cap
$589.20M
52 Week Low
$4.00
52 Week High
$16.22
P/E
4.06x
P/B
1.38x
P/S
0.43x
PEG
0.41x
Dividend Yield
4.53%
Revenue
$793.57M
Earnings
$144.72M
Gross Margin
64.9%
Operating Margin
22.33%
Profit Margin
18.2%
Debt to Equity
0.73
Operating Cash Flow
$195M
Beta
1.05
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
JFIN Overview
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates transparent, secure, and fast connections between individual borrowers and financial institutions funding partners. It also provides referral services for investment products offered by the financial service providers; and software development, risk control, marketing support, and IT assistance services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine JFIN's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Internet Content & Information
Industry Rating
B
JFIN
Ranked#20 of 51
Ranked#20 of 51
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JFIN News
Overview
Due Diligence Score
–
Industry Average (30)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how JFIN scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
JFIN ($11.04) is trading below its intrinsic value of $25.05, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
JFIN is good value based on its earnings relative to its share price (4.06x), compared to the US market average (29.18x)
P/E vs Market Valuation
JFIN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more JFIN due diligence checks available for Premium users.
Valuation
JFIN fair value
Fair Value of JFIN stock based on Discounted Cash Flow (DCF)
Price
$11.04
Fair Value
$22.43
Undervalued by
50.79%
JFIN ($11.04) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
JFIN price to earnings (PE)
For valuing profitable companies with steady earnings
Company
4.06x
Industry
33.32x
Market
29.18x
JFIN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
JFIN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
JFIN price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.38x
Industry
5.78x
JFIN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
JFIN price to earnings growth (PEG)
For valuing profitable companies with growth potential
JFIN is good value based... subscribe to Premium to read more.
PEG Value Valuation
JFIN's financial health
Profit margin
Revenue
$192.4M
Net Income
$37.7M
Profit Margin
19.6%
JFIN's Earnings (EBIT) of $177.21M... subscribe to Premium to read more.
Interest Coverage Financials
JFIN's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$741.1M
Liabilities
$312.6M
Debt to equity
0.73
JFIN's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
JFIN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
N/A
Investing
N/A
Financing
N/A
JFIN's operating cash flow ($195.01M)... subscribe to Premium to read more.
Debt Coverage Financials
JFIN vs Internet Content & Information Stocks
Jiayin Group Stock FAQ
Company
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