NASDAQ: HQY
Healthequity Inc Stock

$112.69-1.25 (-1.1%)
Updated Feb 14, 2025
HQY Price
$112.69
Fair Value Price
$71.23
Market Cap
$9.77B
52 Week Low
$65.01
52 Week High
$115.59
P/E
100.62x
P/B
4.6x
P/S
6.46x
PEG
1.44x
Dividend Yield
N/A
Revenue
$1.15B
Earnings
$96.70M
Gross Margin
65.5%
Operating Margin
15.2%
Profit Margin
8.4%
Debt to Equity
0.64
Operating Cash Flow
$341M
Beta
1
Next Earnings
Mar 17, 2025
Ex-Dividend
N/A
Next Dividend
N/A

HQY Overview

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. The company was incorporated in 2002 and is headquartered in Draper, Utah.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine HQY's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Health Information Service

Industry Rating
C
HQY
Ranked
#9 of 51

Top Ranked Stocks in Industry

View Top Health Information Service Stocks

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HQY News

Overview

Due Diligence Score

Industry Average (24)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HQY scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HQY ($112.69) is overvalued by 58.21% relative to our estimate of its Fair Value price of $71.23 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
HQY ($112.69) is not significantly undervalued (58.21%) relative to our estimate of its Fair Value price of $71.23 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
HQY ($112.69) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more HQY due diligence checks available for Premium users.

Valuation

HQY fair value

Fair Value of HQY stock based on Discounted Cash Flow (DCF)

Price
$112.69
Fair Value
$71.23
Overvalued by
58.21%
HQY ($112.69) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
HQY ($112.69) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
HQY ($112.69) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

HQY price to earnings (PE)

For valuing profitable companies with steady earnings

Company
100.62x
Industry
20.43x
Market
37.92x
HQY is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HQY is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

HQY price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
4.6x
Industry
4.17x
HQY is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HQY price to earnings growth (PEG)

For valuing profitable companies with growth potential

HQY is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

HQY's financial health

Profit margin

Revenue
$300.4M
Net Income
$5.7M
Profit Margin
1.9%
HQY's Earnings (EBIT) of $174.81M... subscribe to Premium to read more.
Interest Coverage Financials
HQY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.5B
Liabilities
$1.4B
Debt to equity
0.64
HQY's short-term assets ($495.25M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
HQY's long-term liabilities ($1.21B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
HQY's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
HQY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$90.6M
Investing
-$12.9M
Financing
-$82.4M
HQY's operating cash flow ($341.18M)... subscribe to Premium to read more.
Debt Coverage Financials

HQY vs Health Information Service Stocks

TickerZen RatingMarket Cap1d %P/EP/B
HQYB$9.77B-1.10%100.62x4.60x
WAYC$7.80B+1.45%-107.46x2.56x
SOLVC$12.83B-0.09%N/A4.02x
DOCSB$14.46B+0.10%71.36x14.02x
BTSGC$3.84B-0.14%-88.20x2.38x

Healthequity Stock FAQ

What is Healthequity's quote symbol?

(NASDAQ: HQY) Healthequity trades on the NASDAQ under the ticker symbol HQY. Healthequity stock quotes can also be displayed as NASDAQ: HQY.

If you're new to stock investing, here's how to buy Healthequity stock.

What is the 52 week high and low for Healthequity (NASDAQ: HQY)?

(NASDAQ: HQY) Healthequity's 52-week high was $115.59, and its 52-week low was $65.01. It is currently -2.51% from its 52-week high and 73.34% from its 52-week low.

How much is Healthequity stock worth today?

(NASDAQ: HQY) Healthequity currently has 86,662,663 outstanding shares. With Healthequity stock trading at $112.69 per share, the total value of Healthequity stock (market capitalization) is $9.77B.

Healthequity stock was originally listed at a price of $17.60 in Jul 31, 2014. If you had invested in Healthequity stock at $17.60, your return over the last 10 years would have been 540.28%, for an annualized return of 20.4% (not including any dividends or dividend reinvestments).

How much is Healthequity's stock price per share?

(NASDAQ: HQY) Healthequity stock price per share is $112.69 today (as of Feb 14, 2025).

What is Healthequity's Market Cap?

(NASDAQ: HQY) Healthequity's market cap is $9.77B, as of Feb 18, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Healthequity's market cap is calculated by multiplying HQY's current stock price of $112.69 by HQY's total outstanding shares of 86,662,663.
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