NASDAQ: ACIW
Aci Worldwide Inc Stock

$51.62+0.28 (+0.55%)
Updated Jan 13, 2025
ACIW Price
$51.62
Fair Value Price
$18.79
Market Cap
$5.41B
52 Week Low
$28.79
52 Week High
$59.71
P/E
24.23x
P/B
4.07x
P/S
3.3x
PEG
9.55x
Dividend Yield
N/A
Revenue
$1.62B
Earnings
$227.18M
Gross Margin
52.2%
Operating Margin
22.87%
Profit Margin
14%
Debt to Equity
1.33
Operating Cash Flow
$318M
Beta
1.1
Next Earnings
Feb 26, 2025
Ex-Dividend
N/A
Next Dividend
N/A

ACIW Overview

ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide. The company offers ACI Acquiring, a merchant management system to deliver digital innovation, improve fraud prevention, and reduce interchange fees; ACI Issuing, a digital payments issuing solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Omni Commerce, a scalable, omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management, a real-time approach to fraud management; ACI Digital Business Banking, a cloud-based digital banking platform; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, and mortgage sectors; implementation services, including product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables, Florida.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine ACIW's potential to beat the market

AStrong Buy
  • Stocks with a Zen Rating of Strong Buy (A) had an average return of +32.52% per year. Learn More

Zen Rating Component Grades

C
Value
C
Growth
B
Momentum
A
Sentiment
C
Safety
C
Financials
C
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Software Infrastructure

Industry Rating
A
ACIW
Ranked
#14 of 130

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$30.33A
$20.62A
$13.53A
View Top Software Infrastructure Stocks

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ACIW News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how ACIW scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

ACIW ($51.62) is overvalued by 174.67% relative to our estimate of its Fair Value price of $18.79 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
ACIW ($51.62) is not significantly undervalued (174.67%) relative to our estimate of its Fair Value price of $18.79 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
ACIW ($51.62) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more ACIW due diligence checks available for Premium users.

Valuation

ACIW fair value

Fair Value of ACIW stock based on Discounted Cash Flow (DCF)

Price
$51.62
Fair Value
$18.79
Overvalued by
174.67%
ACIW ($51.62) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
ACIW ($51.62) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
ACIW ($51.62) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ACIW price to earnings (PE)

For valuing profitable companies with steady earnings

Company
24.23x
Industry
41.32x
Market
29.88x
ACIW is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ACIW is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ACIW price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
4.07x
Industry
11.07x
ACIW is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ACIW price to earnings growth (PEG)

For valuing profitable companies with growth potential

ACIW is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

ACIW's financial health

Profit margin

Revenue
$451.8M
Net Income
$81.4M
Profit Margin
18%
ACIW's Earnings (EBIT) of $369.95M... subscribe to Premium to read more.
Interest Coverage Financials
ACIW's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.1B
Liabilities
$1.8B
Debt to equity
1.33
ACIW's short-term assets ($1.09B) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
ACIW's short-term assets ($1.09B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
ACIW's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
ACIW's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$54.0M
Investing
-$7.7M
Financing
-$172.0k
ACIW's operating cash flow ($318.01M)... subscribe to Premium to read more.
Debt Coverage Financials

ACIW vs Software Infrastructure Stocks

TickerZen RatingMarket Cap1d %P/EP/B
ACIWA$5.41B+0.55%24.23x4.07x
VRNSC$5.03B+0.11%-60.47x11.74x
QLYSC$4.89B-0.32%28.85x10.87x
TENBA$4.64B+0.34%-75.73x11.47x
BOXA$4.50B+1.49%38.15x-9.37x

Aci Worldwide Stock FAQ

What is Aci Worldwide's quote symbol?

(NASDAQ: ACIW) Aci Worldwide trades on the NASDAQ under the ticker symbol ACIW. Aci Worldwide stock quotes can also be displayed as NASDAQ: ACIW.

If you're new to stock investing, here's how to buy Aci Worldwide stock.

What is the 52 week high and low for Aci Worldwide (NASDAQ: ACIW)?

(NASDAQ: ACIW) Aci Worldwide's 52-week high was $59.71, and its 52-week low was $28.79. It is currently -13.55% from its 52-week high and 79.3% from its 52-week low.

How much is Aci Worldwide stock worth today?

(NASDAQ: ACIW) Aci Worldwide currently has 104,888,642 outstanding shares. With Aci Worldwide stock trading at $51.62 per share, the total value of Aci Worldwide stock (market capitalization) is $5.41B.

Aci Worldwide stock was originally listed at a price of $12.67 in Dec 31, 1997. If you had invested in Aci Worldwide stock at $12.67, your return over the last 27 years would have been 307.52%, for an annualized return of 5.34% (not including any dividends or dividend reinvestments).

How much is Aci Worldwide's stock price per share?

(NASDAQ: ACIW) Aci Worldwide stock price per share is $51.62 today (as of Jan 13, 2025).

What is Aci Worldwide's Market Cap?

(NASDAQ: ACIW) Aci Worldwide's market cap is $5.41B, as of Jan 14, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Aci Worldwide's market cap is calculated by multiplying ACIW's current stock price of $51.62 by ACIW's total outstanding shares of 104,888,642.
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