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Best Insurance Stocks to Buy Now (2025)

Top insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best insurance stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best insurance stocks to buy right now are:

Crawford & Co (NYSE:CRD.A) is the #1 top insurance stock out of 18 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Crawford & Co (NYSE:CRD.A) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: B, Financials: C, and AI: B.

Crawford & Co (NYSE:CRD.A) has a Due Diligence Score of 49, which is 12 points higher than the insurance industry average of 37.

CRD.A passed 18 out of 38 due diligence checks and has strong fundamentals. Crawford & Co has seen its stock return 10.72% over the past year, underperforming other insurance stocks by -1 percentage points.

Crawford & Co has an average 1 year price target of $14.00, an upside of 39.72% from Crawford & Co's current stock price of $10.02.

Crawford & Co stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Crawford & Co, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Corvel (NASDAQ:CRVL) is the #2 top insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Corvel (NASDAQ:CRVL) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: B, Financials: B, and AI: B.

Corvel (NASDAQ:CRVL) has a Due Diligence Score of 43, which is 6 points higher than the insurance industry average of 37.

CRVL passed 14 out of 33 due diligence checks and has strong fundamentals. Corvel has seen its stock return 29.63% over the past year, overperforming other insurance stocks by 17 percentage points.

Selectquote (NYSE:SLQT) is the #3 top insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Selectquote (NYSE:SLQT) is: Value: C, Growth: B, Momentum: D, Sentiment: A, Safety: C, Financials: C, and AI: C.

Selectquote (NYSE:SLQT) has a Due Diligence Score of 22, which is -15 points lower than the insurance industry average of 37. Although this number is below the industry average, our proven quant model rates SLQT as a "B".

SLQT passed 7 out of 33 due diligence checks and has weak fundamentals. Selectquote has seen its stock lose -22.02% over the past year, underperforming other insurance stocks by -34 percentage points.

Selectquote has an average 1 year price target of $2.75, an upside of 27.31% from Selectquote's current stock price of $2.16.

Selectquote stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering Selectquote, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 6 insurance stocks that have issued dividends in the past year, the 3 insurance stocks with the highest dividend yields are:

Marsh & Mclennan Companies (NYSE:MMC) has an annual dividend yield of 1.13%, which is the same as the insurance industry average of 0.74%. Marsh & Mclennan Companies's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Marsh & Mclennan Companies's dividend has shown consistent growth over the last 10 years.

Marsh & Mclennan Companies's dividend payout ratio of 39.7% indicates that its dividend yield is sustainable for the long-term.

Erie Indemnity Co (NASDAQ:ERIE) has an annual dividend yield of 1.1%, which is the same as the insurance industry average of 0.74%. Erie Indemnity Co's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Erie Indemnity Co's dividend has shown consistent growth over the last 10 years.

Erie Indemnity Co's dividend payout ratio of 40.1% indicates that its dividend yield is sustainable for the long-term.

Willis Towers Watson (NASDAQ:WTW) has an annual dividend yield of 0.9%, which is the same as the insurance industry average of 0.74%. Willis Towers Watson's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Willis Towers Watson's dividend has shown consistent growth over the last 10 years.

Willis Towers Watson's dividend payout ratio of -613.8% indicates that its dividend yield might not be sustainable for the long-term.

Insurance stocks were down -0.96% in the last day, and down -4.19% over the last week.

We couldn't find a catalyst for why insurance stocks are down.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued insurance stocks right now are:

Crawford & Co (NYSE:CRD.A) is the most undervalued insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 71, which is 39 points higher than the insurance industry average of 32. It passed 5 out of 7 valuation due diligence checks.

Crawford & Co's stock has gained 10.72% in the past year. It has underperformed other stocks in the insurance industry by -1 percentage points.

Aifu (NASDAQ:AIFU) is the second most undervalued insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Aifu has a valuation score of 71, which is 39 points higher than the insurance industry average of 32. It passed 5 out of 7 valuation due diligence checks.

Aifu's stock has gained 6.62% in the past year. It has underperformed other stocks in the insurance industry by -6 percentage points.

Zhibao Technology (NASDAQ:ZBAO) is the third most undervalued insurance stock based on its Valuation Rating of C. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Zhibao Technology has a valuation score of 43, which is 11 points higher than the insurance industry average of 32. It passed 3 out of 7 valuation due diligence checks.

Zhibao Technology's stock has dropped -76.83% in the past year. It has underperformed other stocks in the insurance industry by -89 percentage points.

54.55% of insurance stocks rated by analysts are a hold right now. On average, analysts expect insurance stocks to rise by 13.32% over the next year.

6.67% of insurance stocks have a Zen Rating of A (Strong Buy), 13.33% of insurance stocks are rated B (Buy), 73.33% are rated C (Hold), 6.67% are rated D (Sell), and 0% are rated F (Strong Sell).