Sectors & Industries Financial ServicesInsurance - Specialty
Best Specialty Insurance Stocks to Buy Now (2025)
Top specialty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best specialty insurance stocks to buy now. Learn More.

Industry: Insurance - Specialty

Overview Zen Rating Price Value Growth Financials

Momentum Sentiment Forecast Dividends Due Diligence

Insurance - Specialty is Zen Rated C and is the 70th ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	ROE	ROA	ROCE	ROIC	D/E	Current Ratio	Gross Margin	Profit Margin	Operating Margin
TIPT	TIPTREE INC	$856.13M	11.80%	1.00%	N/A	2.90%	10.85	N/A	58.70%	2.80%	7.73%
HIPO	HIPPO HOLDINGS INC	$925.79M	-3.20%	-0.70%	N/A	-0.80%	4.13	N/A	20.10%	-2.50%	-2.49%
AIZ	ASSURANT INC	$10.57B	13.60%	2.00%	N/A	3.00%	5.46	N/A	76.00%	5.80%	7.97%
FAF	FIRST AMERICAN FINANCIAL CORP	$6.75B	3.70%	1.20%	N/A	2.80%	2.17	N/A	28.30%	2.90%	6.10%
TRUP	TRUPANION INC	$1.93B	-1.30%	-0.50%	2.12%	2.80%	1.51	1.70	14.70%	-0.30%	0.75%
MTG	MGIC INVESTMENT CORP	$6.45B	14.70%	11.60%	N/A	14.40%	0.27	N/A	99.50%	62.60%	82.50%
AXS	AXIS CAPITAL HOLDINGS LTD	$7.42B	14.20%	2.60%	N/A	3.40%	4.53	N/A	47.90%	13.80%	17.44%
NMIH	NMI HOLDINGS INC	$3.00B	16.50%	11.00%	N/A	13.70%	0.48	N/A	93.30%	55.60%	75.57%
ESNT	ESSENT GROUP LTD	$6.26B	12.70%	10.00%	N/A	11.80%	0.27	N/A	90.50%	56.40%	69.12%
ITIC	INVESTORS TITLE CO	$473.42M	12.70%	9.70%	N/A	13.70%	0.30	N/A	100.00%	12.30%	15.67%
ACT	ENACT HOLDINGS INC	$5.57B	13.30%	10.20%	N/A	13.50%	0.30	N/A	92.50%	55.40%	74.60%
FNF	FIDELITY NATIONAL FINANCIAL INC	$15.96B	13.60%	1.10%	N/A	1.90%	11.83	N/A	73.40%	7.90%	11.97%
RYAN	RYAN SPECIALTY HOLDINGS INC	$14.08B	9.20%	0.60%	6.54%	8.80%	15.48	1.01	100.00%	2.00%	12.53%
JRVR	JAMES RIVER GROUP HOLDINGS LTD	$233.26M	-25.50%	-2.50%	N/A	-1.70%	8.92	N/A	18.60%	-18.90%	-12.35%
AMSF	AMERISAFE INC	$836.92M	18.40%	4.30%	N/A	5.60%	3.35	N/A	31.20%	16.50%	20.64%
RDN	RADIAN GROUP INC	$4.70B	12.70%	6.60%	N/A	7.50%	1.13	N/A	97.20%	45.60%	65.97%
MBI	MBIA INC	$350.39M	N/A	-10.40%	N/A	-0.40%	-1.97	N/A	61.20%	-218.40%	-22.33%
AGO	ASSURED GUARANTY LTD	$3.89B	8.30%	3.90%	N/A	5.00%	1.13	N/A	95.70%	44.50%	64.80%
EIG	EMPLOYERS HOLDINGS INC	$993.13M	9.40%	2.80%	N/A	3.60%	2.27	N/A	44.70%	11.40%	13.97%
AMBC	AMBAC FINANCIAL GROUP INC	$415.06M	-54.90%	-7.40%	N/A	-6.70%	8.26	N/A	42.70%	-317.40%	-320.26%

Specialty Insurance Stocks FAQ

What are the best specialty insurance stocks to buy right now in Sep 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best specialty insurance stocks to buy right now are:

1. Tiptree (NASDAQ:TIPT)

Tiptree (NASDAQ:TIPT) is the #1 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Tiptree (NASDAQ:TIPT) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Tiptree (NASDAQ:TIPT) has a Due Diligence Score of 29, which is equal to the specialty insurance industry average of 29.

TIPT passed 10 out of 38 due diligence checks and has average fundamentals. Tiptree has seen its stock return 14.44% over the past year, overperforming other specialty insurance stocks by 10 percentage points.

2. Hippo Holdings (NYSE:HIPO)

Hippo Holdings (NYSE:HIPO) is the #2 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Hippo Holdings (NYSE:HIPO) is: Value: C, Growth: A, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: C.

Hippo Holdings (NYSE:HIPO) has a Due Diligence Score of 29, which is equal to the specialty insurance industry average of 29.

HIPO passed 10 out of 33 due diligence checks and has average fundamentals. Hippo Holdings has seen its stock return 104.03% over the past year, overperforming other specialty insurance stocks by 100 percentage points.

Hippo Holdings has an average 1 year price target of $34.25, a downside of -7.41% from Hippo Holdings's current stock price of $36.99.

Hippo Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Hippo Holdings, 50% have issued a Strong Buy rating, 25% have issued a Buy, 25% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Assurant (NYSE:AIZ)

Assurant (NYSE:AIZ) is the #3 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Assurant (NYSE:AIZ) is: Value: C, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Assurant (NYSE:AIZ) has a Due Diligence Score of 42, which is 13 points higher than the specialty insurance industry average of 29.

AIZ passed 14 out of 38 due diligence checks and has strong fundamentals. Assurant has seen its stock return 7.03% over the past year, overperforming other specialty insurance stocks by 3 percentage points.

Assurant has an average 1 year price target of $231.50, an upside of 10.5% from Assurant's current stock price of $209.50.

Assurant stock has a consensus Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Assurant, 25% have issued a Strong Buy rating, 50% have issued a Buy, 25% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the specialty insurance stocks with highest dividends?

Out of 12 specialty insurance stocks that have issued dividends in the past year, the 3 specialty insurance stocks with the highest dividend yields are:

1. Amerisafe (NASDAQ:AMSF)

Amerisafe (NASDAQ:AMSF) has an annual dividend yield of 10.3%, which is 8 percentage points higher than the specialty insurance industry average of 2.57%. Amerisafe's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Amerisafe's dividend has shown consistent growth over the last 10 years.

Amerisafe's dividend payout ratio of 170.6% indicates that its high dividend yield might not be sustainable for the long-term.

2. Investors Title Co (NASDAQ:ITIC)

Investors Title Co (NASDAQ:ITIC) has an annual dividend yield of 6.32%, which is 4 percentage points higher than the specialty insurance industry average of 2.57%. Investors Title Co's dividend payout is not stable, having dropped more than 10% eight times in the last 10 years. Investors Title Co's dividend has shown consistent growth over the last 10 years.

Investors Title Co's dividend payout ratio of 90.2% indicates that its high dividend yield might not be sustainable for the long-term.

3. First American Financial (NYSE:FAF)

First American Financial (NYSE:FAF) has an annual dividend yield of 3.23%, which is 1 percentage points higher than the specialty insurance industry average of 2.57%. First American Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. First American Financial's dividend has shown consistent growth over the last 10 years.

First American Financial's dividend payout ratio of 118% indicates that its dividend yield might not be sustainable for the long-term.

Why are specialty insurance stocks up?

Specialty insurance stocks were up 0.96% in the last day, and up 0.2% over the last week.

We couldn't find a catalyst for why specialty insurance stocks are up.

What are the most undervalued specialty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued specialty insurance stocks right now are:

1. Nmi Holdings (NASDAQ:NMIH)

Nmi Holdings (NASDAQ:NMIH) is the most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Nmi Holdings has a valuation score of 43, which is 9 points higher than the specialty insurance industry average of 34. It passed 3 out of 7 valuation due diligence checks.

Nmi Holdings's stock has dropped -6.12% in the past year. It has underperformed other stocks in the specialty insurance industry by -10 percentage points.

2. Axis Capital Holdings (NYSE:AXS)

Axis Capital Holdings (NYSE:AXS) is the second most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Axis Capital Holdings has a valuation score of 71, which is 37 points higher than the specialty insurance industry average of 34. It passed 5 out of 7 valuation due diligence checks.

Axis Capital Holdings's stock has gained 19.52% in the past year. It has overperformed other stocks in the specialty insurance industry by 15 percentage points.

3. Enact Holdings (NASDAQ:ACT)

Enact Holdings (NASDAQ:ACT) is the third most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Enact Holdings has a valuation score of 71, which is 37 points higher than the specialty insurance industry average of 34. It passed 5 out of 7 valuation due diligence checks.

Enact Holdings's stock has gained 3.85% in the past year. It has performed in line with other stocks in the specialty insurance industry.

Are specialty insurance stocks a good buy now?

47.06% of specialty insurance stocks rated by analysts are a buy right now. On average, analysts expect specialty insurance stocks to rise by 13.51% over the next year.

0% of specialty insurance stocks have a Zen Rating of A (Strong Buy), 20% of specialty insurance stocks are rated B (Buy), 65% are rated C (Hold), 10% are rated D (Sell), and 5% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - specialty industry?

The average P/E ratio of the insurance - specialty industry is 18.87x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.