Sectors & Industries Financial ServicesInsurance - Specialty
Best Specialty Insurance Stocks to Buy Now (2026)
Top specialty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best specialty insurance stocks to buy now. Learn More.

Industry: Insurance - Specialty

Overview Zen Rating Price Value Growth Financials

Momentum Sentiment Forecast Dividends Due Diligence

Insurance - Specialty is Zen Rated C and is the 74th ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	ROE	ROA	ROCE	ROIC	D/E	Current Ratio	Gross Margin	Profit Margin	Operating Margin
ESNT	ESSENT GROUP LTD	$6.08B	11.90%	9.10%	N/A	10.90%	0.34	N/A	85.00%	51.50%	64.51%
ITIC	INVESTORS TITLE CO	$539.65M	14.00%	10.60%	N/A	14.80%	0.33	N/A	100.00%	13.60%	17.21%
AIZ	ASSURANT INC	$14.17B	18.00%	3.00%	N/A	4.30%	4.92	N/A	78.10%	7.90%	10.70%
FAF	FIRST AMERICAN FINANCIAL CORP	$7.37B	13.60%	4.20%	N/A	7.10%	2.37	N/A	34.40%	9.30%	14.40%
NMIH	NMI HOLDINGS INC	$3.32B	15.10%	10.20%	N/A	12.70%	0.48	N/A	89.90%	54.10%	73.24%
RDN	RADIAN GROUP INC	$4.83B	11.30%	5.70%	N/A	7.50%	1.22	N/A	100.00%	32.60%	47.32%
MTG	MGIC INVESTMENT CORP	$6.21B	13.90%	10.80%	N/A	13.30%	0.30	N/A	92.80%	59.20%	76.96%
HIPO	HIPPO HOLDINGS INC	$855.81M	27.40%	5.90%	N/A	7.30%	3.98	N/A	32.50%	23.90%	24.61%
ACT	ENACT HOLDINGS INC	$6.67B	12.80%	9.90%	N/A	12.80%	0.29	N/A	90.10%	54.50%	73.11%
TRUP	TRUPANION INC	$1.27B	6.00%	2.50%	7.00%	9.80%	1.27	1.77	16.60%	1.50%	2.42%
FNF	FIDELITY NATIONAL FINANCIAL INC	$12.87B	10.10%	0.70%	N/A	1.90%	14.19	N/A	72.40%	5.00%	12.23%
RYAN	RYAN SPECIALTY HOLDINGS INC	$10.86B	16.30%	0.90%	6.75%	8.60%	21.50	1.00	100.00%	3.10%	11.14%
OSG	OCTAVE SPECIALTY GROUP INC	$210.39M	-22.10%	-7.30%	N/A	-11.70%	1.81	N/A	62.10%	-51.10%	-47.97%
AXS	AXIS CAPITAL HOLDINGS LTD	$7.43B	16.80%	3.00%	N/A	4.00%	4.63	N/A	48.60%	15.80%	20.64%
MBI	MBIA INC	$256.61M	N/A	-7.20%	N/A	0.90%	-1.85	N/A	131.90%	-154.30%	52.13%
EIG	EMPLOYERS HOLDINGS INC	$881.14M	0.80%	0.20%	N/A	0.30%	2.94	N/A	31.70%	0.90%	1.13%
JRVR	JAMES RIVER GROUP HOLDINGS INC	$209.92M	4.10%	0.40%	N/A	1.00%	7.93	N/A	34.60%	3.20%	6.95%
TIPT	TIPTREE INC	$672.92M	68.30%	7.70%	38.60%	7.10%	0.25	5.08	57.50%	-40.30%	-34.42%
AGO	ASSURED GUARANTY LTD	$3.34B	6.30%	2.80%	N/A	3.40%	1.27	N/A	90.20%	37.30%	50.64%
AMSF	AMERISAFE INC	$521.60M	18.40%	4.10%	N/A	5.40%	3.51	N/A	27.60%	14.00%	17.46%

Specialty Insurance Stocks FAQ

What are the best specialty insurance stocks to buy right now in Aug 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best specialty insurance stocks to buy right now are:

1. Essent Group (NYSE:ESNT)

Essent Group (NYSE:ESNT) is the #1 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Essent Group (NYSE:ESNT) is: Value: B, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Essent Group (NYSE:ESNT) has a Due Diligence Score of 42, which is 8 points higher than the specialty insurance industry average of 34.

ESNT passed 15 out of 38 due diligence checks and has strong fundamentals. Essent Group has seen its stock return 10.49% over the past year, overperforming other specialty insurance stocks by 1 percentage points.

Essent Group has an average 1 year price target of $72.17, an upside of 6.74% from Essent Group's current stock price of $67.61.

Essent Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 6 analysts covering Essent Group, 16.67% have issued a Strong Buy rating, 16.67% have issued a Buy, 66.67% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Investors Title Co (NASDAQ:ITIC)

Investors Title Co (NASDAQ:ITIC) is the #2 top specialty insurance stock out of 20 with a Zen Rating of C. Stocks with a rating of C have had an average return of +5.11% per year. Learn more.

The Component Grade breakdown for Investors Title Co (NASDAQ:ITIC) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Investors Title Co (NASDAQ:ITIC) has a Due Diligence Score of 37, which is 3 points higher than the specialty insurance industry average of 34.

ITIC passed 13 out of 38 due diligence checks and has average fundamentals. Investors Title Co has seen its stock return 24.28% over the past year, overperforming other specialty insurance stocks by 15 percentage points.

3. Assurant (NYSE:AIZ)

Assurant (NYSE:AIZ) is the #3 top specialty insurance stock out of 20 with a Zen Rating of C. Stocks with a rating of C have had an average return of +5.11% per year. Learn more.

The Component Grade breakdown for Assurant (NYSE:AIZ) is: Value: C, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Assurant (NYSE:AIZ) has a Due Diligence Score of 43, which is 9 points higher than the specialty insurance industry average of 34.

AIZ passed 15 out of 38 due diligence checks and has strong fundamentals. Assurant has seen its stock return 39.62% over the past year, overperforming other specialty insurance stocks by 30 percentage points.

Assurant has an average 1 year price target of $304.83, an upside of 6.13% from Assurant's current stock price of $287.22.

Assurant stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 6 analysts covering Assurant, 66.67% have issued a Strong Buy rating, 33.33% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the specialty insurance stocks with highest dividends?

Out of 15 specialty insurance stocks that have issued dividends in the past year, the 3 specialty insurance stocks with the highest dividend yields are:

1. Amerisafe (NASDAQ:AMSF)

Amerisafe (NASDAQ:AMSF) has an annual dividend yield of 9.24%, which is 7 percentage points higher than the specialty insurance industry average of 2.47%. Amerisafe's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Amerisafe's dividend has shown consistent growth over the last 10 years.

Amerisafe's dividend payout ratio of 104% indicates that its high dividend yield might not be sustainable for the long-term.

2. Fidelity National Financial (NYSE:FNF)

Fidelity National Financial (NYSE:FNF) has an annual dividend yield of 4.29%, which is 2 percentage points higher than the specialty insurance industry average of 2.47%. Fidelity National Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Fidelity National Financial's dividend has shown consistent growth over the last 10 years.

Fidelity National Financial's dividend payout ratio of 71.5% indicates that its high dividend yield is sustainable for the long-term.

3. Investors Title Co (NASDAQ:ITIC)

Investors Title Co (NASDAQ:ITIC) has an annual dividend yield of 3.69%, which is 1 percentage points higher than the specialty insurance industry average of 2.47%. Investors Title Co's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Investors Title Co's dividend has shown consistent growth over the last 10 years.

Investors Title Co's dividend payout ratio of 52.4% indicates that its dividend yield is sustainable for the long-term.

Why are specialty insurance stocks down?

Specialty insurance stocks were down -1.12% in the last day, and down -1.78% over the last week. Fidelity National Financial was the among the top losers in the insurance - specialty industry, dropping -4.36% yesterday.

Fidelity National Financial shares are trading lower after Keefe, Bruyette & Woods lowered its price target on the stock from $64 to $61.

What are the most undervalued specialty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued specialty insurance stocks right now are:

1. James River Group Holdings (NASDAQ:JRVR)

James River Group Holdings (NASDAQ:JRVR) is the most undervalued specialty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

James River Group Holdings has a valuation score of 71, which is 35 points higher than the specialty insurance industry average of 36. It passed 5 out of 7 valuation due diligence checks.

James River Group Holdings's stock has dropped -19.65% in the past year. It has underperformed other stocks in the specialty insurance industry by -29 percentage points.

2. Axis Capital Holdings (NYSE:AXS)

Axis Capital Holdings (NYSE:AXS) is the second most undervalued specialty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Axis Capital Holdings has a valuation score of 43, which is 7 points higher than the specialty insurance industry average of 36. It passed 3 out of 7 valuation due diligence checks.

Axis Capital Holdings's stock has gained 6% in the past year. It has underperformed other stocks in the specialty insurance industry by -3 percentage points.

3. Radian Group (NYSE:RDN)

Radian Group (NYSE:RDN) is the third most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Radian Group has a valuation score of 71, which is 35 points higher than the specialty insurance industry average of 36. It passed 5 out of 7 valuation due diligence checks.

Radian Group's stock has gained 6.76% in the past year. It has underperformed other stocks in the specialty insurance industry by -3 percentage points.

Are specialty insurance stocks a good buy now?

64.71% of specialty insurance stocks rated by analysts are a buy right now. On average, analysts expect specialty insurance stocks to rise by 14.45% over the next year.

0% of specialty insurance stocks have a Zen Rating of A (Strong Buy), 5% of specialty insurance stocks are rated B (Buy), 90% are rated C (Hold), 5% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - specialty industry?

The average P/E ratio of the insurance - specialty industry is 17.52x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.