Sectors & IndustriesHealthcareHealthcare Plans

Best Healthcare Plan Stocks to Buy Now (2026)

Top healthcare plan stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best healthcare plan stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best healthcare plan stocks to buy right now are:

Oscar Health (NYSE:OSCR) is the #1 top healthcare plan stock out of 10 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Oscar Health (NYSE:OSCR) is: Value: B, Growth: A, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: C.

Oscar Health (NYSE:OSCR) has a Due Diligence Score of 56, which is 17 points higher than the healthcare plan industry average of 39.

OSCR passed 19 out of 33 due diligence checks and has strong fundamentals. Oscar Health has seen its stock return 105.07% over the past year, overperforming other healthcare plan stocks by 72 percentage points.

Oscar Health has an average 1 year price target of $35.86, an upside of 1.9% from Oscar Health's current stock price of $35.19.

Oscar Health stock has a consensus Hold recommendation according to Wall Street analysts. Of the 8 analysts covering Oscar Health, 12.5% have issued a Strong Buy rating, 12.5% have issued a Buy, 62.5% have issued a hold, while 12.5% have issued a Sell rating, and 0% have issued a Strong Sell.

Unitedhealth Group (NYSE:UNH) is the #2 top healthcare plan stock out of 10 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Unitedhealth Group (NYSE:UNH) is: Value: C, Growth: C, Momentum: B, Sentiment: A, Safety: C, Financials: C, and AI: B.

Unitedhealth Group (NYSE:UNH) has a Due Diligence Score of 35, which is -4 points lower than the healthcare plan industry average of 39. Although this number is below the industry average, our proven quant model rates UNH as a "B".

UNH passed 12 out of 38 due diligence checks and has average fundamentals. Unitedhealth Group has seen its stock return 23.74% over the past year, underperforming other healthcare plan stocks by -10 percentage points.

Unitedhealth Group has an average 1 year price target of $477.65, an upside of 16.68% from Unitedhealth Group's current stock price of $409.38.

Unitedhealth Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 17 analysts covering Unitedhealth Group, 52.94% have issued a Strong Buy rating, 29.41% have issued a Buy, 17.65% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Cvs Health (NYSE:CVS) is the #3 top healthcare plan stock out of 10 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Cvs Health (NYSE:CVS) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: B, Financials: C, and AI: A.

Cvs Health (NYSE:CVS) has a Due Diligence Score of 34, which is -5 points lower than the healthcare plan industry average of 39. Although this number is below the industry average, our proven quant model rates CVS as a "B".

CVS passed 11 out of 38 due diligence checks and has average fundamentals. Cvs Health has seen its stock return 2.41% over the past year, underperforming other healthcare plan stocks by -31 percentage points.

Cvs Health has an average 1 year price target of $114.07, an upside of 42.66% from Cvs Health's current stock price of $79.96.

Cvs Health stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 15 analysts covering Cvs Health, 66.67% have issued a Strong Buy rating, 33.33% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 5 healthcare plan stocks that have issued dividends in the past year, the 3 healthcare plan stocks with the highest dividend yields are:

Cvs Health (NYSE:CVS) has an annual dividend yield of 3.33%, which is 1 percentage points higher than the healthcare plan industry average of 2%. Cvs Health's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Cvs Health's dividend has shown consistent growth over the last 10 years.

Cvs Health's dividend payout ratio of 30.7% indicates that its dividend yield is sustainable for the long-term.

Unitedhealth Group (NYSE:UNH) has an annual dividend yield of 2.21%, which is the same as the healthcare plan industry average of 2%. Unitedhealth Group's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Unitedhealth Group's dividend has shown consistent growth over the last 10 years.

Unitedhealth Group's dividend payout ratio of 51.6% indicates that its dividend yield is sustainable for the long-term.

Cigna Group (NYSE:CI) has an annual dividend yield of 2.03%, which is the same as the healthcare plan industry average of 2%. Cigna Group's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Cigna Group's dividend has shown consistent growth over the last 10 years.

Cigna Group's dividend payout ratio of 25.3% indicates that its dividend yield is sustainable for the long-term.

Healthcare plan stocks were up 2.8% in the last day, and up 3.63% over the last week. Centene was the among the top gainers in the healthcare plans industry, gaining 12.64% yesterday.

Shares of hospital chains and Medicaid-and ACA-focused insurers are trading higher as Democratic midterm wins are seen as supportive of Medicaid and Affordable Care Act coverage.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued healthcare plan stocks right now are:

Cigna Group (NYSE:CI) is the most undervalued healthcare plan stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Cigna Group has a valuation score of 57, which is 34 points higher than the healthcare plan industry average of 23. It passed 4 out of 7 valuation due diligence checks.

Cigna Group's stock has gained 15.4% in the past year. It has underperformed other stocks in the healthcare plan industry by -18 percentage points.

Oscar Health (NYSE:OSCR) is the second most undervalued healthcare plan stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Oscar Health has a valuation score of 14, which is -9 points higher than the healthcare plan industry average of 23. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates OSCR a Valuation Rating of "B".

Oscar Health's stock has gained 105.07% in the past year. It has overperformed other stocks in the healthcare plan industry by 72 percentage points.

Elevance Health (NYSE:ELV) is the third most undervalued healthcare plan stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Elevance Health has a valuation score of 29, which is 6 points higher than the healthcare plan industry average of 23. It passed 2 out of 7 valuation due diligence checks.

Elevance Health's stock has gained 37.13% in the past year. It has overperformed other stocks in the healthcare plan industry by 4 percentage points.

50% of healthcare plan stocks rated by analysts are a buy right now. On average, analysts expect healthcare plan stocks to rise by 9.89% over the next year.

10% of healthcare plan stocks have a Zen Rating of A (Strong Buy), 70% of healthcare plan stocks are rated B (Buy), 20% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).