Sectors & IndustriesHealthcareHealthcare Plans
Best Healthcare Plan Stocks to Buy Now (2026)
Top healthcare plan stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best healthcare plan stocks to buy now. Learn More.

Industry: Healthcare Plans
A
Healthcare Plans is Zen Rated A and is the 8th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Price
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1w %
1m %
3m %
6m %
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Vol 1d %
OSCR
OSCAR HEALTH INC
$31.94-0.53%-3.74%-6.09%7.87%34.60%111.52%369.71%162.23%N/A$38.50$10.6917.04%198.78%1.523,620,000-2.40%
CLOV
CLOVER HEALTH INVESTMENTS CORP
$4.88-1.81%8.93%2.09%7.49%48.78%94.42%442.83%-31.84%N/A$5.59$1.5812.70%208.86%1.484,139,0001.70%
UNH
UNITEDHEALTH GROUP INC
$405.130.54%2.38%7.03%-0.11%2.20%19.49%-25.33%-11.73%166.04%$461.00$255.9712.12%58.28%0.403,917,000-5.45%
CI
CIGNA GROUP
$296.27-1.72%-1.73%4.56%6.80%-0.74%9.48%0.73%36.07%117.65%$318.05$257.856.85%14.90%0.361,620,00010.05%
CNC
CENTENE CORP
$70.27-0.30%-5.26%4.85%4.77%18.48%94.12%-2.59%-7.37%172.52%$78.08$31.6310.00%122.16%0.413,701,000-11.88%
CVS
CVS HEALTH CORP
$89.790.30%10.40%2.34%-5.20%-5.63%11.87%32.43%-4.50%18.14%$110.68$69.5118.87%29.18%0.4111,792,0006.41%
ELV
ELEVANCE HEALTH INC
$429.900.10%-0.49%1.85%7.71%9.31%31.22%-6.83%-1.63%210.17%$450.69$274.844.61%56.42%0.40943,00035.10%
HUM
HUMANA INC
$443.68-0.59%7.74%2.35%14.11%50.22%84.50%-10.76%-0.39%123.13%$456.50$163.112.81%172.01%0.411,935,000-22.60%
MOH
MOLINA HEALTHCARE INC
$209.850.29%-3.13%2.69%1.84%9.54%48.80%-41.89%-33.00%320.29%$244.89$121.0614.31%73.34%0.37598,0007.94%
ALHC
ALIGNMENT HEALTHCARE INC
$7.50-2.47%-0.79%-7.29%-44.53%-59.19%-54.82%23.56%-65.33%N/A$25.12$6.0170.14%24.79%0.833,665,00011.53%

Healthcare Plan Stocks FAQ

What are the best healthcare plan stocks to buy right now in Nov 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best healthcare plan stocks to buy right now are:

1. Oscar Health (NYSE:OSCR)


Oscar Health (NYSE:OSCR) is the #1 top healthcare plan stock out of 10 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Oscar Health (NYSE:OSCR) is: Value: A, Growth: B, Momentum: A, Sentiment: A, Safety: C, Financials: B, and AI: C.

Oscar Health (NYSE:OSCR) has a Due Diligence Score of 54, which is 13 points higher than the healthcare plan industry average of 41.

OSCR passed 18 out of 33 due diligence checks and has strong fundamentals. Oscar Health has seen its stock return 111.52% over the past year, overperforming other healthcare plan stocks by 76 percentage points.

Oscar Health has an average 1 year price target of $37.00, an upside of 15.84% from Oscar Health's current stock price of $31.94.

Oscar Health stock has a consensus Buy recommendation according to Wall Street analysts. Of the 8 analysts covering Oscar Health, 25% have issued a Strong Buy rating, 12.5% have issued a Buy, 50% have issued a hold, while 12.5% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Clover Health Investments (NASDAQ:CLOV)


Clover Health Investments (NASDAQ:CLOV) is the #2 top healthcare plan stock out of 10 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Clover Health Investments (NASDAQ:CLOV) is: Value: C, Growth: A, Momentum: A, Sentiment: A, Safety: C, Financials: C, and AI: C.

Clover Health Investments (NASDAQ:CLOV) has a Due Diligence Score of 54, which is 13 points higher than the healthcare plan industry average of 41.

CLOV passed 18 out of 33 due diligence checks and has strong fundamentals. Clover Health Investments has seen its stock return 94.42% over the past year, overperforming other healthcare plan stocks by 59 percentage points.

Clover Health Investments has an average 1 year price target of $5.67, an upside of 16.13% from Clover Health Investments's current stock price of $4.88.

Clover Health Investments stock has a consensus Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Clover Health Investments, 33.33% have issued a Strong Buy rating, 33.33% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Unitedhealth Group (NYSE:UNH)


Unitedhealth Group (NYSE:UNH) is the #3 top healthcare plan stock out of 10 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Unitedhealth Group (NYSE:UNH) is: Value: C, Growth: C, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Unitedhealth Group (NYSE:UNH) has a Due Diligence Score of 35, which is -6 points lower than the healthcare plan industry average of 41. Although this number is below the industry average, our proven quant model rates UNH as a "B".

UNH passed 12 out of 38 due diligence checks and has average fundamentals. Unitedhealth Group has seen its stock return 19.49% over the past year, underperforming other healthcare plan stocks by -16 percentage points.

Unitedhealth Group has an average 1 year price target of $477.65, an upside of 17.9% from Unitedhealth Group's current stock price of $405.13.

Unitedhealth Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 17 analysts covering Unitedhealth Group, 52.94% have issued a Strong Buy rating, 29.41% have issued a Buy, 17.65% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the healthcare plan stocks with highest dividends?

Out of 5 healthcare plan stocks that have issued dividends in the past year, the 3 healthcare plan stocks with the highest dividend yields are:

1. Cvs Health (NYSE:CVS)


Cvs Health (NYSE:CVS) has an annual dividend yield of 2.96%, which is 1 percentage points higher than the healthcare plan industry average of 1.94%. Cvs Health's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Cvs Health's dividend has shown consistent growth over the last 10 years.

Cvs Health's dividend payout ratio of 30.7% indicates that its dividend yield is sustainable for the long-term.

2. Unitedhealth Group (NYSE:UNH)


Unitedhealth Group (NYSE:UNH) has an annual dividend yield of 2.24%, which is the same as the healthcare plan industry average of 1.94%. Unitedhealth Group's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Unitedhealth Group's dividend has shown consistent growth over the last 10 years.

Unitedhealth Group's dividend payout ratio of 51.6% indicates that its dividend yield is sustainable for the long-term.

3. Cigna Group (NYSE:CI)


Cigna Group (NYSE:CI) has an annual dividend yield of 2.09%, which is the same as the healthcare plan industry average of 1.94%. Cigna Group's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Cigna Group's dividend has shown consistent growth over the last 10 years.

Cigna Group's dividend payout ratio of 27.2% indicates that its dividend yield is sustainable for the long-term.

Why are healthcare plan stocks down?

Healthcare plan stocks were down -0.25% in the last day, and up 1.58% over the last week.

We couldn't find a catalyst for why healthcare plan stocks are down.

What are the most undervalued healthcare plan stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued healthcare plan stocks right now are:

1. Cigna Group (NYSE:CI)


Cigna Group (NYSE:CI) is the most undervalued healthcare plan stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Cigna Group has a valuation score of 57, which is 34 points higher than the healthcare plan industry average of 23. It passed 4 out of 7 valuation due diligence checks.

Cigna Group's stock has gained 9.48% in the past year. It has underperformed other stocks in the healthcare plan industry by -26 percentage points.

2. Oscar Health (NYSE:OSCR)


Oscar Health (NYSE:OSCR) is the second most undervalued healthcare plan stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Oscar Health has a valuation score of 29, which is 6 points higher than the healthcare plan industry average of 23. It passed 2 out of 7 valuation due diligence checks.

Oscar Health's stock has gained 111.52% in the past year. It has overperformed other stocks in the healthcare plan industry by 76 percentage points.

3. Elevance Health (NYSE:ELV)


Elevance Health (NYSE:ELV) is the third most undervalued healthcare plan stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Elevance Health has a valuation score of 29, which is 6 points higher than the healthcare plan industry average of 23. It passed 2 out of 7 valuation due diligence checks.

Elevance Health's stock has gained 31.22% in the past year. It has underperformed other stocks in the healthcare plan industry by -4 percentage points.

Are healthcare plan stocks a good buy now?

60% of healthcare plan stocks rated by analysts are a buy right now. On average, analysts expect healthcare plan stocks to rise by 12.17% over the next year.

10% of healthcare plan stocks have a Zen Rating of A (Strong Buy), 70% of healthcare plan stocks are rated B (Buy), 20% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the healthcare plans industry?

The average P/E ratio of the healthcare plans industry is 17.76x.
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