Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Industry: REIT - Mortgage

Overview Zen Rating Price Value Growth Financials

Momentum Sentiment Forecast Dividends Due Diligence

REIT - Mortgage is Zen Rated F and is the 134th ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	ROE	ROA	ROCE	ROIC	D/E	Current Ratio	Gross Margin	Profit Margin	Operating Margin
RITM	RITHM CAPITAL CORP	$5.99B	8.00%	1.40%	N/A	1.20%	4.78	N/A	100.00%	12.70%	18.22%
NYMT	NEW YORK MORTGAGE TRUST INC	$618.54M	-0.40%	-0.10%	N/A	0.20%	6.12	N/A	-4.90%	-3.10%	23.99%
ACRE	ARES COMMERCIAL REAL ESTATE CORP	$270.63M	-2.40%	-0.70%	N/A	-0.40%	1.80	N/A	76.60%	-20.20%	-19.82%
LFT	LUMENT FINANCE TRUST INC	$135.52M	4.40%	0.90%	N/A	0.70%	3.58	N/A	100.00%	33.70%	49.04%
SUNS	SUNRISE REALTY TRUST INC	$147.64M	7.10%	4.30%	N/A	4.10%	0.27	N/A	93.80%	62.00%	62.05%
NREF	NEXPOINT REAL ESTATE FINANCE INC	$255.79M	14.60%	0.80%	N/A	0.60%	14.04	N/A	84.60%	43.90%	57.70%
REFI	CHICAGO ATLANTIC REAL ESTATE FINANCE INC	$292.71M	12.70%	9.60%	N/A	8.20%	0.33	N/A	85.30%	70.10%	70.05%
FBRT	FRANKLIN BSP REALTY TRUST INC	$889.56M	3.80%	0.90%	N/A	0.80%	2.71	N/A	88.10%	27.60%	41.12%
CIM	CHIMERA INVESTMENT CORP	$1.13B	4.70%	0.90%	N/A	0.90%	3.99	N/A	100.00%	35.50%	61.17%
ARI	APOLLO COMMERCIAL REAL ESTATE FINANCE INC	$1.36B	-0.10%	0.00%	N/A	0.10%	3.72	N/A	100.00%	-0.50%	3.90%
BXMT	BLACKSTONE MORTGAGE TRUST INC	$3.28B	-2.10%	-0.40%	N/A	-0.20%	4.42	N/A	100.00%	-16.80%	-16.35%
ARR	ARMOUR RESIDENTIAL REIT INC	$1.37B	-1.00%	-0.10%	N/A	0.00%	8.10	N/A	23.80%	-30.30%	16.55%
RPT	RITHM PROPERTY TRUST INC	$122.19M	-8.30%	-2.30%	N/A	-1.40%	2.47	N/A	274.40%	368.80%	378.25%
CHMI	CHERRY HILL MORTGAGE INVESTMENT CORP	$96.34M	-7.30%	-1.10%	N/A	-0.10%	5.38	N/A	100.00%	-111.40%	-20.68%
PMT	PENNYMAC MORTGAGE INVESTMENT TRUST	$1.09B	4.20%	0.60%	N/A	0.40%	6.82	N/A	100.00%	26.70%	34.15%
ORC	ORCHID ISLAND CAPITAL INC	$750.98M	5.10%	0.60%	N/A	0.30%	7.53	N/A	100.00%	67.00%	67.01%
EARN	ELLINGTON CREDIT CO	$215.21M	3.90%	0.80%	N/A	0.50%	3.25	N/A	83.20%	43.70%	47.09%
EFC	ELLINGTON FINANCIAL INC	$1.22B	7.70%	0.80%	N/A	0.50%	9.30	N/A	90.90%	39.20%	48.38%
SILA	SILA REALTY TRUST INC	$1.33B	2.50%	1.80%	N/A	2.40%	0.46	N/A	87.00%	19.30%	31.89%
RWT	REDWOOD TRUST INC	$757.44M	2.70%	0.20%	N/A	0.20%	15.79	N/A	100.00%	12.80%	25.16%
RC	READY CAPITAL CORP	$750.23M	-14.30%	-2.80%	N/A	-2.00%	4.08	N/A	100.00%	803.90%	1,015.01%
SACH	SACHEM CAPITAL CORP	$58.19M	-23.50%	-9.00%	N/A	-2.00%	1.74	N/A	100.00%	-91.60%	-32.44%
AOMR	ANGEL OAK MORTGAGE REIT INC	$215.50M	14.40%	1.60%	N/A	0.90%	9.64	N/A	87.80%	63.70%	68.91%
MITT	AG MORTGAGE INVESTMENT TRUST INC	$215.45M	4.90%	0.40%	N/A	0.30%	12.47	N/A	100.00%	32.80%	57.94%
NLY	ANNALY CAPITAL MANAGEMENT INC	$11.61B	4.10%	0.50%	N/A	0.40%	7.08	N/A	100.00%	57.60%	77.95%
TRTX	TPG RE FINANCE TRUST INC	$632.47M	5.10%	1.50%	N/A	1.20%	2.59	N/A	100.00%	37.40%	47.20%
LADR	LADDER CAPITAL CORP	$1.36B	6.80%	2.10%	N/A	1.50%	1.95	N/A	100.00%	39.90%	40.13%
SMA	SMARTSTOP SELF STORAGE REIT INC	$1.98B	-6.60%	-1.10%	N/A	2.30%	4.83	N/A	65.40%	-9.00%	28.73%
GPMT	GRANITE POINT MORTGAGE TRUST INC	$117.14M	-23.80%	-6.90%	N/A	-3.80%	2.36	N/A	123.50%	175.90%	159.43%
MFA	MFA FINANCIAL INC	$988.55M	5.60%	0.90%	N/A	0.70%	5.27	N/A	100.00%	34.50%	44.88%
ACR	ACRES COMMERCIAL REALTY CORP	$133.17M	0.60%	0.10%	N/A	0.70%	3.11	N/A	88.00%	3.30%	29.11%
IVR	INVESCO MORTGAGE CAPITAL INC	$507.10M	3.50%	0.50%	N/A	0.50%	7.11	N/A	100.00%	39.40%	72.60%
AGNC	AGNC INVESTMENT CORP	$9.49B	3.50%	0.40%	N/A	0.40%	8.55	N/A	100.00%	88.60%	160.74%
STWD	STARWOOD PROPERTY TRUST INC	$6.80B	5.00%	0.50%	N/A	2.00%	8.59	N/A	92.40%	17.30%	88.53%
ABR	ARBOR REALTY TRUST INC	$1.99B	6.50%	1.40%	N/A	1.10%	3.40	N/A	98.50%	32.90%	42.09%
DX	DYNEX CAPITAL INC	$1.30B	5.30%	0.80%	N/A	0.50%	5.48	N/A	100.00%	58.30%	65.46%
KREF	KKR REAL ESTATE FINANCE TRUST INC	$623.14M	0.80%	0.20%	N/A	0.30%	3.96	N/A	100.00%	6.60%	20.06%
TWO	TWO HARBORS INVESTMENT CORP	$1.12B	-1.50%	-0.30%	N/A	0.40%	5.37	N/A	100.00%	-17.00%	44.97%
CMTG	CLAROS MORTGAGE TRUST INC	$416.69M	-12.00%	-3.50%	N/A	-1.80%	2.44	N/A	84.80%	-106.10%	-94.54%
LOAN	MANHATTAN BRIDGE CAPITAL INC	$58.91M	12.70%	8.00%	N/A	8.30%	0.52	N/A	100.00%	58.40%	80.80%

Mortgage REIT Stocks FAQ

What are the best mortgage reit stocks to buy right now in Jun 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best mortgage reit stocks to buy right now are:

1. Rithm Capital (NYSE:RITM)

Rithm Capital (NYSE:RITM) is the #1 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Rithm Capital (NYSE:RITM) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Rithm Capital (NYSE:RITM) has a Due Diligence Score of 43, which is 15 points higher than the mortgage reit industry average of 28.

RITM passed 16 out of 38 due diligence checks and has strong fundamentals. Rithm Capital has seen its stock return 0.27% over the past year, overperforming other mortgage reit stocks by 7 percentage points.

Rithm Capital has an average 1 year price target of $13.17, an upside of 16.63% from Rithm Capital's current stock price of $11.29.

Rithm Capital stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 6 analysts covering Rithm Capital, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. New York Mortgage Trust (NASDAQ:NYMT)

New York Mortgage Trust (NASDAQ:NYMT) is the #2 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for New York Mortgage Trust (NASDAQ:NYMT) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: D, and AI: C.

New York Mortgage Trust (NASDAQ:NYMT) has a Due Diligence Score of 17, which is -11 points lower than the mortgage reit industry average of 28.

NYMT passed 5 out of 38 due diligence checks and has weak fundamentals. New York Mortgage Trust has seen its stock return 13.41% over the past year, overperforming other mortgage reit stocks by 20 percentage points.

New York Mortgage Trust has an average 1 year price target of $8.17, an upside of 19.23% from New York Mortgage Trust's current stock price of $6.85.

New York Mortgage Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering New York Mortgage Trust, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Ares Commercial Real Estate (NYSE:ACRE)

Ares Commercial Real Estate (NYSE:ACRE) is the #3 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Ares Commercial Real Estate (NYSE:ACRE) is: Value: D, Growth: B, Momentum: C, Sentiment: B, Safety: D, Financials: C, and AI: C.

Ares Commercial Real Estate (NYSE:ACRE) has a Due Diligence Score of 23, which is -5 points lower than the mortgage reit industry average of 28.

ACRE passed 8 out of 38 due diligence checks and has weak fundamentals. Ares Commercial Real Estate has seen its stock lose -31% over the past year, underperforming other mortgage reit stocks by -24 percentage points.

Ares Commercial Real Estate has an average 1 year price target of $5.00, an upside of 1.63% from Ares Commercial Real Estate's current stock price of $4.92.

Ares Commercial Real Estate stock has a consensus Hold recommendation according to Wall Street analysts. Of the 3 analysts covering Ares Commercial Real Estate, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the mortgage reit stocks with highest dividends?

Out of 37 mortgage reit stocks that have issued dividends in the past year, the 3 mortgage reit stocks with the highest dividend yields are:

1. Orchid Island Capital (NYSE:ORC)

Orchid Island Capital (NYSE:ORC) has an annual dividend yield of 20.45%, which is 10 percentage points higher than the mortgage reit industry average of 10.77%. Orchid Island Capital's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Orchid Island Capital's dividend has not shown consistent growth over the last 10 years.

Orchid Island Capital's dividend payout ratio of 389.2% indicates that its high dividend yield might not be sustainable for the long-term.

2. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) has an annual dividend yield of 20.03%, which is 9 percentage points higher than the mortgage reit industry average of 10.77%. Invesco Mortgage Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Invesco Mortgage Capital's dividend has not shown consistent growth over the last 10 years.

Invesco Mortgage Capital's dividend payout ratio of 405.3% indicates that its high dividend yield might not be sustainable for the long-term.

3. Ellington Credit Co (NYSE:EARN)

Ellington Credit Co (NYSE:EARN) has an annual dividend yield of 16.75%, which is 6 percentage points higher than the mortgage reit industry average of 10.77%. Ellington Credit Co's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Ellington Credit Co's dividend has not shown consistent growth over the last 10 years.

Ellington Credit Co's dividend payout ratio of 342.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are mortgage reit stocks down?

Mortgage reit stocks were down -1.82% in the last day, and down -0.21% over the last week.

We couldn't find a catalyst for why mortgage reit stocks are down.

What are the most undervalued mortgage reit stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued mortgage reit stocks right now are:

1. Rithm Capital (NYSE:RITM)

Rithm Capital (NYSE:RITM) is the most undervalued mortgage reit stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Rithm Capital has a valuation score of 57, which is 29 points higher than the mortgage reit industry average of 28. It passed 4 out of 7 valuation due diligence checks.

Rithm Capital's stock has gained 0.27% in the past year. It has overperformed other stocks in the mortgage reit industry by 7 percentage points.

2. Chicago Atlantic Real Estate Finance (NASDAQ:REFI)

Chicago Atlantic Real Estate Finance (NASDAQ:REFI) is the second most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Chicago Atlantic Real Estate Finance has a valuation score of 14, which is -14 points higher than the mortgage reit industry average of 28. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates REFI a Valuation Rating of "B".

Chicago Atlantic Real Estate Finance's stock has dropped -11.7% in the past year. It has underperformed other stocks in the mortgage reit industry by -5 percentage points.

3. Angel Oak Mortgage Reit (NYSE:AOMR)

Angel Oak Mortgage Reit (NYSE:AOMR) is the third most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Angel Oak Mortgage Reit has a valuation score of 14, which is -14 points higher than the mortgage reit industry average of 28. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates AOMR a Valuation Rating of "B".

Angel Oak Mortgage Reit's stock has dropped -26.4% in the past year. It has underperformed other stocks in the mortgage reit industry by -20 percentage points.

Are mortgage reit stocks a good buy now?

53.13% of mortgage reit stocks rated by analysts are a strong buy right now. On average, analysts expect mortgage reit stocks to rise by 13.14% over the next year.

0% of mortgage reit stocks have a Zen Rating of A (Strong Buy), 0% of mortgage reit stocks are rated B (Buy), 66.67% are rated C (Hold), 30.77% are rated D (Sell), and 2.56% are rated F (Strong Sell).

What is the average p/e ratio of the reit - mortgage industry?

The average P/E ratio of the reit - mortgage industry is 3.89x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Mortgage REIT Stocks FAQ

1. Rithm Capital (NYSE:RITM)

2. New York Mortgage Trust (NASDAQ:NYMT)

3. Ares Commercial Real Estate (NYSE:ACRE)

1. Orchid Island Capital (NYSE:ORC)

2. Invesco Mortgage Capital (NYSE:IVR)

3. Ellington Credit Co (NYSE:EARN)

1. Rithm Capital (NYSE:RITM)

2. Chicago Atlantic Real Estate Finance (NASDAQ:REFI)

3. Angel Oak Mortgage Reit (NYSE:AOMR)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesReal EstateREIT - MortgageBest Mortgage REIT Stocks to Buy Now (2025)Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Mortgage REIT Stocks FAQ

1. Rithm Capital (NYSE:RITM)

2. New York Mortgage Trust (NASDAQ:NYMT)

3. Ares Commercial Real Estate (NYSE:ACRE)

1. Orchid Island Capital (NYSE:ORC)

2. Invesco Mortgage Capital (NYSE:IVR)

3. Ellington Credit Co (NYSE:EARN)

1. Rithm Capital (NYSE:RITM)

2. Chicago Atlantic Real Estate Finance (NASDAQ:REFI)

3. Angel Oak Mortgage Reit (NYSE:AOMR)

Company

Stock Tools

Stock Ideas

Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.