Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2026)
Top mortgage reit stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Industry: REIT - Mortgage

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

REIT - Mortgage is Zen Rated F and is the 138th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
RITM	RITHM CAPITAL CORP	$10.22	7,141,000	-31.53%	10.45	10.73	11.09	11.06	11.44	33.38	20.36	12.05	36.92	19.06	-0.28	-0.23	-0.06	0.97
CHMI	CHERRY HILL MORTGAGE INVESTMENT CORP	$2.59	158,000	27.42%	2.59	2.61	2.63	2.51	2.67	47.80	42.86	40.81	56.03	61.96	-0.01	-0.01	-0.00	0.81
REFI	CHICAGO ATLANTIC REAL ESTATE FINANCE INC	$12.15	103,000	-20.77%	11.91	12.07	12.40	12.57	13.27	50.56	49.75	38.53	82.46	64.40	-0.12	-0.15	0.03	0.40
ACRE	ARES COMMERCIAL REAL ESTATE CORP	$5.09	248,000	-44.14%	5.17	5.20	5.08	4.94	4.82	48.71	11.00	9.16	9.30	4.08	0.01	0.04	-0.04	1.03
SUNS	SUNRISE REALTY TRUST INC	$9.41	27,000	-44.90%	9.34	9.32	9.49	9.61	10.19	51.57	45.14	44.44	42.47	40.86	-0.02	-0.04	0.02	0.81
PMT	PENNYMAC MORTGAGE INVESTMENT TRUST	$12.11	732,000	-18.49%	12.35	12.38	12.74	12.56	12.50	39.07	28.09	35.07	15.42	32.80	-0.17	-0.16	-0.02	0.83
EARN	ELLINGTON CREDIT CO	$5.08	618,000	13.81%	5.13	5.24	5.33	5.28	5.50	38.13	31.53	24.62	58.08	37.03	-0.09	-0.08	-0.02	0.69
STWD	STARWOOD PROPERTY TRUST INC	$17.72	5,235,000	1.91%	17.97	18.04	18.22	18.29	19.18	39.44	12.21	20.27	4.03	15.91	-0.11	-0.07	-0.04	0.90
RWT	REDWOOD TRUST INC	$5.93	1,264,000	8.59%	6.21	5.91	5.75	5.61	5.74	50.29	36.70	41.89	26.84	36.51	0.12	0.13	-0.01	1.01
MITT	TPG MORTGAGE INVESTMENT TRUST INC	$8.01	332,000	36.63%	8.30	8.45	8.65	8.13	7.81	33.77	14.39	13.65	9.10	7.06	-0.16	-0.10	-0.06	0.91
NREF	NEXPOINT REAL ESTATE FINANCE INC	$14.62	40,400	-15.83%	14.76	14.80	14.53	14.21	14.35	48.53	25.52	25.44	19.91	22.72	0.03	0.08	-0.05	0.69
BXMT	BLACKSTONE MORTGAGE TRUST INC	$19.54	1,089,000	85.52%	19.53	19.55	19.58	19.14	19.20	50.80	19.35	20.62	22.60	16.56	-0.02	0.01	-0.03	0.92
TRTX	TPG RE FINANCE TRUST INC	$8.46	564,000	5.82%	8.60	8.84	8.94	8.89	8.68	36.26	13.01	11.99	13.15	7.09	-0.17	-0.11	-0.06	1.01
ADAM	ADAMAS TRUST INC	$8.15	804,000	-16.51%	8.09	8.08	7.85	7.45	7.16	53.74	40.45	43.57	27.25	35.30	0.04	0.06	-0.02	1.00
EFC	ELLINGTON FINANCIAL INC	$12.52	1,859,000	-3.18%	12.66	12.80	13.37	13.47	13.31	34.88	23.29	15.09	37.63	30.87	-0.27	-0.25	-0.02	0.74
MFA	MFA FINANCIAL INC	$10.04	1,383,000	2.90%	9.94	9.84	9.77	9.50	9.56	57.78	57.52	59.68	61.58	68.81	0.07	0.05	0.02	1.03
NLY	ANNALY CAPITAL MANAGEMENT INC	$23.01	6,799,000	-5.41%	22.96	23.02	23.11	22.33	21.27	48.83	63.55	59.67	78.28	76.30	-0.07	-0.07	-0.00	0.84
GPMT	GRANITE POINT MORTGAGE TRUST INC	$1.74	140,000	-27.46%	1.82	2.00	2.23	2.48	2.57	34.08	9.31	8.99	15.77	11.25	-0.16	-0.14	-0.03	1.15
LFT	LUMENT FINANCE TRUST INC	$1.34	79,000	24.61%	1.32	1.33	1.39	1.51	1.90	48.81	45.07	39.31	81.73	78.82	-0.02	-0.03	0.01	0.47
KREF	KKR REAL ESTATE FINANCE TRUST INC	$6.87	1,236,000	4.04%	6.90	7.37	7.91	8.17	8.71	32.05	10.73	7.35	41.17	16.33	-0.36	-0.33	-0.03	0.82
FRMI	FERMI INC	$11.79	17,766,000	38.16%	9.75	9.21	9.09	15.60	N/A	63.23	75.95	66.38	84.49	74.60	0.13	-0.16	0.29	2.87
IVR	INVESCO MORTGAGE CAPITAL INC	$8.39	2,477,000	-19.76%	8.66	8.75	8.71	8.19	7.91	37.77	13.09	12.96	0.77	3.60	-0.07	-0.01	-0.06	1.07
ORC	ORCHID ISLAND CAPITAL INC	$7.59	7,773,000	13.72%	7.54	7.66	7.64	7.46	7.27	46.36	55.74	46.66	91.42	75.42	-0.05	-0.04	-0.01	0.82
ACR	ACRES COMMERCIAL REALTY CORP	$18.67	14,600	21.67%	18.57	18.74	20.27	20.63	19.93	41.93	59.79	53.81	95.83	94.25	-0.42	-0.52	0.10	0.56
ARI	APOLLO COMMERCIAL REAL ESTATE FINANCE INC	$10.65	613,000	-40.31%	10.60	10.69	10.27	10.13	10.10	55.53	30.61	27.29	25.20	16.42	0.09	0.12	-0.03	1.04
AOMR	ANGEL OAK MORTGAGE REIT INC	$8.32	77,000	6.06%	8.78	8.86	8.85	8.92	9.21	30.81	6.08	9.33	1.66	6.77	-0.11	-0.03	-0.08	0.79
CMTG	CLAROS MORTGAGE TRUST INC	$2.32	273,000	-54.19%	2.47	2.63	2.87	3.07	3.11	36.39	13.45	18.04	6.93	7.68	-0.16	-0.12	-0.04	0.89
FBRT	FRANKLIN BSP REALTY TRUST INC	$9.03	929,000	-22.39%	9.01	9.66	10.02	10.22	10.62	38.54	24.47	25.62	39.18	34.23	-0.36	-0.29	-0.07	0.78
ABR	ARBOR REALTY TRUST INC	$7.17	4,738,000	54.18%	7.43	7.58	7.82	9.01	10.08	36.52	16.16	24.65	14.50	31.04	-0.18	-0.15	-0.02	0.96
AGNC	AGNC INVESTMENT CORP	$11.29	21,259,000	-21.43%	11.34	11.42	11.25	10.72	10.11	47.34	32.55	38.28	27.73	44.36	-0.01	0.02	-0.03	0.79
DX	DYNEX CAPITAL INC	$13.96	5,291,000	-0.25%	14.01	14.05	14.06	13.75	13.08	46.18	46.00	53.13	45.97	61.70	-0.04	-0.03	-0.01	0.69
ARR	ARMOUR RESIDENTIAL REIT INC	$18.00	2,258,000	-30.76%	17.93	17.80	17.90	17.16	16.57	51.85	65.74	60.61	74.80	73.00	0.01	-0.02	0.03	0.81
CIM	CHIMERA INVESTMENT CORP	$13.39	833,000	27.18%	13.51	12.98	12.91	12.79	13.29	55.83	63.94	66.81	56.01	59.87	0.19	0.15	0.04	1.06
LADR	LADDER CAPITAL CORP	$10.44	452,000	2.49%	10.42	10.57	10.92	10.83	10.92	43.33	23.32	25.50	57.50	50.23	-0.16	-0.16	0.00	0.83
RPT	RITHM PROPERTY TRUST INC	$14.02	58,600	-24.39%	14.59	15.21	15.94	15.49	15.75	29.22	5.67	6.25	0.00	6.15	-0.51	-0.40	-0.10	0.84
RC	READY CAPITAL CORP	$1.66	1,756,000	-11.89%	1.72	1.89	2.08	2.50	3.39	31.02	7.25	11.33	35.35	43.51	-0.14	-0.13	-0.01	0.99
SACH	SACHEM CAPITAL CORP	$1.02	97,000	34.72%	1.01	1.02	1.04	1.05	1.10	47.97	25.00	22.22	65.11	48.42	-0.01	-0.01	0.00	0.72
LOAN	MANHATTAN BRIDGE CAPITAL INC	$4.42	9,900	-38.13%	4.44	4.48	4.60	4.79	5.07	35.07	21.33	20.53	16.73	12.61	-0.05	-0.05	0.00	0.25
TWO	TWO HARBORS INVESTMENT CORP	$9.67	9,973,000	567.09%	10.84	11.38	11.56	10.68	10.54	31.05	16.49	15.16	12.91	23.85	-0.42	-0.24	-0.17	0.88

Mortgage REIT Stocks FAQ

What are the best mortgage reit stocks to buy right now in Feb 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best mortgage reit stocks to buy right now are:

1. Rithm Capital (NYSE:RITM)

Rithm Capital (NYSE:RITM) is the #1 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Rithm Capital (NYSE:RITM) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Rithm Capital (NYSE:RITM) has a Due Diligence Score of 35, which is 7 points higher than the mortgage reit industry average of 28.

RITM passed 13 out of 38 due diligence checks and has average fundamentals. Rithm Capital has seen its stock lose -14.41% over the past year, underperforming other mortgage reit stocks by -2 percentage points.

Rithm Capital has an average 1 year price target of $14.90, an upside of 45.79% from Rithm Capital's current stock price of $10.22.

Rithm Capital stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Rithm Capital, 80% have issued a Strong Buy rating, 20% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Cherry Hill Mortgage Investment (NYSE:CHMI)

Cherry Hill Mortgage Investment (NYSE:CHMI) is the #2 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Cherry Hill Mortgage Investment (NYSE:CHMI) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Cherry Hill Mortgage Investment (NYSE:CHMI) has a Due Diligence Score of 26, which is -2 points lower than the mortgage reit industry average of 28.

CHMI passed 9 out of 38 due diligence checks and has average fundamentals. Cherry Hill Mortgage Investment has seen its stock lose -28.45% over the past year, underperforming other mortgage reit stocks by -16 percentage points.

Cherry Hill Mortgage Investment has an average 1 year price target of $3.00, an upside of 15.83% from Cherry Hill Mortgage Investment's current stock price of $2.59.

Cherry Hill Mortgage Investment stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Cherry Hill Mortgage Investment, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Chicago Atlantic Real Estate Finance (NASDAQ:REFI)

Chicago Atlantic Real Estate Finance (NASDAQ:REFI) is the #3 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Chicago Atlantic Real Estate Finance (NASDAQ:REFI) is: Value: B, Growth: F, Momentum: C, Sentiment: C, Safety: D, Financials: B, and AI: C.

Chicago Atlantic Real Estate Finance (NASDAQ:REFI) has a Due Diligence Score of 45, which is 17 points higher than the mortgage reit industry average of 28.

REFI passed 16 out of 38 due diligence checks and has strong fundamentals. Chicago Atlantic Real Estate Finance has seen its stock lose -24.3% over the past year, underperforming other mortgage reit stocks by -12 percentage points.

What are the mortgage reit stocks with highest dividends?

Out of 36 mortgage reit stocks that have issued dividends in the past year, the 3 mortgage reit stocks with the highest dividend yields are:

1. Ready Capital (NYSE:RC)

Ready Capital (NYSE:RC) has an annual dividend yield of 23.19%, which is 10 percentage points higher than the mortgage reit industry average of 13.36%. Ready Capital's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Ready Capital's dividend has not shown consistent growth over the last 10 years.

Ready Capital's dividend payout ratio of -33.2% indicates that its high dividend yield might not be sustainable for the long-term.

2. Sachem Capital (NYSEMKT:SACH)

Sachem Capital (NYSEMKT:SACH) has an annual dividend yield of 19.61%, which is 6 percentage points higher than the mortgage reit industry average of 13.36%. Sachem Capital's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Sachem Capital's dividend has not shown consistent growth over the last 10 years.

Sachem Capital's dividend payout ratio of -26% indicates that its high dividend yield might not be sustainable for the long-term.

3. Cherry Hill Mortgage Investment (NYSE:CHMI)

Cherry Hill Mortgage Investment (NYSE:CHMI) has an annual dividend yield of 19.31%, which is 6 percentage points higher than the mortgage reit industry average of 13.36%. Cherry Hill Mortgage Investment's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Cherry Hill Mortgage Investment's dividend has not shown consistent growth over the last 10 years.

Cherry Hill Mortgage Investment's dividend payout ratio of 1,833.3% indicates that its high dividend yield might not be sustainable for the long-term.

Why are mortgage reit stocks up?

Mortgage reit stocks were up 0.46% in the last day, and down -0.79% over the last week.

We couldn't find a catalyst for why mortgage reit stocks are up.

What are the most undervalued mortgage reit stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued mortgage reit stocks right now are:

1. Rithm Capital (NYSE:RITM)

Rithm Capital (NYSE:RITM) is the most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Rithm Capital has a valuation score of 57, which is 21 points higher than the mortgage reit industry average of 36. It passed 4 out of 7 valuation due diligence checks.

Rithm Capital's stock has dropped -14.41% in the past year. It has underperformed other stocks in the mortgage reit industry by -2 percentage points.

2. Armour Residential Reit (NYSE:ARR)

Armour Residential Reit (NYSE:ARR) is the second most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Armour Residential Reit has a valuation score of 29, which is -7 points higher than the mortgage reit industry average of 36. It passed 2 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates ARR a Valuation Rating of "B".

Armour Residential Reit's stock has dropped -4.46% in the past year. It has overperformed other stocks in the mortgage reit industry by 8 percentage points.

3. Nexpoint Real Estate Finance (NYSE:NREF)

Nexpoint Real Estate Finance (NYSE:NREF) is the third most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Nexpoint Real Estate Finance has a valuation score of 43, which is 7 points higher than the mortgage reit industry average of 36. It passed 3 out of 7 valuation due diligence checks.

Nexpoint Real Estate Finance's stock has dropped -9.42% in the past year. It has overperformed other stocks in the mortgage reit industry by 3 percentage points.

Are mortgage reit stocks a good buy now?

33.33% of mortgage reit stocks rated by analysts are a strong buy right now. On average, analysts expect mortgage reit stocks to rise by 19.68% over the next year.

0% of mortgage reit stocks have a Zen Rating of A (Strong Buy), 0% of mortgage reit stocks are rated B (Buy), 63.89% are rated C (Hold), 30.56% are rated D (Sell), and 5.56% are rated F (Strong Sell).

What is the average p/e ratio of the reit - mortgage industry?

The average P/E ratio of the reit - mortgage industry is 7.82x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2026)
Top mortgage reit stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Mortgage REIT Stocks FAQ

1. Rithm Capital (NYSE:RITM)

2. Cherry Hill Mortgage Investment (NYSE:CHMI)

3. Chicago Atlantic Real Estate Finance (NASDAQ:REFI)

1. Ready Capital (NYSE:RC)

2. Sachem Capital (NYSEMKT:SACH)

3. Cherry Hill Mortgage Investment (NYSE:CHMI)

1. Rithm Capital (NYSE:RITM)

2. Armour Residential Reit (NYSE:ARR)

3. Nexpoint Real Estate Finance (NYSE:NREF)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesReal EstateREIT - MortgageBest Mortgage REIT Stocks to Buy Now (2026)Top mortgage reit stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Mortgage REIT Stocks FAQ

1. Rithm Capital (NYSE:RITM)

2. Cherry Hill Mortgage Investment (NYSE:CHMI)

3. Chicago Atlantic Real Estate Finance (NASDAQ:REFI)

1. Ready Capital (NYSE:RC)

2. Sachem Capital (NYSEMKT:SACH)

3. Cherry Hill Mortgage Investment (NYSE:CHMI)

1. Rithm Capital (NYSE:RITM)

2. Armour Residential Reit (NYSE:ARR)

3. Nexpoint Real Estate Finance (NYSE:NREF)

Company

Stock Tools

Stock Ideas

Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2026)
Top mortgage reit stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.