Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Price Value Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Property & Casualty Insurance is Zen Rated B and is the 33rd ranked industry out of 145 stock market industries

Ticker	Company	Zen Rating	Value	Growth	Momentum	Sentiment	Safety	Financials	AI	1w Zen Rating	1m Zen Rating	3m Zen Rating	1y Zen Rating
KINS	KINGSTONE COMPANIES INC	A	A	C	B	A	C	C	A	A	A	C	A
MCY	MERCURY GENERAL CORP	A	B	C	C	A	C	C	A	A	A	A	B
ALL	ALLSTATE CORP	B	B	C	C	A	C	C	A	B	B	B	A
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	B	B	C	B	A	C	B	A	B	B	C	C
UFCS	UNITED FIRE GROUP INC	B	C	C	B	A	C	C	B	B	B	B	B

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Use the proven Zen Ratings quant model to find stocks with high potential to beat the market. Stocks Zen-Rated "A" have beaten the market by +28.50% annually. Learn More

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Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Nov 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the #1 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Kingstone Companies (NASDAQ:KINS) is: Value: A, Growth: C, Momentum: B, Sentiment: A, Safety: C, Financials: C, and AI: A.

Kingstone Companies (NASDAQ:KINS) has a Due Diligence Score of 49, which is 13 points higher than the property & casualty insurance industry average of 36.

KINS passed 20 out of 38 due diligence checks and has strong fundamentals. Kingstone Companies has seen its stock return 39.58% over the past year, overperforming other property & casualty insurance stocks by 28 percentage points.

2. Mercury General (NYSE:MCY)

Mercury General (NYSE:MCY) is the #2 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.

Mercury General (NYSE:MCY) has a Due Diligence Score of 42, which is 6 points higher than the property & casualty insurance industry average of 36.

MCY passed 16 out of 38 due diligence checks and has strong fundamentals. Mercury General has seen its stock return 32.1% over the past year, overperforming other property & casualty insurance stocks by 20 percentage points.

3. Allstate (NYSE:ALL)

Allstate (NYSE:ALL) is the #3 top property & casualty insurance stock out of 40 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Allstate (NYSE:ALL) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.

Allstate (NYSE:ALL) has a Due Diligence Score of 48, which is 12 points higher than the property & casualty insurance industry average of 36.

ALL passed 17 out of 38 due diligence checks and has strong fundamentals. Allstate has seen its stock return 35.43% over the past year, overperforming other property & casualty insurance stocks by 23 percentage points.

Allstate has an average 1 year price target of $265.94, an upside of 2.34% from Allstate's current stock price of $259.87.

Allstate stock has a consensus Buy recommendation according to Wall Street analysts. Of the 19 analysts covering Allstate, 36.84% have issued a Strong Buy rating, 5.26% have issued a Buy, 42.11% have issued a hold, while 5.26% have issued a Sell rating, and 10.53% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 29 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 8.01%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.62%. Cna Financial's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 85.1% indicates that its high dividend yield is sustainable for the long-term.

2. American Coastal Insurance (NASDAQ:ACIC)

American Coastal Insurance (NASDAQ:ACIC) has an annual dividend yield of 6.87%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.62%. American Coastal Insurance's dividend payout is stable, having never dropped by more than 10% in the last 10 years. American Coastal Insurance's dividend has shown consistent growth over the last 10 years.

American Coastal Insurance's dividend payout ratio of 36.2% indicates that its high dividend yield is sustainable for the long-term.

3. Progressive (NYSE:PGR)

Progressive (NYSE:PGR) has an annual dividend yield of 6.01%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.62%. Progressive's dividend payout is not stable, having dropped more than 10% seven times in the last 10 years. Progressive's dividend has not shown consistent growth over the last 10 years.

Progressive's dividend payout ratio of 69.5% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks up?

Property & casualty insurance stocks were up 0.51% in the last day, and up 0.87% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are up.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Kingstone Companies has a valuation score of 71, which is 38 points higher than the property & casualty insurance industry average of 33. It passed 5 out of 7 valuation due diligence checks.

Kingstone Companies's stock has gained 39.58% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 28 percentage points.

2. American Integrity Insurance Group (NYSE:AII)

American Integrity Insurance Group (NYSE:AII) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

American Integrity Insurance Group has a valuation score of 43, which is 10 points higher than the property & casualty insurance industry average of 33. It passed 3 out of 7 valuation due diligence checks.

American Integrity Insurance Group's stock has gained 22.38% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 10 percentage points.

3. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 43, which is 10 points higher than the property & casualty insurance industry average of 33. It passed 3 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 52.76% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 41 percentage points.

Are property & casualty insurance stocks a good buy now?

42.86% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 3.12% over the next year.

5.56% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 22.22% of property & casualty insurance stocks are rated B (Buy), 72.22% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 11.71x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

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Property & Casualty Insurance Stocks FAQ

1. Kingstone Companies (NASDAQ:KINS)

2. Mercury General (NYSE:MCY)

3. Allstate (NYSE:ALL)

1. Cna Financial (NYSE:CNA)

2. American Coastal Insurance (NASDAQ:ACIC)

3. Progressive (NYSE:PGR)

1. Kingstone Companies (NASDAQ:KINS)

2. American Integrity Insurance Group (NYSE:AII)

3. Heritage Insurance Holdings (NYSE:HRTG)

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