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NASDAQ: FBMS
First Bancshares Inc Stock

$24.44-0.05 (-0.2%)
Updated Feb 23, 2024
FBMS Price
$24.44
Fair Value Price
-$6.06
Market Cap
$759.85M
52 Week Low
$22.82
52 Week High
$32.06
P/E
8.92x
P/B
0.85x
P/S
3.02x
PEG
0.8x
Dividend Yield
3.85%
Revenue
$278.11M
Earnings
$80.71M
Gross Margin
100%
Operating Margin
36.96%
Profit Margin
29%
Debt to Equity
7.79
Operating Cash Flow
$102M
Beta
0.91
Next Earnings
Apr 12, 2024
Ex-Dividend
N/A
Next Dividend
N/A

FBMS Overview

The First Bancshares, Inc. operates as the bank holding company for The First, A National Banking Association that provides general commercial and retail banking services. The company operates through three segments: Commercial/Retail Bank, Mortgage Banking Division, and Holding Company. It offers deposit services, including checking, NOW, and savings accounts; other time deposits, such as daily money market accounts and longer-term certificates of deposit; and individual retirement and health savings accounts. The company also provides commercial loans comprising secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans consisting of equity lines of credit, as well as secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. In addition, it originates loans to purchase existing residential homes or construct new homes, and to refinance existing mortgages; and provides financial and wealth management services. Further, the company offers internet banking services, automated teller machines, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, merchant, mobile deposit, direct deposit of payroll and social security checks, automatic drafts for various accounts, and credit card services. It primarily serves small to medium-sized businesses, professional concerns, individuals, associations, organizations, and governmental authorities. As of December 31, 2021, the company operated 90 locations in Mississippi, Alabama, Florida, Georgia, and Louisiana. The First Bancshares, Inc. was incorporated in 1995 and is headquartered in Hattiesburg, Mississippi.

Zen Score

Industry Average (35)
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Due Diligence Checks

FBMS ($24.44) is overvalued by 502.98% relative to our estimate of its Fair Value price of -$6.06 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
FBMS ($24.44) is not significantly undervalued (502.98%) relative to our estimate of its Fair Value price of -$6.06 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
FBMS ($24.44) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FBMS due diligence checks available for Premium users.

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FBMS News

Valuation

FBMS fair value

Fair Value of FBMS stock based on Discounted Cash Flow (DCF)
Price
$24.44
Fair Value
-$6.06
Undervalued by
502.98%
FBMS ($24.44) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FBMS ($24.44) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FBMS ($24.44) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FBMS price to earnings (PE)

For valuing profitable companies with steady earnings
Company
8.92x
Industry
-7.67x
Market
33.56x
FBMS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FBMS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FBMS price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.85x
Industry
0.98x
FBMS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FBMS price to earnings growth (PEG)

For valuing profitable companies with growth potential
FBMS is good value based... subscribe to Premium to read more.
PEG Value Valuation

FBMS's financial health

Profit margin

Revenue
$79.0M
Net Income
$24.4M
Profit Margin
30.8%
FBMS's Earnings (EBIT) of $102.78M... subscribe to Premium to read more.
Interest Coverage Financials
FBMS's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$7.9B
Liabilities
$7.0B
Debt to equity
7.79
FBMS's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FBMS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$41.6M
Investing
-$39.6M
Financing
$1.6M
FBMS's operating cash flow ($101.99M)... subscribe to Premium to read more.
Debt Coverage Financials

FBMS vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FBMS$759.85M-0.20%8.92x0.85x
LBAI$774.51M-1.08%7.99x0.68x
CNOB$775.38M+1.15%9.71x0.64x
DCOM$740.82M+0.05%8.33x0.60x
CFFN$781.00M-0.34%-6.79x0.76x

First Bancshares Stock FAQ

What is First Bancshares's quote symbol?

(NASDAQ: FBMS) First Bancshares trades on the NASDAQ under the ticker symbol FBMS. First Bancshares stock quotes can also be displayed as NASDAQ: FBMS.

If you're new to stock investing, here's how to buy First Bancshares stock.

What is the 52 week high and low for First Bancshares (NASDAQ: FBMS)?

(NASDAQ: FBMS) First Bancshares's 52-week high was $32.06, and its 52-week low was $22.82. It is currently -23.77% from its 52-week high and 7.1% from its 52-week low.

How much is First Bancshares stock worth today?

(NASDAQ: FBMS) First Bancshares currently has 31,090,232 outstanding shares. With First Bancshares stock trading at $24.44 per share, the total value of First Bancshares stock (market capitalization) is $759.85M.

First Bancshares stock was originally listed at a price of $8.75 in May 5, 2004. If you had invested in First Bancshares stock at $8.75, your return over the last 19 years would have been 179.31%, for an annualized return of 5.55% (not including any dividends or dividend reinvestments).

How much is First Bancshares's stock price per share?

(NASDAQ: FBMS) First Bancshares stock price per share is $24.44 today (as of Feb 23, 2024).

What is First Bancshares's Market Cap?

(NASDAQ: FBMS) First Bancshares's market cap is $759.85M, as of Feb 26, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Bancshares's market cap is calculated by multiplying FBMS's current stock price of $24.44 by FBMS's total outstanding shares of 31,090,232.
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