Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2026)
Top mortgage reit stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Industry: REIT - Mortgage

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

REIT - Mortgage is Zen Rated F and is the 140th ranked industry out of 146 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
CHMI	CHERRY HILL MORTGAGE INVESTMENT CORP	$2.42	$12.27	-80.28%	18.62x	4.43x	2.86x	0.39x	0.07x	$31.03M	35.04%	$228.15M	6.24	$1.27B	74.61
ADAM	ADAMAS TRUST INC	$9.19	N/A	N/A	7.72x	8.42x	2.71x	0.57x	N/A	$84.62M	10.20%	$1.46B	16.12	$11.77B	66.47
MITT	TPG MORTGAGE INVESTMENT TRUST INC	$7.79	$10.75	-27.55%	19.00x	9.20x	3.35x	0.46x	0.31x	$67.91M	27.47%	$544.40M	17.15	$7.88B	227.35
NLY	ANNALY CAPITAL MANAGEMENT INC	$21.60	N/A	N/A	7.11x	7.12x	6.51x	0.97x	N/A	-$552.27M	-3.54%	$16.27B	22.52	$133.31B	60.50
REFI	CHICAGO ATLANTIC REAL ESTATE FINANCE INC	$11.48	$12.82	-10.49%	7.92x	7.50x	4.36x	0.80x	0.79x	$24.33M	10.05%	$303.42M	14.39	$332.05M	10.78
MFA	MFA FINANCIAL INC	$9.60	$13.35	-28.08%	10.79x	7.29x	3.33x	0.55x	0.39x	$161.88M	16.59%	$1.78B	17.51	$11.68B	86.69
IVR	INVESCO MORTGAGE CAPITAL INC	$7.87	$20.13	-60.91%	10.22x	3.66x	9.07x	0.83x	0.17x	$164.42M	22.50%	$876.35M	9.44	$5.88B	95.23
AGNC	AGNC INVESTMENT CORP	$10.55	$11.05	-4.49%	8.31x	6.67x	10.88x	0.99x	0.86x	$848.00M	7.16%	$12.18B	10.85	$114.40B	69.67
EFC	ELLINGTON FINANCIAL INC	$13.59	$13.31	2.12%	8.34x	7.06x	4.01x	0.89x	1.03x	-$809.19M	-47.48%	$1.92B	15.31	$19.20B	87.94
TRTX	TPG RE FINANCE TRUST INC	$8.44	$10.31	-18.10%	13.40x	7.81x	4.51x	0.61x	0.42x	$88.07M	13.33%	$1.06B	13.57	$3.92B	50.77
BXMT	BLACKSTONE MORTGAGE TRUST INC	$18.28	$17.07	7.07%	30.47x	12.77x	5.28x	0.90x	0.45x	$341.18M	11.04%	$3.41B	20.20	$18.39B	101.48
CIM	CHIMERA INVESTMENT CORP	$13.57	N/A	N/A	-16.75x	6.25x	6.04x	0.46x	N/A	-$54.36M	-4.79%	$2.46B	29.45	$13.39B	398.36
RWT	REDWOOD TRUST INC	$5.36	N/A	N/A	-6.87x	5.77x	3.99x	0.70x	N/A	-$12.65B	-1,891.49%	$956.71M	7.67	$25.66B	-390.74
SUNS	SUNRISE REALTY TRUST INC	$8.69	$10.65	-18.41%	8.87x	7.41x	4.77x	0.64x	0.56x	-$1.35M	-1.16%	$182.53M	13.70	$251.21M	18.89
NREF	NEXPOINT REAL ESTATE FINANCE INC	$15.60	N/A	N/A	4.03x	9.27x	1.87x	0.76x	N/A	$16.28M	5.61%	$388.66M	20.89	$4.62B	43.26
LADR	LADDER CAPITAL CORP	$10.21	$18.65	-45.27%	23.20x	9.96x	5.92x	0.90x	0.22x	$99.54M	7.78%	$1.45B	11.54	$5.28B	56.48
RITM	RITHM CAPITAL CORP	$9.26	$22.26	-58.41%	8.42x	4.02x	0.99x	0.60x	0.19x	-$2.61B	-50.68%	$8.61B	15.47	$42.34B	48.22
FBRT	FRANKLIN BSP REALTY TRUST INC	$8.64	$15.95	-45.82%	16.94x	8.78x	2.39x	0.48x	0.22x	$154.45M	22.36%	$1.39B	17.41	$5.10B	59.27
EARN	ELLINGTON CREDIT CO	$4.92	N/A	N/A	-28.94x	5.39x	7.69x	0.81x	N/A	$19.53M	10.57%	$228.50M	6.08	$684.95M	-135.80
GPMT	GRANITE POINT MORTGAGE TRUST INC	$1.50	N/A	N/A	-1.42x	-1.43x	2.95x	0.13x	N/A	-$277.00k	-0.40%	$543.74M	11.41	$1.00B	-35.90
STWD	STARWOOD PROPERTY TRUST INC	$17.09	$15.98	6.93%	17.80x	9.65x	3.27x	0.95x	0.54x	$582.89M	9.20%	$6.67B	17.98	$28.81B	15.99
ACRE	ARES COMMERCIAL REAL ESTATE CORP	$4.98	N/A	N/A	-13.83x	15.85x	5.17x	0.56x	N/A	-$45.41M	-16.49%	$492.42M	8.90	$1.41B	-110.57
CMTG	CLAROS MORTGAGE TRUST INC	$2.35	N/A	N/A	-0.71x	-3.19x	1.90x	0.22x	N/A	$54.39M	16.47%	$1.49B	10.63	$2.83B	-6.86
ACR	ACRES COMMERCIAL REALTY CORP	$20.23	$5.57	263.18%	28.49x	26.18x	1.64x	0.34x	3.98x	$9.47M	7.14%	$420.64M	64.13	$2.01B	59.83
ORC	ORCHID ISLAND CAPITAL INC	$6.95	$11.37	-38.87%	7.81x	6.17x	9.04x	1.00x	0.36x	$143.29M	10.89%	$1.39B	7.35	$11.86B	97.24
AOMR	ANGEL OAK MORTGAGE REIT INC	$8.31	$11.77	-29.41%	12.40x	7.93x	5.84x	0.81x	0.35x	-$348.92M	-169.60%	$256.90M	10.38	$2.58B	155.09
PMT	PENNYMAC MORTGAGE INVESTMENT TRUST	$10.53	$11.23	-6.25%	9.08x	8.11x	2.66x	0.49x	0.73x	-$9.15B	-997.66%	$1.87B	21.43	$20.99B	165.26
DX	DYNEX CAPITAL INC	$13.03	N/A	N/A	6.79x	8.43x	8.58x	1.03x	N/A	$184.31M	7.07%	$2.72B	13.60	$22.56B	84.21
ARI	APOLLO COMMERCIAL REAL ESTATE FINANCE INC	$10.99	N/A	N/A	13.57x	15.92x	5.78x	0.81x	N/A	$27.59M	1.80%	$1.81B	13.02	$9.49B	67.74
ABR	ARBOR REALTY TRUST INC	$5.64	$6.13	-8.03%	14.10x	10.39x	2.22x	0.38x	0.49x	$164.31M	15.00%	$2.87B	14.78	$11.64B	49.57
ARR	ARMOUR RESIDENTIAL REIT INC	$17.11	$25.24	-32.21%	7.71x	5.66x	6.88x	0.91x	0.44x	$134.28M	6.56%	$2.34B	19.54	$20.37B	80.67
FRMI	FERMI INC	$6.78	N/A	N/A	-4.95x	247.45x	N/A	4.03x	N/A	-$1.05B	-24.63%	$1.07B	1.70	$4.54B	-6.70
RPT	RITHM PROPERTY TRUST INC	$14.55	N/A	N/A	-46.94x	-22.87x	7.28x	0.39x	N/A	-$9.66M	-8.71%	$287.03M	37.66	$653.64M	213.12
KREF	KKR REAL ESTATE FINANCE TRUST INC	$6.69	N/A	N/A	-3.60x	-15.40x	3.22x	0.39x	N/A	$92.53M	21.39%	$1.10B	16.94	$4.79B	-50.25
RC	READY CAPITAL CORP	$1.80	N/A	N/A	-0.57x	-1.70x	-1.09x	0.22x	N/A	$913.84M	310.17%	$1.34B	8.18	$4.67B	-7.61
SACH	SACHEM CAPITAL CORP	$1.19	N/A	N/A	-11.90x	23.33x	7.44x	0.34x	N/A	$20.22M	36.05%	$165.61M	3.51	$349.15M	-55.91
LFT	LUMENT FINANCE TRUST INC	$1.07	N/A	N/A	-8.23x	4.51x	7.23x	0.26x	N/A	$7.86M	14.02%	$215.96M	4.12	$1.00B	-1,071.65
LOAN	MANHATTAN BRIDGE CAPITAL INC	$4.21	$2.62	60.96%	9.57x	9.38x	5.69x	1.12x	5.91x	$5.01M	10.40%	$43.11M	3.77	$67.61M	10.11
TWO	TWO HARBORS INVESTMENT CORP	$12.38	N/A	N/A	-3.25x	11.02x	4.37x	0.75x	N/A	$33.58M	2.58%	$1.73B	16.48	$8.83B	-31.74

Mortgage REIT Stocks FAQ

What are the best mortgage reit stocks to buy right now in May 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best mortgage reit stocks to buy right now are:

1. Cherry Hill Mortgage Investment (NYSE:CHMI)

Cherry Hill Mortgage Investment (NYSE:CHMI) is the #1 top mortgage reit stock out of 39 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Cherry Hill Mortgage Investment (NYSE:CHMI) is: Value: B, Growth: B, Momentum: C, Sentiment: A, Safety: B, Financials: C, and AI: C.

Cherry Hill Mortgage Investment (NYSE:CHMI) has a Due Diligence Score of 38, which is 8 points higher than the mortgage reit industry average of 30.

CHMI passed 14 out of 38 due diligence checks and has average fundamentals. Cherry Hill Mortgage Investment has seen its stock lose -18.24% over the past year, underperforming other mortgage reit stocks by -15 percentage points.

Cherry Hill Mortgage Investment has an average 1 year price target of $3.00, an upside of 23.97% from Cherry Hill Mortgage Investment's current stock price of $2.42.

Cherry Hill Mortgage Investment stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Cherry Hill Mortgage Investment, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Adamas Trust (NASDAQ:ADAM)

Adamas Trust (NASDAQ:ADAM) is the #2 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Adamas Trust (NASDAQ:ADAM) is: Value: C, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: C.

Adamas Trust (NASDAQ:ADAM) has a Due Diligence Score of 30, which is equal to the mortgage reit industry average of 30.

ADAM passed 10 out of 38 due diligence checks and has average fundamentals. Adamas Trust has seen its stock return 39.45% over the past year, overperforming other mortgage reit stocks by 43 percentage points.

Adamas Trust has an average 1 year price target of $9.17, a downside of -0.25% from Adamas Trust's current stock price of $9.19.

Adamas Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Adamas Trust, 66.67% have issued a Strong Buy rating, 0% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Tpg Mortgage Investment Trust (NYSE:MITT)

Tpg Mortgage Investment Trust (NYSE:MITT) is the #3 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Tpg Mortgage Investment Trust (NYSE:MITT) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Tpg Mortgage Investment Trust (NYSE:MITT) has a Due Diligence Score of 35, which is 5 points higher than the mortgage reit industry average of 30.

MITT passed 13 out of 38 due diligence checks and has average fundamentals. Tpg Mortgage Investment Trust has seen its stock return 12.09% over the past year, overperforming other mortgage reit stocks by 16 percentage points.

Tpg Mortgage Investment Trust has an average 1 year price target of $9.19, an upside of 17.95% from Tpg Mortgage Investment Trust's current stock price of $7.79.

Tpg Mortgage Investment Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Tpg Mortgage Investment Trust, 50% have issued a Strong Buy rating, 25% have issued a Buy, 25% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the mortgage reit stocks with highest dividends?

Out of 36 mortgage reit stocks that have issued dividends in the past year, the 3 mortgage reit stocks with the highest dividend yields are:

1. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) has an annual dividend yield of 20.84%, which is 7 percentage points higher than the mortgage reit industry average of 13.72%. Invesco Mortgage Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Invesco Mortgage Capital's dividend has not shown consistent growth over the last 10 years.

Invesco Mortgage Capital's dividend payout ratio of 197.4% indicates that its high dividend yield might not be sustainable for the long-term.

2. Orchid Island Capital (NYSE:ORC)

Orchid Island Capital (NYSE:ORC) has an annual dividend yield of 20.43%, which is 7 percentage points higher than the mortgage reit industry average of 13.72%. Orchid Island Capital's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Orchid Island Capital's dividend has not shown consistent growth over the last 10 years.

Orchid Island Capital's dividend payout ratio of 161.8% indicates that its high dividend yield might not be sustainable for the long-term.

3. Ellington Credit Co (NYSE:EARN)

Ellington Credit Co (NYSE:EARN) has an annual dividend yield of 19.51%, which is 6 percentage points higher than the mortgage reit industry average of 13.72%. Ellington Credit Co's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. Ellington Credit Co's dividend has not shown consistent growth over the last 10 years.

Ellington Credit Co's dividend payout ratio of -564.7% indicates that its high dividend yield might not be sustainable for the long-term.

Why are mortgage reit stocks up?

Mortgage reit stocks were up 0.28% in the last day, and up 1.24% over the last week.

We couldn't find a catalyst for why mortgage reit stocks are up.

What are the most undervalued mortgage reit stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued mortgage reit stocks right now are:

1. Ellington Financial (NYSE:EFC)

Ellington Financial (NYSE:EFC) is the most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Ellington Financial has a valuation score of 29, which is -5 points higher than the mortgage reit industry average of 34. It passed 2 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates EFC a Valuation Rating of "B".

Ellington Financial's stock has gained 6.67% in the past year. It has overperformed other stocks in the mortgage reit industry by 10 percentage points.

2. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) is the second most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Invesco Mortgage Capital has a valuation score of 43, which is 9 points higher than the mortgage reit industry average of 34. It passed 3 out of 7 valuation due diligence checks.

Invesco Mortgage Capital's stock has gained 5.64% in the past year. It has overperformed other stocks in the mortgage reit industry by 9 percentage points.

3. Cherry Hill Mortgage Investment (NYSE:CHMI)

Cherry Hill Mortgage Investment (NYSE:CHMI) is the third most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Cherry Hill Mortgage Investment has a valuation score of 57, which is 23 points higher than the mortgage reit industry average of 34. It passed 4 out of 7 valuation due diligence checks.

Cherry Hill Mortgage Investment's stock has dropped -18.24% in the past year. It has underperformed other stocks in the mortgage reit industry by -15 percentage points.

Are mortgage reit stocks a good buy now?

40.63% of mortgage reit stocks rated by analysts are a strong buy right now. On average, analysts expect mortgage reit stocks to rise by 19.22% over the next year.

2.86% of mortgage reit stocks have a Zen Rating of A (Strong Buy), 0% of mortgage reit stocks are rated B (Buy), 57.14% are rated C (Hold), 34.29% are rated D (Sell), and 5.71% are rated F (Strong Sell).

What is the average p/e ratio of the reit - mortgage industry?

The average P/E ratio of the reit - mortgage industry is 8.49x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2026)
Top mortgage reit stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Mortgage REIT Stocks FAQ

1. Cherry Hill Mortgage Investment (NYSE:CHMI)

2. Adamas Trust (NASDAQ:ADAM)

3. Tpg Mortgage Investment Trust (NYSE:MITT)

1. Invesco Mortgage Capital (NYSE:IVR)

2. Orchid Island Capital (NYSE:ORC)

3. Ellington Credit Co (NYSE:EARN)

1. Ellington Financial (NYSE:EFC)

2. Invesco Mortgage Capital (NYSE:IVR)

3. Cherry Hill Mortgage Investment (NYSE:CHMI)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesReal EstateREIT - MortgageBest Mortgage REIT Stocks to Buy Now (2026)Top mortgage reit stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Mortgage REIT Stocks FAQ

1. Cherry Hill Mortgage Investment (NYSE:CHMI)

2. Adamas Trust (NASDAQ:ADAM)

3. Tpg Mortgage Investment Trust (NYSE:MITT)

1. Invesco Mortgage Capital (NYSE:IVR)

2. Orchid Island Capital (NYSE:ORC)

3. Ellington Credit Co (NYSE:EARN)

1. Ellington Financial (NYSE:EFC)

2. Invesco Mortgage Capital (NYSE:IVR)

3. Cherry Hill Mortgage Investment (NYSE:CHMI)

Company

Stock Tools

Stock Ideas

Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2026)
Top mortgage reit stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.