Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Industry: REIT - Mortgage

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

REIT - Mortgage is Zen Rated F and is the 120th ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
NREF	NEXPOINT REAL ESTATE FINANCE INC	$14.63	$27.26	-46.33%	14.34x	8.31x	3.51x	0.77x	0.24x	$29.28M	11.50%	$333.13M	19.14	$5.08B	145.84
SILA	SILA REALTY TRUST INC	$25.76	$16.10	60.04%	34.35x	12.18x	7.75x	1.01x	0.78x	-$16.84M	-1.16%	$1.40B	24.96	$1.94B	14.02
NLY	ANNALY CAPITAL MANAGEMENT INC	$19.60	$44.74	-56.19%	12.10x	6.89x	8.53x	0.90x	0.20x	$3.31B	32.37%	$12.61B	24.17	$99.45B	94.94
LFT	LUMENT FINANCE TRUST INC	$2.64	$2.20	19.75%	7.76x	7.54x	3.82x	0.58x	3.26x	$27.13M	19.66%	$237.80M	4.55	$942.39M	41.57
CHMI	CHERRY HILL MORTGAGE INVESTMENT CORP	$3.02	$13.48	-77.59%	43.14x	5.81x	2.66x	0.41x	0.08x	-$4.69M	-5.10%	$230.34M	7.57	$1.25B	77.98
EFC	ELLINGTON FINANCIAL INC	$13.03	$16.09	-19.01%	9.58x	7.90x	3.87x	0.75x	0.55x	-$430.53M	-36.44%	$1.57B	17.32	$15.18B	103.62
MFA	MFA FINANCIAL INC	$9.82	$25.90	-62.08%	11.83x	6.29x	3.47x	0.55x	0.17x	$200.12M	19.88%	$1.84B	17.97	$9.56B	79.88
NYMT	NEW YORK MORTGAGE TRUST INC	$5.87	N/A	N/A	-5.15x	12.10x	3.06x	0.38x	N/A	-$10.58M	-1.98%	$1.39B	15.36	$7.93B	-374.36
RITM	RITHM CAPITAL CORP	$11.18	$18.72	-40.28%	6.62x	5.57x	1.10x	0.75x	0.44x	-$2.19B	-39.45%	$7.79B	15.73	$39.43B	32.89
AOMR	ANGEL OAK MORTGAGE REIT INC	$9.45	N/A	N/A	8.01x	8.64x	4.44x	0.93x	N/A	-$221.43M	-96.91%	$238.97M	9.88	$2.00B	62.50
BXMT	BLACKSTONE MORTGAGE TRUST INC	$19.05	N/A	N/A	-16.28x	23.52x	6.64x	0.86x	N/A	$365.86M	11.05%	$3.79B	21.79	$18.67B	-97.09
PMT	PENNYMAC MORTGAGE INVESTMENT TRUST	$12.84	$13.56	-5.30%	13.66x	10.49x	3.67x	0.59x	0.56x	-$2.95B	-264.79%	$1.90B	21.89	$13.50B	129.85
ORC	ORCHID ISLAND CAPITAL INC	$7.15	$6.59	8.50%	19.32x	13.62x	13.02x	0.89x	0.57x	$47.76M	7.02%	$855.88M	8.99	$6.78B	193.71
ACR	ACRES COMMERCIAL REALTY CORP	$19.33	N/A	N/A	16.24x	27.23x	1.77x	0.33x	N/A	$19.38M	13.10%	$439.13M	57.38	$1.49B	38.18
ARI	APOLLO COMMERCIAL REAL ESTATE FINANCE INC	$9.37	N/A	N/A	-234.25x	9.86x	4.50x	0.70x	N/A	$30.26M	2.33%	$1.86B	13.42	$7.95B	383.28
IVR	INVESCO MORTGAGE CAPITAL INC	$7.33	$49.16	-85.09%	11.28x	3.31x	5.00x	0.62x	0.06x	$183.16M	46.47%	$730.73M	13.59	$5.14B	85.76
ARR	ARMOUR RESIDENTIAL REIT INC	$16.47	N/A	N/A	-34.31x	4.80x	27.68x	0.79x	N/A	$266.13M	21.48%	$1.70B	22.65	$13.57B	1,832.06
SUNS	SUNRISE REALTY TRUST INC	$10.76	$9.61	11.96%	10.65x	9.40x	6.88x	1.27x	0.98x	$1.64M	2.24%	$114.14M	16.78	$158.63M	23.10
FBRT	FRANKLIN BSP REALTY TRUST INC	$11.38	N/A	N/A	16.74x	N/A	4.52x	0.62x	N/A	$180.45M	19.32%	$1.50B	18.28	$4.68B	51.68
REFI	CHICAGO ATLANTIC REAL ESTATE FINANCE INC	$14.47	N/A	N/A	7.54x	8.66x	5.08x	0.98x	N/A	$23.16M	8.30%	$308.96M	16.03	$380.03M	10.26
EARN	ELLINGTON CREDIT CO	$5.46	$21.35	-74.42%	19.50x	5.69x	13.62x	1.06x	0.10x	$9.11M	4.45%	$193.73M	5.16	$758.79M	106.93
RWT	REDWOOD TRUST INC	$6.21	$16.44	-62.22%	19.41x	7.54x	3.19x	0.69x	0.15x	-$5.86B	-714.91%	$1.19B	9.00	$17.25B	203.47
CIM	CHIMERA INVESTMENT CORP	$12.34	$19.68	-37.30%	11.02x	7.81x	3.36x	0.40x	0.33x	$176.56M	17.67%	$2.53B	31.20	$10.93B	61.95
RPT	RITHM PROPERTY TRUST INC	$2.92	N/A	N/A	-1.28x	16.69x	-2.12x	0.56x	N/A	$290.00k	0.24%	$246.92M	6.14	$796.98M	-8.69
AGNC	AGNC INVESTMENT CORP	$8.83	$26.61	-66.81%	9.49x	5.30x	7.24x	0.81x	0.15x	$86.00M	1.25%	$9.76B	12.46	$83.72B	84.14
ABR	ARBOR REALTY TRUST INC	$11.53	$9.84	17.17%	9.77x	8.94x	3.50x	0.72x	1.29x	$472.15M	21.70%	$3.02B	16.03	$11.50B	32.28
RC	READY CAPITAL CORP	$4.45	N/A	N/A	-1.69x	6.90x	-3.88x	0.39x	N/A	$274.82M	36.52%	$1.84B	10.87	$8.19B	-14.78
TWO	TWO HARBORS INVESTMENT CORP	$11.87	N/A	N/A	-35.97x	7.42x	6.36x	0.58x	N/A	$321.59M	26.04%	$2.15B	20.64	$11.48B	131.46
TRTX	TPG RE FINANCE TRUST INC	$7.64	$12.08	-36.76%	10.91x	7.80x	4.09x	0.55x	0.34x	$89.45M	14.46%	$1.10B	13.63	$3.06B	35.12
MITT	AG MORTGAGE INVESTMENT TRUST INC	$6.53	N/A	N/A	5.31x	6.16x	2.20x	0.36x	N/A	$55.84M	29.00%	$543.42M	18.43	$6.38B	114.55
STWD	STARWOOD PROPERTY TRUST INC	$19.19	$24.80	-22.63%	17.45x	11.03x	3.33x	1.01x	0.37x	$835.47M	12.90%	$6.44B	19.08	$23.26B	13.07
SMA	SMARTSTOP SELF STORAGE REIT INC	$35.14	N/A	N/A	-175.70x	18.72x	14.31x	N/A	N/A	-$97.62M	-2.88%	$325.70M	3.37	N/A	N/A
KREF	KKR REAL ESTATE FINANCE TRUST INC	$9.25	$17.47	-47.07%	57.81x	12.67x	3.75x	0.48x	0.20x	$105.62M	16.61%	$1.31B	19.05	$5.66B	159.41
DX	DYNEX CAPITAL INC	$12.33	N/A	N/A	8.22x	11.97x	5.80x	0.94x	N/A	$14.39M	1.65%	$1.18B	16.74	$7.06B	43.18
ACRE	ARES COMMERCIAL REAL ESTATE CORP	$4.07	N/A	N/A	-6.36x	-31.31x	3.18x	0.41x	N/A	$35.19M	15.87%	$540.13M	9.92	$1.33B	-43.94
LADR	LADDER CAPITAL CORP	$10.44	N/A	N/A	12.73x	13.92x	5.06x	0.88x	N/A	$234.94M	17.91%	$1.52B	12.07	$3.61B	26.61
GPMT	GRANITE POINT MORTGAGE TRUST INC	$1.97	N/A	N/A	-0.45x	-0.56x	-0.63x	0.16x	N/A	$5.99M	6.04%	$619.09M	12.28	$1.45B	-7.25
CMTG	CLAROS MORTGAGE TRUST INC	$2.46	N/A	N/A	-1.54x	-7.03x	1.38x	0.17x	N/A	$83.17M	24.27%	$2.01B	14.42	$5.10B	-27.68
SACH	SACHEM CAPITAL CORP	$1.03	N/A	N/A	-1.11x	N/A	0.85x	0.27x	N/A	$9.80M	20.10%	$181.65M	3.83	$335.95M	-29.47
LOAN	MANHATTAN BRIDGE CAPITAL INC	$5.12	$2.81	82.25%	10.67x	N/A	6.24x	1.35x	17.12x	$4.86M	8.30%	$43.33M	3.79	$79.29M	10.45

Mortgage REIT Stocks FAQ

What are the best mortgage reit stocks to buy right now in May 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best mortgage reit stocks to buy right now are:

1. Nexpoint Real Estate Finance (NYSE:NREF)

Nexpoint Real Estate Finance (NYSE:NREF) is the #1 top mortgage reit stock out of 40 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Nexpoint Real Estate Finance (NYSE:NREF) is: Value: B, Growth: C, Momentum: C, Sentiment: B, Safety: D, Financials: C, and AI: C.

Nexpoint Real Estate Finance (NYSE:NREF) has a Due Diligence Score of 40, which is 11 points higher than the mortgage reit industry average of 29.

NREF passed 15 out of 38 due diligence checks and has average fundamentals. Nexpoint Real Estate Finance has seen its stock return 12.89% over the past year, overperforming other mortgage reit stocks by 18 percentage points.

Nexpoint Real Estate Finance has an average 1 year price target of $15.00, an upside of 2.53% from Nexpoint Real Estate Finance's current stock price of $14.63.

Nexpoint Real Estate Finance stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering Nexpoint Real Estate Finance, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Sila Realty Trust (NYSE:SILA)

Sila Realty Trust (NYSE:SILA) is the #2 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Sila Realty Trust (NYSE:SILA) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: B, Financials: C, and AI: B.

Sila Realty Trust (NYSE:SILA) has a Due Diligence Score of 33, which is 4 points higher than the mortgage reit industry average of 29.

SILA passed 13 out of 38 due diligence checks and has average fundamentals.

Sila Realty Trust has an average 1 year price target of $28.00, an upside of 8.7% from Sila Realty Trust's current stock price of $25.76.

Sila Realty Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Sila Realty Trust, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Annaly Capital Management (NYSE:NLY)

Annaly Capital Management (NYSE:NLY) is the #3 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Annaly Capital Management (NYSE:NLY) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Annaly Capital Management (NYSE:NLY) has a Due Diligence Score of 40, which is 11 points higher than the mortgage reit industry average of 29.

NLY passed 15 out of 38 due diligence checks and has average fundamentals. Annaly Capital Management has seen its stock return 4.59% over the past year, overperforming other mortgage reit stocks by 10 percentage points.

Annaly Capital Management has an average 1 year price target of $20.23, an upside of 3.21% from Annaly Capital Management's current stock price of $19.60.

Annaly Capital Management stock has a consensus Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Annaly Capital Management, 40% have issued a Strong Buy rating, 40% have issued a Buy, 20% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the mortgage reit stocks with highest dividends?

Out of 36 mortgage reit stocks that have issued dividends in the past year, the 3 mortgage reit stocks with the highest dividend yields are:

1. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) has an annual dividend yield of 21.01%, which is 10 percentage points higher than the mortgage reit industry average of 10.76%. Invesco Mortgage Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Invesco Mortgage Capital's dividend has not shown consistent growth over the last 10 years.

Invesco Mortgage Capital's dividend payout ratio of 246.2% indicates that its high dividend yield might not be sustainable for the long-term.

2. Sachem Capital (NYSEMKT:SACH)

Sachem Capital (NYSEMKT:SACH) has an annual dividend yield of 17.48%, which is 7 percentage points higher than the mortgage reit industry average of 10.76%. Sachem Capital's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Sachem Capital's dividend has not shown consistent growth over the last 10 years.

Sachem Capital's dividend payout ratio of -31.2% indicates that its high dividend yield might not be sustainable for the long-term.

3. Orchid Island Capital (NYSE:ORC)

Orchid Island Capital (NYSE:ORC) has an annual dividend yield of 16.78%, which is 6 percentage points higher than the mortgage reit industry average of 10.76%. Orchid Island Capital's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Orchid Island Capital's dividend has not shown consistent growth over the last 10 years.

Orchid Island Capital's dividend payout ratio of 389.2% indicates that its high dividend yield might not be sustainable for the long-term.

Why are mortgage reit stocks down?

Mortgage reit stocks were down -0.17% in the last day, and up 4.29% over the last week.

We couldn't find a catalyst for why mortgage reit stocks are down.

What are the most undervalued mortgage reit stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued mortgage reit stocks right now are:

1. Rithm Capital (NYSE:RITM)

Rithm Capital (NYSE:RITM) is the most undervalued mortgage reit stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Rithm Capital has a valuation score of 43, which is 14 points higher than the mortgage reit industry average of 29. It passed 3 out of 7 valuation due diligence checks.

Rithm Capital's stock has gained 0.54% in the past year. It has overperformed other stocks in the mortgage reit industry by 5 percentage points.

2. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) is the second most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Invesco Mortgage Capital has a valuation score of 57, which is 28 points higher than the mortgage reit industry average of 29. It passed 4 out of 7 valuation due diligence checks.

Invesco Mortgage Capital's stock has dropped -14.27% in the past year. It has underperformed other stocks in the mortgage reit industry by -9 percentage points.

3. Angel Oak Mortgage Reit (NYSE:AOMR)

Angel Oak Mortgage Reit (NYSE:AOMR) is the third most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Angel Oak Mortgage Reit has a valuation score of 14, which is -15 points higher than the mortgage reit industry average of 29. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates AOMR a Valuation Rating of "B".

Angel Oak Mortgage Reit's stock has dropped -10.26% in the past year. It has underperformed other stocks in the mortgage reit industry by -5 percentage points.

Are mortgage reit stocks a good buy now?

43.75% of mortgage reit stocks rated by analysts are a strong buy right now. On average, analysts expect mortgage reit stocks to rise by 13.54% over the next year.

0% of mortgage reit stocks have a Zen Rating of A (Strong Buy), 2.56% of mortgage reit stocks are rated B (Buy), 69.23% are rated C (Hold), 23.08% are rated D (Sell), and 5.13% are rated F (Strong Sell).

What is the average p/e ratio of the reit - mortgage industry?

The average P/E ratio of the reit - mortgage industry is 3.01x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.