Sectors & IndustriesFinancial ServicesInsurance - Diversified

Best Diversified Insurance Stocks to Buy Now (2026)

Top diversified insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best diversified insurance stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best diversified insurance stocks to buy right now are:

Pelagos Insurance Capital (NYSE:PLGO) is the #1 top diversified insurance stock out of 13 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Pelagos Insurance Capital (NYSE:PLGO) is: Value: B, Growth: C, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: B.

Pelagos Insurance Capital (NYSE:PLGO) has a Due Diligence Score of 27, which is -11 points lower than the diversified insurance industry average of 38. Although this number is below the industry average, our proven quant model rates PLGO as a "B".

PLGO passed 9 out of 38 due diligence checks and has average fundamentals. Pelagos Insurance Capital has seen its stock return 30.96% over the past year, overperforming other diversified insurance stocks by 31 percentage points.

Pelagos Insurance Capital has an average 1 year price target of $27.00, an upside of 10.43% from Pelagos Insurance Capital's current stock price of $24.45.

Pelagos Insurance Capital stock has a consensus Hold recommendation according to Wall Street analysts. Of the 5 analysts covering Pelagos Insurance Capital, 20% have issued a Strong Buy rating, 40% have issued a Buy, 20% have issued a hold, while 0% have issued a Sell rating, and 20% have issued a Strong Sell.

American International Group (NYSE:AIG) is the #2 top diversified insurance stock out of 13 with a Zen Rating of C. Stocks with a rating of C have had an average return of +5.11% per year. Learn more.

The Component Grade breakdown for American International Group (NYSE:AIG) is: Value: C, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

American International Group (NYSE:AIG) has a Due Diligence Score of 48, which is 10 points higher than the diversified insurance industry average of 38.

AIG passed 17 out of 38 due diligence checks and has strong fundamentals. American International Group has seen its stock lose -8.27% over the past year, underperforming other diversified insurance stocks by -8 percentage points.

American International Group has an average 1 year price target of $87.71, an upside of 13.84% from American International Group's current stock price of $77.05.

American International Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 14 analysts covering American International Group, 28.57% have issued a Strong Buy rating, 7.14% have issued a Buy, 64.29% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Exzeo Group (NYSE:XZO) is the #3 top diversified insurance stock out of 13 with a Zen Rating of C. Stocks with a rating of C have had an average return of +5.11% per year. Learn more.

The Component Grade breakdown for Exzeo Group (NYSE:XZO) is: Value: C, Growth: D, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: C.

Exzeo Group (NYSE:XZO) has a Due Diligence Score of 51, which is 13 points higher than the diversified insurance industry average of 38.

XZO passed 17 out of 33 due diligence checks and has strong fundamentals.

Out of 9 diversified insurance stocks that have issued dividends in the past year, the 3 diversified insurance stocks with the highest dividend yields are:

Old Republic International (NYSE:ORI) has an annual dividend yield of 9.69%, which is 6 percentage points higher than the diversified insurance industry average of 3.8%. Old Republic International's dividend payout is not stable, having dropped more than 10% seven times in the last 10 years. Old Republic International's dividend has shown consistent growth over the last 10 years.

Old Republic International's dividend payout ratio of 79.3% indicates that its high dividend yield is sustainable for the long-term.

International General Insurance Holdings (NASDAQ:IGIC) has an annual dividend yield of 5.63%, which is 2 percentage points higher than the diversified insurance industry average of 3.8%. International General Insurance Holdings's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. International General Insurance Holdings's dividend has not shown consistent growth over the last 10 years.

International General Insurance Holdings's dividend payout ratio of 55.6% indicates that its high dividend yield is sustainable for the long-term.

Aegon (NYSE:AEG) has an annual dividend yield of 5.51%, which is 2 percentage points higher than the diversified insurance industry average of 3.8%. Aegon's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Aegon's dividend has shown consistent growth over the last 10 years.

Aegon's dividend payout ratio of 65% indicates that its high dividend yield is sustainable for the long-term.

Diversified insurance stocks were up 1.44% in the last day, and up 1.77% over the last week.

We couldn't find a catalyst for why diversified insurance stocks are up.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued diversified insurance stocks right now are:

Pelagos Insurance Capital (NYSE:PLGO) is the most undervalued diversified insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pelagos Insurance Capital has a valuation score of 43, which is 9 points higher than the diversified insurance industry average of 34. It passed 3 out of 7 valuation due diligence checks.

Pelagos Insurance Capital's stock has gained 30.96% in the past year. It has overperformed other stocks in the diversified insurance industry by 31 percentage points.

Waterdrop (NYSE:WDH) is the second most undervalued diversified insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Waterdrop has a valuation score of 43, which is 9 points higher than the diversified insurance industry average of 34. It passed 3 out of 7 valuation due diligence checks.

Waterdrop's stock has dropped -46.88% in the past year. It has underperformed other stocks in the diversified insurance industry by -47 percentage points.

Aegon (NYSE:AEG) is the third most undervalued diversified insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Aegon has a valuation score of 43, which is 9 points higher than the diversified insurance industry average of 34. It passed 3 out of 7 valuation due diligence checks.

Aegon's stock has gained 7.26% in the past year. It has overperformed other stocks in the diversified insurance industry by 7 percentage points.

60% of diversified insurance stocks rated by analysts are a buy right now. On average, analysts expect diversified insurance stocks to rise by 18.81% over the next year.

0% of diversified insurance stocks have a Zen Rating of A (Strong Buy), 8.33% of diversified insurance stocks are rated B (Buy), 91.67% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).