NASDAQ: IBTXIndependent Bank Group Inc Stock
$39.34+0.08 (+0.2%)
Updated Apr 26, 2024
IBTX Price
$39.34
Fair Value Price
$62.66
Market Cap
$1.63B
52 Week Low
$28.81
52 Week High
$53.25
P/E
15.55x
P/B
0.68x
P/S
3.91x
PEG
N/A
Dividend Yield
3.86%
Revenue
$482.38M
Earnings
$104.86M
Gross Margin
100%
Operating Margin
27.31%
Profit Margin
21.7%
Debt to Equity
6.86
Operating Cash Flow
$175M
Beta
1.22
Next Earnings
May 17, 2024
Ex-Dividend
May 1, 2024
Next Dividend
May 16, 2024
IBTX Overview
Independent Bank Group, Inc. operates as the bank holding company for Independent Bank that provides various commercial banking products and services to businesses, professionals, and individuals in the United States. It accepts various deposit products, including checking and savings accounts, demand deposits, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction, land, and land development loans; residential real estate loans; single-family interim construction loans; commercial loans comprising SBA guaranteed loans, business term loans, equipment lease financing, lines of credit, and energy related loans; agricultural loans for farmers and ranchers; consumer installment loans comprising loans to purchase cars, boats, and other recreational vehicles; and residential mortgages, as well as mortgage warehouse purchase loans. In addition, it offers debit cards, online and mobile banking, eStatement, bank-by-mail, and direct deposit services; and business accounts and management services, including analyzed business checking, business savings, and treasury management services. As of December 31, 2021, the company operated 93 full-service branches. Independent Bank Group, Inc. was founded in 2002 and is headquartered in McKinney, Texas.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
IBTX ($39.34) is undervalued by 37.22% relative to our estimate of its Fair Value price of $62.66 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
IBTX ($39.34) is significantly undervalued by 37.22% relative to our estimate of its Fair Value price of $62.66 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
IBTX was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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IBTX News
Valuation
IBTX fair value
Fair Value of IBTX stock based on Discounted Cash Flow (DCF)
Price
$39.34
Fair Value
$62.66
Undervalued by
37.22%
IBTX ($39.34) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
IBTX ($39.34) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
IBTX was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
IBTX price to earnings (PE)
For valuing profitable companies with steady earnings
Company
15.55x
Industry
-9.61x
Market
41.14x
IBTX is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
IBTX is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
IBTX price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.68x
Industry
0.99x
IBTX is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
IBTX's financial health
Profit margin
Revenue
$119.1M
Net Income
$24.2M
Profit Margin
20.3%
IBTX's Earnings (EBIT) of $131.74M... subscribe to Premium to read more.
Interest Coverage Financials
IBTX's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$18.9B
Liabilities
$16.5B
Debt to equity
6.86
IBTX's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
IBTX's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$38.3M
Investing
$162.8M
Financing
-$193.1M
IBTX's operating cash flow ($175.31M)... subscribe to Premium to read more.
Debt Coverage Financials
IBTX vs Bank Stocks
Independent Bank Group Stock FAQ
Company
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