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NASDAQ: CASS
Cass Information Systems Inc Stock

$41.29-0.14 (-0.34%)
Updated Jun 10, 2024
CASS Price
$41.29
Fair Value Price
$79.76
Market Cap
$563.35M
52 Week Low
$35.50
52 Week High
$50.25
P/E
18.52x
P/B
2.45x
P/S
3.32x
PEG
4.25x
Dividend Yield
2.16%
Revenue
$197.84M
Earnings
$30.09M
Gross Margin
100%
Operating Margin
18.9%
Profit Margin
15.2%
Debt to Equity
8.99
Operating Cash Flow
$37M
Beta
0.9
Next Earnings
Jul 18, 2024
Ex-Dividend
Jun 4, 2024
Next Dividend
Jun 14, 2024

CASS Overview

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. It operates through two segments, Information Services and Banking Services. The company's services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. It also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as checking, savings, and time deposit accounts; commercial, industrial, and real estate loans; and cash management services to privately-owned businesses and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Fenton, Missouri and Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.

Zen Score

Industry Average (33)
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Due Diligence Checks

CASS ($41.29) is undervalued by 48.23% relative to our estimate of its Fair Value price of $79.76 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CASS ($41.29) is significantly undervalued by 48.23% relative to our estimate of its Fair Value price of $79.76 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
CASS ($41.29) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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CASS News

Valuation

CASS fair value

Fair Value of CASS stock based on Discounted Cash Flow (DCF)
Price
$41.29
Fair Value
$79.76
Undervalued by
48.23%
CASS ($41.29) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CASS ($41.29) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CASS ($41.29) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CASS price to earnings (PE)

For valuing profitable companies with steady earnings
Company
18.52x
Industry
33.64x
Market
29.37x
CASS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CASS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CASS price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
2.45x
Industry
4.96x
CASS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CASS price to earnings growth (PEG)

For valuing profitable companies with growth potential
CASS is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

CASS's financial health

Profit margin

Revenue
$49.7M
Net Income
$7.2M
Profit Margin
14.4%
CASS's Earnings (EBIT) of $37.39M... subscribe to Premium to read more.
Interest Coverage Financials
CASS's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.3B
Liabilities
$2.1B
Debt to equity
8.99
CASS's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CASS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$9.8M
Investing
-$72.0M
Financing
-$117.5M
CASS's operating cash flow ($37.47M)... subscribe to Premium to read more.
Debt Coverage Financials

CASS vs Specialty Business Service Stocks

TickerMarket Cap1d %P/EP/B
CASS$563.35M-0.34%18.52x2.45x
KODK$473.60M+4.41%8.58x0.50x
VVI$710.96M-1.12%-210.31x58.05x
CVEO$355.94M-0.12%11.59x1.20x
QUAD$269.56M+0.97%-4.19x3.02x

Cass Information Systems Stock FAQ

What is Cass Information Systems's quote symbol?

(NASDAQ: CASS) Cass Information Systems trades on the NASDAQ under the ticker symbol CASS. Cass Information Systems stock quotes can also be displayed as NASDAQ: CASS.

If you're new to stock investing, here's how to buy Cass Information Systems stock.

What is the 52 week high and low for Cass Information Systems (NASDAQ: CASS)?

(NASDAQ: CASS) Cass Information Systems's 52-week high was $50.25, and its 52-week low was $35.50. It is currently -17.83% from its 52-week high and 16.31% from its 52-week low.

How much is Cass Information Systems stock worth today?

(NASDAQ: CASS) Cass Information Systems currently has 13,643,658 outstanding shares. With Cass Information Systems stock trading at $41.29 per share, the total value of Cass Information Systems stock (market capitalization) is $563.35M.

Cass Information Systems stock was originally listed at a price of $5.42 in Dec 31, 1997. If you had invested in Cass Information Systems stock at $5.42, your return over the last 26 years would have been 661.67%, for an annualized return of 8.12% (not including any dividends or dividend reinvestments).

How much is Cass Information Systems's stock price per share?

(NASDAQ: CASS) Cass Information Systems stock price per share is $41.29 today (as of Jun 10, 2024).

What is Cass Information Systems's Market Cap?

(NASDAQ: CASS) Cass Information Systems's market cap is $563.35M, as of Jun 11, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Cass Information Systems's market cap is calculated by multiplying CASS's current stock price of $41.29 by CASS's total outstanding shares of 13,643,658.
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