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NASDAQ: PFC
Premier Financial Corp Stock

$22.14+0.18 (+0.82%)
Updated Jul 12, 2024
PFC Price
$22.14
Fair Value Price
N/A
Market Cap
$792.90M
52 Week Low
$15.79
52 Week High
$24.87
P/E
7.14x
P/B
0.81x
P/S
2.42x
PEG
N/A
Dividend Yield
5.6%
Revenue
$299.87M
Earnings
$110.94M
Gross Margin
100%
Operating Margin
46.53%
Profit Margin
37%
Debt to Equity
7.86
Operating Cash Flow
$72M
Beta
1.1
Next Earnings
Jul 30, 2024
Ex-Dividend
N/A
Next Dividend
N/A

PFC Overview

Premier Financial Corp., through its subsidiaries, provides various banking services. It offers various demand, checking, money market, and savings accounts, as well as certificates of deposits and certificates of deposit account registry service; and investment products. The company also provides residential and commercial real estate, commercial, construction, home improvement and home equity, and consumer loans. In addition, it invests in the U.S. treasury and federal government agency obligations, obligations of states and political subdivisions, mortgage-backed securities that are issued by federal agencies, collateralized mortgage obligations, and corporate bonds. Further, the company offers property and casualty, life, and group health insurance agency services; mezzanine funding services; and online banking services, which include mobile banking, person-to-person payments, online bill pay, and online account opening, as well as the MoneyPass ATM network. It operates through 75 banking center offices and 12 loan offices in Ohio, Michigan, Indiana, Pennsylvania, and West Virginia. The company was formerly known as First Defiance Financial Corp. and changed its name to Premier Financial Corp. in June 2020. Premier Financial Corp. was founded in 1920 and is headquartered in Defiance, Ohio.

Zen Score

Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how PFC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

PFC is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PFC is good value based on its earnings relative to its share price (7.14x), compared to the US market average (32.2x)
P/E vs Market Valuation
PFC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more PFC due diligence checks available for Premium users.

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PFC News

Valuation

PFC fair value

Fair Value of PFC stock based on Discounted Cash Flow (DCF)
Price
$22.14
Fair Value
$22.37
Undervalued by
1.01%
PFC is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PFC price to earnings (PE)

For valuing profitable companies with steady earnings
Company
7.14x
Industry
13.49x
Market
32.2x
PFC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PFC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

PFC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.81x
Industry
1.09x
PFC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PFC's financial health

Profit margin

Revenue
$62.2M
Net Income
$17.8M
Profit Margin
28.6%
PFC's Earnings (EBIT) of $139.53M... subscribe to Premium to read more.
Interest Coverage Financials
PFC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$8.6B
Liabilities
$7.7B
Debt to equity
7.86
PFC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PFC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$15.2M
Investing
-$36.2M
Financing
-$4.1M
PFC's operating cash flow ($72.04M)... subscribe to Premium to read more.
Debt Coverage Financials

PFC vs Bank Stocks

TickerMarket Cap1d %P/EP/B
PFC$792.90M+0.82%7.14x0.81x
CTBI$809.37M+0.22%10.39x1.14x
BHRB$775.66M+0.62%19.07x2.43x
CFFN$769.86M-0.85%-6.74x0.75x
AMTB$819.97M+0.37%35.25x1.11x

Premier Financial Stock FAQ

What is Premier Financial's quote symbol?

(NASDAQ: PFC) Premier Financial trades on the NASDAQ under the ticker symbol PFC. Premier Financial stock quotes can also be displayed as NASDAQ: PFC.

If you're new to stock investing, here's how to buy Premier Financial stock.

What is the 52 week high and low for Premier Financial (NASDAQ: PFC)?

(NASDAQ: PFC) Premier Financial's 52-week high was $24.87, and its 52-week low was $15.79. It is currently -10.98% from its 52-week high and 40.22% from its 52-week low.

How much is Premier Financial stock worth today?

(NASDAQ: PFC) Premier Financial currently has 35,813,096 outstanding shares. With Premier Financial stock trading at $22.14 per share, the total value of Premier Financial stock (market capitalization) is $792.90M.

Premier Financial stock was originally listed at a price of $8.00 in Dec 31, 1997. If you had invested in Premier Financial stock at $8.00, your return over the last 26 years would have been 176.75%, for an annualized return of 3.99% (not including any dividends or dividend reinvestments).

How much is Premier Financial's stock price per share?

(NASDAQ: PFC) Premier Financial stock price per share is $22.14 today (as of Jul 12, 2024).

What is Premier Financial's Market Cap?

(NASDAQ: PFC) Premier Financial's market cap is $792.90M, as of Jul 14, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Premier Financial's market cap is calculated by multiplying PFC's current stock price of $22.14 by PFC's total outstanding shares of 35,813,096.
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