NASDAQ: FNCBFncb Bancorp Inc Stock
$5.40+0.14 (+2.66%)
Updated Apr 18, 2024
FNCB Price
$5.40
Fair Value Price
N/A
Market Cap
$106.89M
52 Week Low
$5.17
52 Week High
$7.15
P/E
8.18x
P/B
0.79x
P/S
2.55x
PEG
N/A
Dividend Yield
6.67%
Revenue
$52.66M
Earnings
$12.98M
Gross Margin
100%
Operating Margin
29.89%
Profit Margin
24.7%
Debt to Equity
12.98
Operating Cash Flow
$16M
Beta
1.17
Next Earnings
Apr 26, 2024
Ex-Dividend
N/A
Next Dividend
N/A
FNCB Overview
FNCB Bancorp, Inc. operates as the bank holding company for FNCB Bank that provides retail and commercial banking services to individuals, businesses, local governments, and municipalities in Northeastern Pennsylvania. The company offers checking, savings, money market, and certificate of deposit products. It also provides residential mortgage loans, and home equity term loans and lines of credit; construction, land acquisition, and development loans; commercial real estate loans; commercial and industrial loans; consumer loans, such as secured and unsecured installment loans, automobile financing, lines of credit, and overdraft protection loans; state and political subdivision loans and leases; and purchased loans. In addition, the company offers debit cards; mobile and telephone banking, check imaging, and electronic statement services; remote deposit capture, merchant, treasury, and purchasing card services; and wealth management services. As of January 28, 2022, it operated 17 community offices located in Lackawanna, Luzerne, and Wayne Counties. The company was formerly known as First National Community Bancorp, Inc. and changed its name to FNCB Bancorp, Inc. in October 2016. FNCB Bancorp, Inc. was founded in 1910 and is headquartered in Dunmore, Pennsylvania.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
FNCB was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FNCB is good value based on its earnings relative to its share price (8.18x), compared to the US market average (41.33x)
P/E vs Market Valuation
FNCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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FNCB News
Valuation
FNCB fair value
Fair Value of FNCB stock based on Discounted Cash Flow (DCF)
Price
$5.40
Fair Value
$10.51
Undervalued by
48.64%
FNCB was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FNCB price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.18x
Industry
-10.84x
Market
41.33x
FNCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FNCB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FNCB price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.79x
Industry
0.95x
FNCB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FNCB's financial health
Profit margin
Revenue
$14.4M
Net Income
$3.4M
Profit Margin
23.2%
FNCB's Earnings (EBIT) of $15.74M... subscribe to Premium to read more.
Interest Coverage Financials
FNCB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.9B
Liabilities
$1.7B
Debt to equity
12.98
FNCB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FNCB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$5.8M
Investing
-$13.4M
Financing
$38.4M
FNCB's operating cash flow ($15.82M)... subscribe to Premium to read more.
Debt Coverage Financials
FNCB vs Bank Stocks
Fncb Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.