{"id":4456,"date":"2023-01-05T17:57:05","date_gmt":"2023-01-05T17:57:05","guid":{"rendered":"https:\/\/www.wallstreetzen.com\/blog\/?p=4456"},"modified":"2025-03-10T17:10:31","modified_gmt":"2025-03-10T17:10:31","slug":"public-review","status":"publish","type":"post","link":"https:\/\/www.wallstreetzen.com\/blog\/public-review\/","title":{"rendered":"Public.com Review – Is This Stock Investing App Safe & Legit?"},"content":{"rendered":"\n

Public.com is best place to invest in stocks, ETFs, options, bonds, T-bills, crypto, and maintain a high-yield cash account all in one place. <\/p>\n\n\n\n

The platform offers FDIC insurance and bank-grade encryption – the same level of protection as Fidelity, Charles Schwab, and Vanguard.<\/p>\n\n\n\n

Considering the above, it should come as no surprise that Public has become very popular among 2 groups of investors: Experienced and Beginners.<\/p>\n\n\n\n

For experienced stock investors who want access to bonds, options, and crypto, and want to maintain a high yield on uninvested cash all in one place, Public is easily my #1 recommendation.<\/p>\n\n\n\n

Its mobile app experience and the ability to buy fractional shares of any asset on the platform makes it one of my favorite investment platforms for beginner investors.<\/p>\n\n\n\n

Is Public.com Safe & Legit?<\/strong><\/h2>\n\n\n\n

The Bottom Line: <\/strong>Yes, Public.com<\/a> is safe and legit.<\/p>\n\n\n\n

Public.com<\/a>, like almost all investment apps, offers its users SIPC and FDIC insurance (for securities and cash held on the platform). Additionally, Public uses bank-grade encryption to protect all personal information.<\/p>\n\n\n\n

But it’s not just safe and legit \u2014 it’s an overall great app. It’s easy to invest in a variety of assets, including stocks, bonds, crypto, and even royalties. It also has excellent tools for managing your portfolio and creating automated investment plans. <\/p>\n\n\n\n

If you\u2019re at all interested in expanding your portfolio AND\/OR want a beautifully designed mobile investing app, Public.com<\/a> is for you.<\/p>\n\n\n\n

Overall Rating: <\/strong>4.5\/5<\/p>\n\n\n\n

Commissions\/Fees: <\/strong>4\/5<\/p>\n\n\n\n

Accessibility: <\/strong>4.5 \/ 5<\/p>\n\n\n\n

Ease of Use: <\/strong>4.5\/5<\/p>\n\n\n\n

Investment Selection: <\/strong>4.5\/5<\/p>\n\n\n\n

Availability: <\/strong>Desktop, mobile app<\/p>\n\n\n\n

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Get started on Public.com<\/strong><\/a><\/div>\n<\/div>\n\n\n\n

Public.com Review<\/strong><\/h2>\n\n\n\n

Public<\/a> is an excellent investment platform for stock, crypto, and ETF investing. Stock and ETF investing is commission-free, and users can buy and sell crypto with extremely low transaction fees through Public\u2019s partnership with Bakkt Crypto.<\/p>\n\n\n

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\"Public<\/a><\/figure><\/div>\n\n\n

Given Public\u2019s user-friendly layout and exceptionally-designed mobile app, these offerings alone would make it an excellent investment platform – but I haven\u2019t even covered the best part yet.<\/p>\n\n\n\n

What makes Public.com<\/a> exceptional is the fact that you can access so many asset classes in one place, and in so many ways.<\/p>\n\n\n\n

For one, you can access fractional shares of any asset listed on Public \u2014 this is exceptional, as many big brokers only offer fractional shares of a small amount of the stocks they offer. <\/p>\n\n\n\n

You can also invest in “investment plans” \u2014 for instance, you can choose to invest an amount and allocate it as you choose between assets of your choosing. For example, I have a recurring investment plan where I invest in VTI and VOO. You can also choose from pre-designed investment plans. <\/p>\n\n\n\n

But unlike with many other brokers, you can diversify with a treasury account, a bond account, and crypto investments all on the same platform. You can even invest in royalties \u2014 an alternative asset class that you won’t find on many other brokerages.<\/p>\n\n\n

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You can buy fractional shares of any asset listed on Public (stocks, ETFs, crypto, and alternative assets).<\/p>\n<\/div>\n <\/div>\n\n\n\n

Public.com Features:<\/strong><\/h2>\n\n\n\n

Stock & ETF Investing<\/strong><\/h4>\n\n\n\n

You can invest in stocks and ETFs commission-free on Public<\/a>.<\/p>\n\n\n

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Plus, Public\u2019s social investing elements allow you to get insights from millions of investors and analysts.<\/p>\n\n\n\n

Sign up with the button below:<\/p>\n\n\n\n

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Get started now<\/strong><\/a><\/div>\n<\/div>\n\n\n\n

Cryptocurrency Investing<\/strong><\/h4>\n\n\n\n

Build and diversify your crypto portfolio via the more than a dozen cryptocurrencies on Public<\/a>.<\/p>\n\n\n

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Crypto services are provided by Bakkt. The crypto fees on public are as follows:
<\/p>\n\n\n\n

Transaction Amount<\/div><\/th>
Bakkt Crypto Fee<\/div><\/th><\/tr><\/thead>
$0.01-$10.00<\/div><\/td>
$0.49<\/div><\/td><\/tr>
$10.01-$25.00<\/div><\/td>
$0.69<\/div><\/td><\/tr>
$25.01 $50.00<\/div><\/td>
$1.19<\/div><\/td><\/tr>
$50.01-$100.00<\/div><\/td>
$1.69<\/div><\/td><\/tr>
$100.01 $250.00<\/div><\/td>
$3.29<\/div><\/td><\/tr>
$250.01 $500.00<\/div><\/td>
$6.29<\/div><\/td><\/tr>
$500.01+<\/div><\/td>
1.25% of order amount<\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Trading Options on Public<\/h4>\n\n\n\n

If you’re interested in exploring options trading, it’s easy to get started on Public. The platform’s robust educational resources can help you learn about options trading strategies and the risk associated with them \u2014 though I strongly suggest checking out an options course like “Selling Options for Income”<\/a> before you put money on the line.<\/p>\n\n\n\n

Once you’re ready to get started, Public has a few key selling points for options traders:<\/p>\n\n\n\n