{"id":14303,"date":"2023-06-17T14:16:58","date_gmt":"2023-06-17T14:16:58","guid":{"rendered":"https:\/\/www.wallstreetzen.com\/blog\/?p=14303"},"modified":"2026-03-19T04:16:04","modified_gmt":"2026-03-19T04:16:04","slug":"prepaid-debit-cards-for-kids","status":"publish","type":"post","link":"https:\/\/www.wallstreetzen.com\/blog\/prepaid-debit-cards-for-kids\/","title":{"rendered":"Prepaid Debit Cards for Kids: Reloadable for a Teenager &#038; Minors"},"content":{"rendered":"\n<p>Financial literacy is one of the most important things you can teach your children. But what\u2019s the best way to build that foundation?<\/p>\n\n\n\n<p>Prepaid debit cards for kids may very well be the answer you\u2019re looking for. And luckily, there are plenty of great options out there. <\/p>\n\n\n\n<p>Looking for the best prepaid debit cards for kids? In this article, I\u2019ll cover some of the best options out there to prep children for a financially-savvy future, from the best reloadable debit card for teenager to prepaid debit cards for minors that offer extra features. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.i0t9ojhx9782\"><strong>At-a-glance: Best Reloadable Debit Card for a Teenager<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"mtr-table mtr-tr-td\"><tbody><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Card<\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Fees<\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Standout feature(s)<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">TOP PICK:<br><a href=\"https:\/\/www.wallstreetzen.com\/go\/gohenry\" target=\"_blank\" rel=\"noopener\">Acorns Early<\/a><\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$8\/mo.<\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Great customer service support<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/copper-banking\" target=\"_blank\" rel=\"noopener\">Copper Card<\/a><\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$0\/mo., Some usage fees<\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Gives teens financial independence<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Greenlight<\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$4.99-$14.98\/mo. <\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Customer experience and parental controls<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Chase FIrst<\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$0\/mo. <\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Stability and the reputation of a proven financial institution.<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Revolut<\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$9.99\/mo.<\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Utilize parent-paid bonuses<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">BusyKid<\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$4.00\/mo. <\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Balanced financial approach through chores and allowances<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">FamZoo<\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$5.99\/mo.<\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Vast library of financial literacy resources.<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Current<\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$0\/mo.<\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Combine checking and savings accounts<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Citibank Junior<\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$0\/mo. <\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Simple \u00a0savings account with a debit card<\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">BONUS: Axos Banking First<\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$0\/mo. <\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Money management tools <\/div><\/td><\/tr><tr><td data-mtr-content=\"Card\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">BONUS: <a href=\"https:\/\/www.wallstreetzen.com\/go\/unest\" target=\"_blank\" rel=\"noopener\">UNest<\/a><\/div><\/td><td data-mtr-content=\"Fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$4.99\/month or $33.99\/Year<\/div><\/td><td data-mtr-content=\"Standout feature(s)\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Ability to send gifts to a child\u2019s account <\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.m5k9i63yrzi8\"><strong>The Best Prepaid Debit Cards for Minors<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.50morny9wmw2\"><strong>1. <\/strong>Acorns Early<\/h2>\n\n\n\n<ul>\n<li>Requirements: Ages 6-18, Minimum $5 deposit<\/li>\n\n\n\n<li>Customer rating on Trustpilot: 4.2 (2,682 Reviews)<\/li>\n\n\n\n<li>Fees: $4.99 Monthly, No ATM Fees, $4.99 Card Replacement Fee<\/li>\n<\/ul>\n\n\n\n<p>With money missions lessons to teach kids about finances, easy-to-set-up savings goals, and abundance of teen-friendly card designs, <a href=\"https:\/\/www.wallstreetzen.com\/go\/gohenry\" target=\"_blank\" rel=\"noopener\">Acorns Early<\/a>&nbsp;is one of my favorites. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"1600\" height=\"1556\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-18-at-10.12.32\u202fPM.png\" alt=\"\" class=\"wp-image-36221\" srcset=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-18-at-10.12.32\u202fPM.png 1600w, https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-18-at-10.12.32\u202fPM-768x747.png 768w, https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-18-at-10.12.32\u202fPM-1536x1494.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure><\/div>\n\n\n<p>Here\u2019s what you need to know:<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/www.wallstreetzen.com\/go\/gohenry\" target=\"_blank\" rel=\"noopener\">Acorns Early<\/a>&nbsp;is touted as an allowance app where parents can set up allowance and chore deposits. <\/li>\n\n\n\n<li>Kids can only spend what\u2019s on the card \u2014 no risk of overdraft fees.<\/li>\n\n\n\n<li>The app has a variety of options \u2014 kids can set savings goals, learn about money, and use the money they\u2019ve earned with a real debit card. <\/li>\n\n\n\n<li>There\u2019s a bevy of parental controls so parents can rest assured that their kids are practicing safe money habits. <\/li>\n\n\n\n<li>Cool feature: parent-paid interest, where parents can set the app to pay interest to their kids\u2019 accounts to encourage long-term saving. <\/li>\n\n\n\n<li>Customer service is also top-notch with phone, email, and social media help centers. <\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/gohenry\" target=\"_blank\" rel=\"noopener\"><strong>Check out Acorns Early<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.xo74y8syfa43\"><strong>2. Copper Card (Copper Banking) <\/strong><\/h2>\n\n\n\n<ul>\n<li>Requirements: Ages 6+, No Minimum Deposit<\/li>\n\n\n\n<li>Customer rating on Trustpilot: N\/A (No reviews)<\/li>\n\n\n\n<li>Fees: $0 monthly, 2.5% + $.30 to debit load<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/www.wallstreetzen.com\/go\/copper-banking\" target=\"_blank\" rel=\"noopener\">Copper\u2019s<\/a>&nbsp;core belief? Kids and teens should have access to financial education and be empowered to learn by doing. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/copper-banking\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/63699e4b70681a6529f1fab9_Copper_Homepage_thumbnail02_1200x627px.png\" alt=\"63699e4b70681a6529f1fab9 copper homepage thumbnail02 1200x627px\"\/><\/a><\/figure><\/div>\n\n\n<p>Here\u2019s how they do it: &nbsp;<\/p>\n\n\n\n<ul>\n<li>Copper is a full-featured spending account that includes the ability to send money and withdraw from over 55,000 ATMs. It also includes bite-size lessons from financial experts on gaining healthy relationships with money. <\/li>\n\n\n\n<li>Guardians can monitor their kids\u2019 money habits from an easy-to-read dashboard. <\/li>\n\n\n\n<li>There\u2019s the option to set up investment accounts for kids made up of three portfolios based on the profiles of kids\u2019 spending. These portfolios include thousands of stocks and are tailored to investment objectives and investment horizons. <\/li>\n<\/ul>\n\n\n\n<p>Overall, a good choice for parents and kids who want the features of prepaid debit cards for kids but still want to retain control.<\/p>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/copper-banking\" target=\"_blank\" rel=\"noopener\"><strong>Check out Copper Banking<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.l7acd7c3de2n\">3. <strong>Greenlight<\/strong><\/h2>\n\n\n\n<ul>\n<li>Requirements: No minimum age; No minimum balance<\/li>\n\n\n\n<li>Customer rating on Trustpilot: 4.0 (4,689 Reviews)<\/li>\n\n\n\n<li>Fees: $4.99 -$14.98 Monthly; $9.99 for a custom or replacement card<\/li>\n<\/ul>\n\n\n\n<p>Greenlight acts like a prepaid debit card allowing parents to transfer funds to their kids\u2019 cards, and features robust parental control that gives parents control over where and how their kids spend their money. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/81zG6za2LDL.png\" alt=\"81zg6za2ldl\"\/><\/figure><\/div>\n\n\n<p>Here are some of its finer points: &nbsp;<\/p>\n\n\n\n<ul>\n<li>Custodians can control when to grant more money to kids for special purchases. (If a child wants to buy something they can send a photo and the custodian can approve the transaction.) <\/li>\n\n\n\n<li>The card can be used for allowance and chores and it allows kids to load their own money onto the card as well if they have their own job. <\/li>\n<\/ul>\n\n\n\n<ul>\n<li>It also offers ETF investment opportunities and savings interest based on the membership level you choose. Only a few of these prepaid debit card services offer this feature.<\/li>\n<\/ul>\n\n\n\n<p>Overall, Greenlight is a good option for families who want tighter parental controls. <\/p>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/greenlight\" target=\"_blank\" rel=\"noopener\"><strong>Check out Greenlight<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.crc88su1d23a\"><strong>4. Chase First <\/strong><\/h2>\n\n\n\n<ul>\n<li>Requirements: Ages 6-17; No minimum balance; Custodians must have a qualifying Chase checking account.<\/li>\n\n\n\n<li>Customer rating on Trustpilot: 4.1 (5,429 Reviews)<\/li>\n\n\n\n<li>Fees: $0 monthly, $34 Overdraft Fee<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/best-prepaid-debit-card-chase.png\" alt=\"Best prepaid debit card chase\"\/><\/figure><\/div>\n\n\n<p>What you need to know:<\/p>\n\n\n\n<p>Chase First is a bit different from the other prepaid debit cards for kids on this ist.<\/p>\n\n\n\n<p>It is a complete bank account that includes a debit card. <\/p>\n\n\n\n<p>Good news: kids get the complete banking suite through the Chase app. Custodians get to set spend alerts, limits and specific locations where their kids can spend their money. <\/p>\n\n\n\n<p>If a child tries to buy something outside of the available cash, it will deny the transaction instead of overdraft and causing unnecessary fees \u2014 which makes it worth considering. <\/p>\n\n\n\n<p>You do need to have an existing Chase account to set up this account \u2014 but that\u2019s not such a bad thing because with that setup, you can easily transfer funds to the child\u2019s account.<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.5cr2m6g6irpf\"><strong>5. Revolut <\/strong><\/h2>\n\n\n\n<ul>\n<li>Requirements: Ages 13+; No minimum balance<\/li>\n\n\n\n<li>Customer rating on Trustpilot: 4.3 (133,623 Reviews)<\/li>\n\n\n\n<li>Fees: $9.99 Monthly; No ATM or Overdraft Fees<\/li>\n<\/ul>\n\n\n\n<p>Revolut &lt;18 is a debit card for teens that aims to teach financial skills for life. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/RevolutU18-Website-Home-Cards-GB.png\" alt=\"Revolutu18 website home cards gb\"\/><\/figure><\/div>\n\n\n<p>Here\u2019s what you need to know: <\/p>\n\n\n\n<ul>\n<li>Custodians can use the Revolut app to get full insight into kids\u2019 spending via spending alerts and they can also set spending limits and freeze the card if required.<\/li>\n\n\n\n<li>Custodians can use the app to educate their kids about things like earning, saving, budgeting, and even investing. <\/li>\n\n\n\n<li>It\u2019s also great for managing allowances and chore payments and outlining savings goals for kids. <\/li>\n\n\n\n<li>Further, there\u2019s the option for custodian-paid bonuses for when a child does something above and beyond and\/or is deserving of a reward (birthdays, bar mitzvahs, etc.) <\/li>\n\n\n\n<li>Everything is controlled via the Revolut app and the program is a great option for teaching kids about money in an easy straightforward way. <\/li>\n<\/ul>\n\n\n    <div id=\"callout-box-block_33d1b83c6a06d43755a824dcf90c21c8\" class=\"callout-box info\">\n        <div class=\"callout-box__icon-wrapper\">\n            <svg focusable=\"false\" class=\"callout-box__icon info\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                <path d=\"M12 3c-.46 0-.93.04-1.4.14-2.76.53-4.96 2.76-5.48 5.52-.48 2.61.48 5.01 2.22 6.56.43.38.66.91.66 1.47V19c0 1.1.9 2 2 2h.28c.35.6.98 1 1.72 1s1.38-.4 1.72-1H14c1.1 0 2-.9 2-2v-2.31c0-.55.22-1.09.64-1.46C18.09 13.95 19 12.08 19 10c0-3.87-3.13-7-7-7zm2 16h-4v-1h4v1zm0-2h-4v-1h4v1zm-1.5-5.59V14h-1v-2.59L9.67 9.59l.71-.71L12 10.5l1.62-1.62.71.71-1.83 1.82z\"><\/path>            <\/svg>\n        <\/div>\n        <div class=\"callout-box__content\"><p>Want to know more about Revolut? Check out our comprehensive <a href=\"https:\/\/www.wallstreetzen.com\/blog\/revolut-review\/\" target=\"_blank\" rel=\"noopener\">Revolut review<\/a>.<\/p>\n<\/div>\n    <\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.uvhjoq3ygjzp\"><strong>6. BusyKid (Visa) <\/strong><\/h2>\n\n\n\n<ul>\n<li>Requirements: Ages 5-17; No minimum balance<\/li>\n\n\n\n<li>Customer rating on Trustpilot: 3.6 (1,492 Reviews)<\/li>\n\n\n\n<li>Fees: $4 monthly; $5 replacement card fee<\/li>\n<\/ul>\n\n\n\n<p>BusyKid is an award-winning app that started as a chore payment app but has since initiated a debit card option for kid\u2019s spending. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/best-prepaid-debit-card-busykid.png\" alt=\"Best prepaid debit card busykid\"\/><\/figure><\/div>\n\n\n<p>BusyKid is a fantastic option if you want an app that can teach your kids about money through lessons. It also offers allowance loading and spending for your kids. <\/p>\n\n\n\n<p>It might very well be the best reloadable Visa card for minors featuring a hybrid account where parents can allocate funds for saving, spending, or donating and kids can learn more about financial literacy including budgeting, saving, and giving back. <\/p>\n\n\n\n<p>BusyKid also offers a QR code option where parents can allow others (grandparents, aunts, uncles) to deposit money using a unique QR code from the app. <\/p>\n\n\n\n<p>In addition, with a separate Apex Clearing account parents can get their kids investing in hundreds of stocks and ETFs for as little as $10. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.371wvnd3lbwm\"><strong>7. FamZoo <\/strong><\/h2>\n\n\n\n<ul>\n<li>Requirements: No age restrictions; $5 minimum balance<\/li>\n\n\n\n<li>Customer rating on Trustpilot: 0.0 (0 Ratings)<\/li>\n\n\n\n<li>Fees: $5.99 monthly; $3 card replacement fee<\/li>\n<\/ul>\n\n\n\n<p>FamZoo works like any other reloadable debit card for minors in that it\u2019s easy to set up and load. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/best-prepaid-debit-card-famzoo.png\" alt=\"Best prepaid debit card famzoo\"\/><\/figure><\/div>\n\n\n<p>Here are some key things to know:<\/p>\n\n\n\n<ul>\n<li>It offers parents tools like spending alerts for account monitoring, the option to freeze the card temporarily, and account activity alerts. <\/li>\n\n\n\n<li>What sets it apart? An exhaustive library of financial education resources provides plenty of opportunities for teaching your children about finances and money. <\/li>\n\n\n\n<li>The app also offers a feature called payment checklists which aim to educate your child about the value of a dollar by tying odd jobs and chores to penalties and rewards. <\/li>\n\n\n\n<li>Like other cards, it offers parent-paid interest on savings accounts so your child can learn about the rewards of saving long-term. &nbsp; <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.vggnxwrzt6p1\"><strong>8. Current <\/strong><\/h2>\n\n\n\n<ul>\n<li>Requirements: A qualifying parent bank account for ages under 18: No minimum balance<\/li>\n\n\n\n<li>Customer rating on Trustpilot: 4.1 (3,871 reviews)<\/li>\n\n\n\n<li>Fees: $0 Monthly; No overdraft or hidden fees<\/li>\n<\/ul>\n\n\n\n<p>Designed for families, Current offers both teen and parent account options with teen accounts acting as prepaid debit accounts. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/best-prepaid-debit-card-current.png\" alt=\"Best prepaid debit card current\"\/><\/figure><\/div>\n\n\n<p>What you need to know: <\/p>\n\n\n\n<ul>\n<li>The app allows parents to track their teen\u2019s spending in real-time and allows for setting limits on what and where their teens can spend money. <\/li>\n\n\n\n<li>Current offers easy allowance deposits and a budget feature that allows teens to track their own spending and set spending limits for themselves.<\/li>\n\n\n\n<li>It also features a saving option with transaction round-ups going back into teen\u2019s savings pods. <\/li>\n<\/ul>\n\n\n\n<p>Overall a great free account loaded with features for teens. (Maybe the best reloadable debit card for teenagers just based on available options, clean design, and overall user-friendliness). <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.qb15l3580o02\"><strong>9. Citibank Junior Debit Card<\/strong><\/h2>\n\n\n\n<ul>\n<li>Requirements: Ages 15+; No minimum deposit<\/li>\n\n\n\n<li>Customer rating on Trustpilot: 1.2 (259 Reviews)<\/li>\n\n\n\n<li>Fees: $12 Monthly for basic account<\/li>\n<\/ul>\n\n\n\n<p>Citibank Junior is a savings account for children under 18. Teens above 15 are eligible for a fee debit card to learn about money and financial best practices. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/best-prepaid-debit-card-citi.png\" alt=\"Best prepaid debit card citi\"\/><\/figure><\/div>\n\n\n<p>What you need to know: <\/p>\n\n\n\n<ul>\n<li>It offers dual insurance, free ATM withdrawals, and the full suite of online banking services. <\/li>\n\n\n\n<li>Citi aims to offer hassle-free banking like making transactions and withdrawals to teens and parents alike. <\/li>\n\n\n\n<li>Each account must have 2 holders (the child and the custodian) and the custodian must have a qualifying Citi account before opening the account. <\/li>\n<\/ul>\n\n\n\n<p>Overall, the account doesn\u2019t have much to offer besides being a straightforward savings account with a debit card for teens. <\/p>\n\n\n\n<h2>More Banking Resources for Kids + Parents<\/h2>\n\n\n\n<p>Prepaid debit cards aren&#8217;t the only ways to set your kids up for future financial success. Keep reading for banks that offer great resources for kids and adults: <\/p>\n\n\n\n\n\n    <div id=\"callout-box-block_21ccacd3a3942d2208df99dd7b72ded5\" class=\"callout-box info\">\n        <div class=\"callout-box__icon-wrapper\">\n            <svg focusable=\"false\" class=\"callout-box__icon info\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                <path d=\"M12 3c-.46 0-.93.04-1.4.14-2.76.53-4.96 2.76-5.48 5.52-.48 2.61.48 5.01 2.22 6.56.43.38.66.91.66 1.47V19c0 1.1.9 2 2 2h.28c.35.6.98 1 1.72 1s1.38-.4 1.72-1H14c1.1 0 2-.9 2-2v-2.31c0-.55.22-1.09.64-1.46C18.09 13.95 19 12.08 19 10c0-3.87-3.13-7-7-7zm2 16h-4v-1h4v1zm0-2h-4v-1h4v1zm-1.5-5.59V14h-1v-2.59L9.67 9.59l.71-.71L12 10.5l1.62-1.62.71.71-1.83 1.82z\"><\/path>            <\/svg>\n        <\/div>\n        <div class=\"callout-box__content\"><p>Want to know more about investing for kids? Check out our article about <a href=\"https:\/\/www.wallstreetzen.com\/blog\/stocks-for-kids\/\" target=\"_blank\" rel=\"noopener\">stocks for kids<\/a>.<\/p>\n<\/div>\n    <\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.3crdgm9c064e\"><strong>BONUS: UNest<\/strong><\/h2>\n\n\n\n<ul>\n<li>Account minimum: $25\/month in investments<\/li>\n<\/ul>\n\n\n\n<p>Once again, this isn\u2019t a prepaid debit card. However, the great thing about &nbsp;<a href=\"https:\/\/www.wallstreetzen.com\/go\/unest\" target=\"_blank\" rel=\"noopener\">UNest<\/a>&nbsp;is that it makes it easy for you \u2014 or friends or relatives \u2014 to use their debit cards to make contributions to a child\u2019s account. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/unest\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/best-prepaid-debit-cards-unest.png\" alt=\"Best prepaid debit cards unest\"\/><\/a><\/figure><\/div>\n\n\n<p>The app is incredibly user-friendly, making it easy to get started and set up recurring contributions. It\u2019s up to you \u2014 you can take a more passive or active role in investing. <\/p>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/unest\" target=\"_blank\" rel=\"noopener\"><strong>Check out Unest<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.cwl3y6xmindt\"><strong>BONUS: Axos Banking First <\/strong><\/h2>\n\n\n\n<ul>\n<li>Requirements: Ages 13-17; $50 minimum deposit<\/li>\n\n\n\n<li>Customer rating on Trustpilot: 1.4 (94 Reviews)<\/li>\n\n\n\n<li>Fees: $0 Monthly; No overdraft fees<\/li>\n<\/ul>\n\n\n\n<p>One last bonus entry! It\u2019s not a reloadable debit card, but this is the ultimate starter checking account for teens with a linked debit card.<\/p>\n\n\n\n<p>Axos works as a joint checking and savings account between teens and their parents allowing for customizable easy-to-set controls for parents to maintain the account. <\/p>\n\n\n\n<p>The bank is online based and accessible through the proprietary app and the online desktop banking portal. <\/p>\n\n\n\n<p>It\u2019s a real checking account that pays interest and includes a debit card for teens allowing them easy access to their money. Parents don\u2019t need to worry though because they can set daily spending limits on cash and debit transactions. <\/p>\n\n\n\n<p>It doesn\u2019t include any financial literacy resources but it offers the highest level of security via fingerprint, voiceprint, and facial recognition. <\/p>\n\n\n\n<p>Overall, Axos is a wonderful option for a teen\u2019s first checking account. &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.c01mr7wqjmfv\"><strong>Final Word: Prepaid Debit Cards for Minors<\/strong><\/h2>\n\n\n\n<p>All said, there are a variety of options for reloadable and prepaid debit cards for kids. <\/p>\n\n\n\n<p>Some offer a lot of bells and whistles \u2014 others are bare bones. In my opinion, the best apps for child and teen investing offer engagement for the kids to take control and learn more about their own finances and can build a solid foundation for their financial journeys. <\/p>\n\n\n\n<p>Overall I\u2019d say my favorite is Acorns Early \u2014 simply because it aims to make learning about money fun and accessible and is clearly built around teaching teens and kids these skills. &nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n\t\t<div class=\"wp-faq-schema-wrap\">\n\t\t\t\t\t\t\t<h2>FAQs:<\/h2>\n\t\t\t\t\t\t<div class=\"wp-faq-schema-items\">\n\t\t\t\t\t\t\t\t\t<h3>Can I get a prepaid debit card for my child?<\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Yes! There are a number of different options for parents to get a prepaid debit card, ranging from Acorns Early and Copper Banking to big banks like Chase and Citi.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3>How can a 12 year old have a debit card?<\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Yes! Many services offer debit cards for kids below 15, including Acorns Early and Greenlight. <\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3>Can an 11 year old get a debit card bank?<\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Yes! Using services like Acorns Early, parents can get kids of all ages a debit card bank account.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3>What are the benefits of prepaid debit cards for kids?<\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>The biggest benefit of prepaid debit cards for kids is teaching financial literacy to your children so they can grow with a solid foundation of how to use and take care of their money. <\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n","protected":false},"excerpt":{"rendered":"<p>Financial literacy is one of the most important things you can teach your children. But what\u2019s the best way to build that foundation? Prepaid debit cards for kids may very well be the answer you\u2019re looking for. And luckily, there are plenty of great options out there. Looking for the best prepaid debit cards for [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":14406,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false},"categories":[37],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Prepaid Debit Cards for Kids: Reloadable for a Teenager &amp; Minors<\/title>\n<meta name=\"description\" content=\"Teach your teen financial responsibility with a reloadable prepaid debit card for kids. 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Check out the best options for a safe and convenient way to manage money.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wallstreetzen.com\/blog\/prepaid-debit-cards-for-kids\/\" \/>\n<meta property=\"og:site_name\" content=\"WallStreetZen\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-17T14:16:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-19T04:16:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/prepaid-debit-card-kids-topper-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1367\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mike Hedrick\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@wallstreet_zen\" \/>\n<meta name=\"twitter:site\" content=\"@wallstreet_zen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mike Hedrick\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\/\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"Article\",\n\t            \"@id\": \"https:\/\/www.wallstreetzen.com\/blog\/prepaid-debit-cards-for-kids\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\/\/www.wallstreetzen.com\/blog\/prepaid-debit-cards-for-kids\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"Mike Hedrick\",\n\t                \"@id\": \"https:\/\/www.wallstreetzen.com\/blog\/#\/schema\/person\/d9d6d70426f1b1885fa320e8b8c65c2b\"\n\t            },\n\t            \"headline\": \"Prepaid Debit Cards for Kids: Reloadable for a Teenager &#038; Minors\",\n\t            \"datePublished\": \"2023-06-17T14:16:58+00:00\",\n\t            \"dateModified\": \"2026-03-19T04:16:04+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\/\/www.wallstreetzen.com\/blog\/prepaid-debit-cards-for-kids\/\"\n\t            },\n\t            \"wordCount\": 1996,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\/\/www.wallstreetzen.com\/blog\/#organization\"\n\t            },\n\t            \"articleSection\": [\n\t                \"Reviews\"\n\t            ],\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\/\/www.wallstreetzen.com\/blog\/prepaid-debit-cards-for-kids\/\",\n\t            \"url\": \"https:\/\/www.wallstreetzen.com\/blog\/prepaid-debit-cards-for-kids\/\",\n\t            \"name\": \"Prepaid Debit Cards for Kids: Reloadable for a Teenager & Minors\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\/\/www.wallstreetzen.com\/blog\/#website\"\n\t            },\n\t            \"datePublished\": \"2023-06-17T14:16:58+00:00\",\n\t            \"dateModified\": \"2026-03-19T04:16:04+00:00\",\n\t            \"description\": \"Teach your teen financial responsibility with a reloadable prepaid debit card for kids. 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