{"id":13058,"date":"2024-10-11T04:09:51","date_gmt":"2024-10-11T04:09:51","guid":{"rendered":"https:\/\/www.wallstreetzen.com\/blog\/?p=13058"},"modified":"2026-04-05T03:08:09","modified_gmt":"2026-04-05T03:08:09","slug":"best-money-making-apps-that-actually-work","status":"publish","type":"post","link":"https:\/\/www.wallstreetzen.com\/blog\/best-money-making-apps-that-actually-work\/","title":{"rendered":"Best Money Making Apps That Actually Work in 2026"},"content":{"rendered":"\n<p>Inflation is up \u2026 Yet wage increases have been unimpressive. You need more money. But who has the time (or energy) to take on another job? <\/p>\n\n\n\n<p>There are plenty of money making apps that promise to generate extra income without sacrificing too much of your precious time. But which ones are actually <em>worth<\/em>&nbsp;your time?<\/p>\n\n\n\n<p>In this article, I took the time to vet several of the top money making apps&nbsp;and give you my honest, unfiltered opinion. <\/p>\n\n\n\n<p>Let\u2019s jump to it. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.cbnm36j1nepi\"><strong>Best Money Making Apps in 2026<\/strong><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h.ybqgm673ok2o\"><strong>Bottom line: <\/strong><\/h4>\n\n\n\n<p>It\u2019s hard to go wrong with a company that helps you earn money doing things you already do\u2026.<\/p>\n\n\n\n<ul>\n<li>Both <a href=\"https:\/\/www.wallstreetzen.com\/go\/acorns\" target=\"_blank\" rel=\"noopener\">Acorns<\/a>&nbsp;and Ibotta&nbsp;shine. Acorns&nbsp;allows you to \u201cround up\u201d purchases and automate your investing; Ibotta&nbsp;helps you earn shopping rebates. <\/li>\n\n\n\n<li><a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank\" target=\"_blank\" rel=\"noopener\">CIT Bank<\/a>&nbsp;has a high APY, making it one of the best money-making apps out there. Even without investing, you could earn income from interest.<\/li>\n\n\n\n<li>If you have a larger account and a little time, <a href=\"https:\/\/www.wallstreetzen.com\/go\/masterworks?utm_content=best-money-making-apps-that-actually-work\" target=\"_blank\" rel=\"noopener\">Masterworks<\/a>&nbsp;has impressive historical returns. <a href=\"https:\/\/www.wallstreetzen.com\/go\/crowdstreet\" target=\"_blank\" rel=\"noopener\">Crowdstreet<\/a> stands out as a great option for accredited investors. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.wlhzc55zbzq3\"><strong>At-a-Glance: Our Favorite Money Making Apps<\/strong><\/h2>\n\n\n\n<p>Regardless of your budget or personal style, there\u2019s probably a money-making app out there that\u2019s perfect for you. Here are some of our favorites at every price level: <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"App\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">App<\/div><\/th><th data-mtr-content=\"What is it?\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">What is it?<\/div><\/th><th data-mtr-content=\"Minimums + fees\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Minimums + fees<\/div><\/th><th data-mtr-content=\"How much can you make?\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">How much can you make?<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank\" target=\"_blank\" rel=\"noopener\">CIT Bank<\/a><\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Banking app<\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$5,000 for the <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank-platinum-savings\" target=\"_blank\" rel=\"noopener\">Platinum Savings Account<\/a>; $100 for the <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank\" target=\"_blank\" rel=\"noopener\">Savings Connect Account<\/a><\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">4.7% APY for the <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank-platinum-savings\" target=\"_blank\" rel=\"noopener\">Platinum Savings Account<\/a>; 4.35% APY for the <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank\" target=\"_blank\" rel=\"noopener\">Savings Connect Account<\/a><\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/fundrise\" target=\"_blank\" rel=\"noopener\">Fundrise<\/a><\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Real estate, private credit, and venture capital investing app<\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$10 Minimum | 0.85% Management Fee for real estate funds | \u00a00.15% Advisory fee <\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Many earned 7-20% average returns (2019-2021)<\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Ibotta<\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Cashback\/rebate app + Chrome extension<\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$0 or $3.99\/month (Inactivity Fee)<\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">~5%-30% Expected returns<\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/acorns\" target=\"_blank\" rel=\"noopener\">Acorns<\/a><\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Investment app with AutoSave &amp; Round Up features <\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$5 Minimum | Pricing Starts $3\/month<\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">~7% Expected returns <\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/public\" target=\"_blank\" rel=\"noopener\">Public<\/a><\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Alternative investment platform<\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$0\/$8 per month | 1.25% + Misc Fees<\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">~5.4% Expected yield <\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Rakuten<\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Cashback\/rebate app + Chrome extension<\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Free<\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">~1%-20% Expected Returns<\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/arrived\" target=\"_blank\" rel=\"noopener\">Arrived Homes<\/a><\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Residential rental real estate <\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$100 <\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">~3.2%- 7.2% in dividends + ~4% home appreciation <\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/crowdstreet\" target=\"_blank\" rel=\"noopener\">Crowdstreet<\/a> (Accredited investors only)<\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Commercial real estate <\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$25,000 Minimum | 1-2 % Annual Fee<\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">~19.2%<\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Rocket Money<\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Money + financial management app<\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$0 or $3-$12\/month (added features) + $2 Maintenance fee for Non-members\u00a0<\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Save &gt; $750\/year<\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/masterworks?utm_content=best-money-making-apps-that-actually-work\" target=\"_blank\" rel=\"noopener\">Masterworks<\/a><\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Fine art <\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">No minimum<\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Investors have realized annualized net returns of 17.8%, 21.5%, 35%<\/div><\/td><\/tr><tr><td data-mtr-content=\"App\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Swagbucks<\/div><\/td><td data-mtr-content=\"What is it?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Eclectic rewards program<\/div><\/td><td data-mtr-content=\"Minimums + fees\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$3.99\/month<\/div><\/td><td data-mtr-content=\"How much can you make?\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">~$1 to $5 a day <\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.371wvnd3lbwm\">CIT Bank<\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50\u2b50\u2b50<\/li>\n\n\n\n<li><strong>Minimums + fees:<\/strong>&nbsp;$5,000 for the <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank-platinum-savings\" target=\"_blank\" rel=\"noopener\">Platinum Savings Account<\/a>; $100 for the <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank\" target=\"_blank\" rel=\"noopener\">Savings Connect Account<\/a><\/li>\n\n\n\n<li><strong>How much can you make?<\/strong>&nbsp;4.7% APY for the <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank-platinum-savings\" target=\"_blank\" rel=\"noopener\">Platinum Savings Account<\/a>; 4.35% APY for the <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank\" target=\"_blank\" rel=\"noopener\">Savings Connect Account<\/a><\/li>\n<\/ul>\n\n\n\n<p>If you want to start earning passive income but don&#8217;t know where to get started, a high-yield savings account is a strong start. <\/p>\n\n\n\n<p>If you&#8217;re not familiar with HYSAs, let me explain the magic. On the one hand, you have a &#8220;traditional&#8221; savings account. The average interest rate? Between 0.45 and 0.58%. If you have $10,000 invested, you could earn $40-50 of interest in a year.<\/p>\n\n\n\n<p>With a HYSA offering a 4% (or higher) APY, you&#8217;d increase that number 10 times \u2014 you&#8217;d earn about $400 in a year. Big difference, right? <\/p>\n\n\n\n<p><a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank\" target=\"_blank\" rel=\"noopener\">CIT Bank<\/a> is a solid option with hefty APYs. Its <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank-platinum-savings\" target=\"_blank\" rel=\"noopener\">Platinum Savings Account<\/a> delivers an impressive 4.7% APY (for accounts $5K or over); even if you&#8217;re not at that point, its Savings Connect Account offers 4.35% APY with an accessible $100 minimum. <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">High APY for HYSAs<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">No brick and mortar locations<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">FDIC Insured <\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">No investment account option<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Easy to Use<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">60,000 + 5 Star Reviews<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Can Set up Auto \u2013 Deposits <\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Monthly interest payments<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\"> Check out CIT Bank<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.vncratcyb0uz\">Fundrise <\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50\u2b50<\/li>\n\n\n\n<li><strong>Minimums + fees:<\/strong>&nbsp;$10 Minimum | 0.85% Management Fee | &nbsp;0.15% Advisory fee <\/li>\n\n\n\n<li><strong>How much can you make?<\/strong>&nbsp;Many Earned 7-20% Average Returns (2019-2021)<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/fundrise\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/Fundrise-performance-data.png\" alt=\"Fundrise performance data\"\/><\/a><\/figure><\/div>\n\n\n<p><strong>How it works:<\/strong>&nbsp;If you\u2019re interested in exploring the world of real estate investing but face challenges as an individual investor, <a href=\"https:\/\/www.wallstreetzen.com\/go\/fundrise\" target=\"_blank\" rel=\"noopener\">Fundrise<\/a>&nbsp;provides a superb option through its crowdfunding platform and proprietary Real Estate Investment Trust (REIT) investment opportunities which have outperformed public REITs the last several years. <\/p>\n\n\n\n<p>Set up an account in minutes, browse real estate crowdfunding opportunities, and choose how many shares you want to invest in your chosen selection. <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Low Minimum<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Illiquid (5+ Year Investment)<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Great Diversification Option<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Non-negotiable management Fees (Though low)<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Good Historical Returns<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Limited Types of Investment<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Transparent Fracking<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results Not Guaranteed<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">No\/Minimal Expertise Needed<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Lower Risk Than Most Self-Directed Real Estate Investments<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Filter Personal Preferences (Risk, Duration, etc.)<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/fundrise\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\"> Check out Fundrise&nbsp; <\/a><\/div>\n<\/div>\n\n\n<div class=\"wp-block-code-snippets-content\"><div class=\"disclaimer\">\r\n\t<p>Note: We earn a commission for this endorsement of Fundrise. <\/p>\r\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h.xo74y8syfa43\"><strong>Ibotta <\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50\u2b50<\/li>\n\n\n\n<li><strong>Minimums + fees:<\/strong>&nbsp;$0 or $3.99\/month (Inactivity Fee)<\/li>\n\n\n\n<li><strong>How much can you make?<\/strong>&nbsp;~5%-30% Returns Expected<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/ibotta.png\" alt=\"Ibotta\"\/><\/figure><\/div>\n\n\n<p><strong>How it works: <\/strong>Ibotta&nbsp;is another tech-savvy, heavy hitter in the world of rebates and is ultimately one of my favorite money making apps that actually work. Use an app or browser extension to get cashback on your purchases from an ever-growing list of exclusive offers.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Account Maintenance Fees if Inactivity <\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Can Invite Overspending<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Bonus Opportunities<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results Not Guaranteed<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Free to Use<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Earn Money Doing Things You Already Do<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">App &amp; Chrome Extension<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Earn More With Referrals<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Earn From In-store and Online<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/home.ibotta.com\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\">Check out Ibotta<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.5cr2m6g6irpf\"><strong>Public <\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50\u2b50\u2b50<\/li>\n\n\n\n<li><strong>Minimums + fees:<\/strong>&nbsp;$0\/$8 per month | 1.25% + Misc Fees<\/li>\n\n\n\n<li><strong>How much can you make?<\/strong>&nbsp;~5.4% Expected Yield <\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/public\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/Public-Investing-Platform.png\" alt=\"Public investing platform\"\/><\/a><\/figure><\/div>\n\n\n<p><strong>How it works: <\/strong>For those looking for apps to make money fast, check out&nbsp;<a href=\"https:\/\/www.wallstreetzen.com\/go\/public\" target=\"_blank\" rel=\"noopener\">Public<\/a>. It is an investing platform that allows users to invest in a variety of assets including shares of stocks, ETFs, Crypto, art, and more. They have done a good job of introducing&nbsp;Ai to investing, building an intuitive platform, and creating a transparent and collaborative environment.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-tr-td\"><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><strong>Pros<\/strong><\/div><\/td><td data-mtr-content=\"Cons \" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><strong>Cons <\/strong><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">5.4% Yield <\/div><\/td><td data-mtr-content=\"Cons \" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Some Small Fees<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$500k Insured<\/div><\/td><td data-mtr-content=\"Cons \" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results Not Guaranteed<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Regulated by the SEC<\/div><\/td><td data-mtr-content=\"Cons \" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Variety of Assets (Including crypto)<\/div><\/td><td data-mtr-content=\"Cons \" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Low Fees<\/div><\/td><td data-mtr-content=\"Cons \" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Ai Stock Recommends Feature<\/div><\/td><td data-mtr-content=\"Cons \" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Auto-Invest Feature<\/div><\/td><td data-mtr-content=\"Cons \" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/public\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\">Check out Public<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.1bwy8tbxloxz\"><strong>Acorns <\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50\u2b50<\/li>\n\n\n\n<li><strong>Minimums + fees:<\/strong>&nbsp;$5 Minimum | Pricing Starts $3\/month<\/li>\n\n\n\n<li><strong>How much can you make?<\/strong>&nbsp;~7% Expected Returns <\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/acorns\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/acorns-income-potential.png\" alt=\"Acorns income potential\"\/><\/a><\/figure><\/div>\n\n\n<p><strong>How it works: <\/strong>If you\u2019re looking for legit money making apps,&nbsp;<a href=\"https:\/\/www.wallstreetzen.com\/go\/acorns\" target=\"_blank\" rel=\"noopener\">Acorns<\/a>&nbsp;is top of the list. The company turns your everyday expenditures into potential earnings. <\/p>\n\n\n\n<p>With them, you can automatically round up your everyday purchases to the nearest dollar and invest the spare change into personalized diversified portfolios.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">AutoSave Feature &amp; Round Up Feature Automate Good Financial Habits<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results Not Guaranteed<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Transparent Fees<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Promotes Investing Without Knowledge of How to Invest<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Ease of Use<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Round-up Feature Could Invite Overspending<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Potential Return on Investment<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Bank Level Encryption Security<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Can Diversify Portfolio Based on Risk Tolerance, Financial Goals, and Time Horizon.<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/acorns\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\"> Check out Acorns<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.i0t9ojhx9782\"><strong>Rakuten <\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50\u2b50<\/li>\n\n\n\n<li><strong>Minimums + fees:<\/strong>&nbsp;Free<\/li>\n\n\n\n<li><strong>How much can you make?<\/strong>&nbsp;~1%-20% Expected Returns<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/Rakuten-Money-Making-App.png\" alt=\"Rakuten money making app\"\/><\/figure><\/div>\n\n\n<p><strong>How it works: <\/strong>When it comes to earning rebates on your everyday shopping activities, a major heavyweight in the market is Rakuten. This company has to be one of the best money making apps out there. The company provides cashback rewards by shopping at preferred partner retailers, effectively giving you money back for something you were already planning to do. <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Free to Use<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Could Encourage Overspending<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Earn Money Doing Things You Already Do<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Paid Every 3 Months<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">App &amp; Chrome Extension<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">They Collect Your Information<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Earn More With Referrals<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Earn Money Slowly Over Time<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results Not Guaranteed<\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.rakuten.com\/\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\"> Check out Rakuten<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.buy9e9word2k\"><strong>Arrived Homes <\/strong><\/h2>\n\n\n\n<p><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50\u2b50<\/p>\n\n\n\n<p><strong>Minimums + fees: <\/strong>$100 Minimum | 8-25% (Based on Market)<\/p>\n\n\n\n<p><strong>How much can you make?<\/strong>&nbsp;~3.2%- 7.2% in Dividends + ~4% Home Appreciation <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/arrived\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/arrived-real-estate-platform.png\" alt=\"Arrived real estate platform\"\/><\/a><\/figure><\/div>\n\n\n<p><strong>How it works: <\/strong><a href=\"https:\/\/www.wallstreetzen.com\/go\/arrived\" target=\"_blank\" rel=\"noopener\">Arrived Homes<\/a>&nbsp;has changed the reality of investing in single-family rental properties by crowdfunding its investments. <\/p>\n\n\n\n<p>The company acquires and operates residential units, creating truly passive earnings opportunities for you, regardless of your expertise or accreditation status. For its accessibility and as a diversification option, I&nbsp;dub it one of the best money making apps on the market. <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">No Expertise Needed<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Illiquid\/Long-Term Investment <\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">No Accreditation Needed<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">High Fees<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Low Minimum<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results Not Guaranteed<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">BBB Accredited <\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Lower Risk Than Self-Directed Real Estate Ventures<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/arrived\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\">Check out Arrived Homes<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.h8cdozsd5jkn\"><strong>Crowdstreet &#8211; Best for Accredited Investors<\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50\u2b50<\/li>\n\n\n\n<li><strong>Minimums + fees: <\/strong>$25,000 Minimum | 1-2 % Annual Fee<\/li>\n\n\n\n<li><strong>How much can you make?<\/strong>&nbsp;~19.2%<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/crowdstreet\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/crowdstreet-money-making-app.png\" alt=\"Crowdstreet money making app\"\/><\/a><\/figure><\/div>\n\n\n<p><strong>How it works: <\/strong><a href=\"https:\/\/www.wallstreetzen.com\/go\/crowdstreet\" target=\"_blank\" rel=\"noopener\">Crowdstreet<\/a>&nbsp;is another one of the legit money making apps \u2014 but it\u2019s only available to accredited investors.<\/p>\n\n\n\n<p>A major selling point? They help&nbsp;both first-time real estate investors and more experienced active investors branch into commercial real estate investing. They provide institutional-quality commercial crowdfunding opportunities that are highly diversified and well-vetted.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Access to Commercial Real Estate Investments<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Accredited Investors Only<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Real Estate Good Diversification Option<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Illiquid<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Vetted Opportunities<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Real Estate Always Has Risk<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Transparency<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results not guaranteed<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Potential High Returns<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">High Minimum Investment<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Ease of Use<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">No Expertise Needed<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Low Fees + No Platform Fees<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/crowdstreet\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\">Check out Crowdstreet<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.vggnxwrzt6p1\"><strong>Rocket Money <\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50\u2b50<\/li>\n\n\n\n<li><strong>Minimums + fees:<\/strong>&nbsp;$0 or $3-$12\/month (added features) + $2 Maintenance fee for Non-members<\/li>\n\n\n\n<li><strong>How much can you make?<\/strong>&nbsp;Save &gt; $750\/year<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/Rocket-Money-Making-App.png\" alt=\"Rocket money making app\"\/><\/figure><\/div>\n\n\n<p><strong>How it works: <\/strong>Rocket Money&nbsp;offers a comprehensive suite of financial management tools, including subscription cancellation, bill management, budget creation, credit history monitoring, and more. <\/p>\n\n\n\n<p>While many banks and credit cards do provide subscription alerts, Rocket Money&nbsp;actively negotiates better rates on your behalf, setting them apart as one of the top money making apps that actually work. <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Minimal Fees (If Any)<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Limited to the USA<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Easy to Use<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Though Secure, They Require Sensitive Info (Bank Accounts &amp; Credit Card Numbers)<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Negotiate Lower Bills<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results May Vary and Are Not Guaranteed<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Bank-Level Encryption<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Help Find Hidden Subscriptions<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.rocketmoney.com\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\">Check out Rocket Money<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.xfk0ruec82nt\"><strong>Masterworks <\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;3.7\/5<\/li>\n\n\n\n<li><strong>Minimum<\/strong>: None (Masterworks retains complete discretion to determine that subscribers are \u201cqualified purchasers\u201d (as defined in Regulation A under the Securities Act) in reliance on the information and representations provided to us regarding their financial situation.)<\/li>\n\n\n\n<li><strong>How much can you make? <\/strong>12.70%-19.80% Historical Returns<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/www.wallstreetzen.com\/go\/masterworks?utm_content=best-money-making-apps-that-actually-work\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/Untitled-9.png\" alt=\"Untitled\"\/><\/a><\/figure><\/div>\n\n\n<p><strong>How it works: <\/strong><\/p>\n\n\n\n<p>The art-lovers amongst us will appreciate <a href=\"https:\/\/www.wallstreetzen.com\/go\/masterworks?utm_content=best-money-making-apps-that-actually-work\" target=\"_blank\" rel=\"noopener\">Masterworks&#8217;<\/a>&nbsp;innovative investment platform&#8211;one which allows people who are not wealthy collectors or institutions (i.e., everyday individuals) access to high-value artwork through fractional ownership. <\/p>\n\n\n\n<p><a href=\"https:\/\/www.wallstreetzen.com\/go\/masterworks-ad?utm_content=best-money-making-apps-that-actually-work\" target=\"_blank\" rel=\"noopener\">Masterworks&#8217;<\/a>&nbsp;platform enables you to diversify your holdings and possibly benefit from the appreciation of fine art over time.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">3% of Art Passes Due Diligence<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">High Minimum Investment<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Fees are lower Than Industry Standard<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Limited Selection of Artwork Currently<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Bank-Level Security<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Less Liquidity Than Most Investments<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Impressive Historical Returns<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Art is Considered a Risky Investment<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Good Diversity Options<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results Not Guaranteed<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.wallstreetzen.com\/go\/masterworks-ad?utm_content=best-money-making-apps-that-actually-work\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\">Check out Masterworks<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.uvhjoq3ygjzp\"><strong>Swagbucks <\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Rating:<\/strong>&nbsp;\u2b50\u2b50\u2b50<\/li>\n\n\n\n<li><strong>Minimums + fees:<\/strong>&nbsp;$3.99\/month<\/li>\n\n\n\n<li><strong>How much can you make?<\/strong>&nbsp;~$1 to $5 a day <\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.wallstreetzen.com\/blog\/wp-content\/uploads\/2023\/06\/swagbucks-money-earning-app.png\" alt=\"Swagbucks money earning app\"\/><\/figure><\/div>\n\n\n<p><strong>How it works: <\/strong>Swagbucks&nbsp;is an innovative reward scheme that allows you to earn rewards in the form of Swagbucks&nbsp;(SB) by simply completing everyday online activities such as taking surveys, shopping online, or playing games. <\/p>\n\n\n\n<p>Though I would not put it at the top of the Best Money Making Apps List, it earns its place because you can trade SBs for cash or gift cards for doing things you would already be doing. <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"mtr-table mtr-thead-th\"><thead><tr><th data-mtr-content=\"Pros\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Pros<\/div><\/th><th data-mtr-content=\"Cons\" class=\"mtr-th-tag\"><div class=\"mtr-cell-content\">Cons<\/div><\/th><\/tr><\/thead><tbody><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Get Access to Exclusive Deals<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$3 fee for Virtual Cards &amp; Crypto Cards<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Earn in a Variety of Ways (Shopping, Playing Games, and More) <\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">$3.99\/month (Others are free)<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Easy to Use<\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Can Invite Overspending<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Results Not Guaranteed<\/div><\/td><\/tr><tr><td data-mtr-content=\"Pros\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\"><\/div><\/td><td data-mtr-content=\"Cons\" class=\"mtr-td-tag\"><div class=\"mtr-cell-content\">Can Take a While to Earn Rewards<\/div><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-layout-flex wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"http:\/\/swagbucks.com\" style=\"background-color:#446bca\" target=\"_blank\" rel=\"noopener\"> Check out Swagbucks<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h.533phajr6z1n\"><strong>Final Word: Money Making Apps <\/strong><\/h2>\n\n\n\n<p>Good news is that there are plenty of ways to start earning money in 2026. The investment platform landscape is vast and continues to expand with new and creative ways to grow your portfolio. <\/p>\n\n\n\n<p>I know I am biased, but a high APY will always come first for me. <a href=\"https:\/\/www.wallstreetzen.com\/go\/cit-bank\" target=\"_blank\" rel=\"noopener\">CIT Bank<\/a> is great for that.<\/p>\n\n\n\n<p>The nice thing is that you can easily combine that with any other money making app. <a href=\"https:\/\/www.wallstreetzen.com\/go\/acorns\" target=\"_blank\" rel=\"noopener\">Acorns<\/a>&nbsp;also stands above the crowd for me thanks to its user-friendly, feature-rich, and trustworthy platform, but you really can\u2019t go too wrong using another \u2014 or several other legit money making apps in its stead. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\t\t<div class=\"wp-faq-schema-wrap\">\n\t\t\t\t\t\t\t<h2>FAQs:<\/h2>\n\t\t\t\t\t\t<div class=\"wp-faq-schema-items\">\n\t\t\t\t\t\t\t\t\t<h3>Which app is best for money earning?<\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>The best money earning app of [wpdts-year] is Acorns. Its simplicity, automated features, and potential earnings make it the top choice. Other popular money making apps include Rakuten, Ibotta, Fundrise, and Masterworks.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<h3>Is there a real app to make money?<\/h3>\n\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t<p>Yes, there are several legitimate apps available that allow users to make money through various activities. Some popular and trusted money-making apps include Acorns, Ibotta, and Masterworks. <\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n","protected":false},"excerpt":{"rendered":"<p>Inflation is up \u2026 Yet wage increases have been unimpressive. You need more money. But who has the time (or energy) to take on another job? There are plenty of money making apps that promise to generate extra income without sacrificing too much of your precious time. But which ones are actually worth&nbsp;your time? In [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":13254,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false},"categories":[38],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Money Making Apps That Actually Work<\/title>\n<meta name=\"description\" content=\"Discover the best money-making apps offering fast and legitimate ways to earn. 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